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Keren Bobker

Keren Bobker

Keren Bobker is an independent financial adviser and senior partner with Holborn Assets in Dubai, with more than 30 years’ experience. Contact her at keren@holbornassets.com or at www.financialuae.com

Articles

Passengers using the Smart Gate system at Dubai International Airport. Pawan Singh / The National
'Can my company force me to pay early visa renewal charges?'

In all situations, the costs of employment including visa and work permit fees are the responsibility of the employer

MoneyDecember 16, 2024
Keren Bobker
There is no legal reason to stop anyone from having residence visas for both the UAE and Saudi Arabia. Pawan Singh / The National
'Can I hold a UAE golden visa and a Saudi residency visa?'

This is legally allowed as multiple residencies are permitted

MoneyDecember 02, 2024
Keren Bobker
The amount of rental profit can be reduced by offsetting certain expenses. Getty Images
'Will I need to pay tax in UK if I rent out my Dubai apartment after relocating to Scotland?'

UK resident for tax purposes is subject to UK income tax on their worldwide income

MoneyNovember 18, 2024
Keren Bobker
The employee must prove that the reason for unemployment is not due to resignation in order to claim under the Involuntary Loss of Employment scheme. Getty Images
‘Can I claim unemployment insurance in the UAE if my employer sacks me?’

The employee was sacked for poor performance and also had a disagreement with his manager

MoneyNovember 04, 2024
Keren Bobker
Regardless of whether a woman decides to change her surname after marriage, it is important for her to inform the UAE authorities. Getty Images
‘Is it mandatory to update married name on passport, visa and Emirates ID?’

A person can use their married name before legally updating it, but it only becomes official after updating all necessary documents

MoneyOctober 21, 2024
Keren Bobker
Some companies withdraw an employee's housing allowance if their spouse also receives a similar benefit. Getty Images
‘Can my wife’s company cut her allowance if husband is working?’

An employer cannot just reduce a salary by more than 10 per cent without lodging details with the Ministry of Human Resources and Emiratisation

MoneySeptember 23, 2024
Keren Bobker
From age 65 years, residency visas must be renewed annually, rather than every two years. Getty Images
'Can I continue to work in UAE after turning 60?'

There have been subsequent official announcements about increasing the age to 65 years

MoneySeptember 11, 2024
Keren Bobker
Employers that do not ensure their staff have the correct visas can face fines up to Dh50,000. Pawan Singh / The National
‘Can I work for a UAE company without a residency visa?’

Foreigners face deportation and possible imprisonment for working in the Emirates without the required documents

MoneyAugust 26, 2024
Keren Bobker
After the probationary period has ended, all employees in the UAE are entitled to a certain number of paid sick leave days each year. Sarah Dea / The National
'Do I need to work extra days to compensate for the sick leave?'

Article 31 of UAE labour law confirms payment for the first 15 days, with full pay during sick leave

MoneyAugust 12, 2024
Keren Bobker
Seeing a fraudulent transaction on an account is stressful and is all too common these days. Getty Images
‘My bank is forcing me to pay for a fraudulent credit card transaction’

The customer has been asked to pay the full amount on an instalment plan with interest

MoneyJuly 29, 2024
Keren Bobker
Saudi Arabia has laws in place to protect domestic staff and these were updated in October 2023. Amy Leang / The National
‘Are there laws to protect domestic workers in Saudi Arabia?’

Any employment contract that contradicts government rules will be considered invalid and a penalty will be imposed

MoneyJuly 15, 2024
Keren Bobker
The law says a woman shall be paid a wage equal to that of a man if she performs the same work, or an alternative role of equal value. AFP
'Is it fair for companies to pay men more than women?'

The UAE law prohibits discrimination between male and female employees in any way

MoneyJuly 01, 2024
Keren Bobker
If the deductions are incorrect, an employee can raise a complaint with the Ministry of Human Resources and Emiratisation. istockphoto.com
'Can my employer deduct from my gratuity?'

Employers are not allowed to deduct any additional expenses, such as visa cancellation fees

MoneyJune 17, 2024
Keren Bobker
Saudi Arabia has its own labour laws, and employment is regulated by the Ministry of Human Resources and Social Development. Bloomberg
'Is a six-month probation period normal in Saudi Arabia?'

The official work contract cannot state a probationary period of 180 days but can say 90 days with a possible extension by agreement

MoneyJune 02, 2024
Keren Bobker
It is a good idea to travel with a copy of the identity card application as evidence that an application has been submitted. Pawan Singh / The National
‘Can I travel out of the UAE without an Emirates ID?’

If a residency visa has been issued, there is no problem with leaving the country

MoneyMay 19, 2024
Keren Bobker
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