Trump says Senate must consider Ginsburg replacement ‘without delay’


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US President Donald Trump urged the Senate to consider "without delay" his nomination to fill the Supreme Court vacancy created by the death of Justice Ruth Bader Ginsburg on Friday, only six weeks before the country's presidential election.

Ginsburg died on Friday at her home in Washington after complications from metastatic pancreatic cancer, the court said.

Mr Trump's Democratic rival in the election, Joe Biden, said her replacement must wait until after the November vote.

Democrats fear that the death Ginsberg, a major liberal voice in the US justice system, will lead to Mr Trump nominating a right-wing candidate, which would shift the ideological balance of the nine-member court for a generation.

They believe that would have wide-ranging implications for the fate of issues such as abortion, environmental regulations and health care.

In 2016, Senate Republicans blocked Democratic President Barack Obama's pick for the top US court. Senate Majority Leader Mitch McConnell justified the move on the grounds that it was an election year.

But on Friday, Mr McConnell said he would act on any nomination Mr Trump made.

On Saturday, Mr Trump said his Supreme Court nominee would probably be a woman, he would make the nomination next week and he would prefer a vote before the election.

On Saturday, Democrats raised more than $50 million (Dh183.6m) in the hours after Ginsburg's death, demonstrating how her passing and the contentious nomination fight that lies ahead have already galvanised the party's base.

The money was raised by 4pm on Saturday after news of her death broke late Friday, according to a donation ticker on the website of ActBlue, the party's online fund-raising platform.

The election campaign had already delivered record fundraising totals for the Democrats, a sign of the motivation within the party to rebuke Mr Trump on election day.

But Ginsburg's death brought new impetus to the campaign, particularly after Mr Trump and Mr McConnell pledged to move forward with finding a replacement.

Although ActBlue has not yet disclosed who the biggest recipients were, Democratic challengers to Republican senators were in line to benefit from the influx of cash.

A group of Democratic strategists raising money through an effort called Get Mitch or Die Trying, which shares donations among Democratic Senate contenders, reported that within hours of Ginsburg’s death they more than doubled what they had previously raised.

"In tribute to the extraordinary life of Justice Ginsberg, I'm matching donations to this fund up to $10,000 tonight," Grey's Anatomy showrunner Krista Vernoff tweeted.

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  • Olympic-size swimming pool with a split bulkhead for multi-use configurations, including water polo and 50m/25m training lanes
  • Premier League-standard football pitch
  • 400m Olympic running track
  • NBA-spec basketball court with auditorium
  • 600-seat auditorium
  • Spaces for historical and cultural exploration
  • An elevated football field that doubles as a helipad
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Key changes

Commission caps

For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:

• For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term). 

• On the protection component, there is a cap  of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).

• Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated. 

• The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.

• For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years.

Disclosure

Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a “free-look” period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy.

“The illustration should provide for at least two scenarios to illustrate the performance of the product,” said Mr Hodgins. “All illustrations are required to be signed by the customer.”

Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early.

Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data.

“This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided),” said Mr Hodgins.

Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added.

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Flavour: Similar to goat’s milk, although less pungent. Vaguely sweet with a subtle, salty aftertaste.
Texture: Smooth and creamy, with a slightly thinner consistency than cow’s milk.
Use it: In your morning coffee, to add flavour to homemade ice cream and milk-heavy desserts, smoothies, spiced camel-milk hot chocolate.
Goes well with: chocolate and caramel, saffron, cardamom and cloves. Also works well with honey and dates.

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What can victims do?

Always use only regulated platforms

Stop all transactions and communication on suspicion

Save all evidence (screenshots, chat logs, transaction IDs)

Report to local authorities

Warn others to prevent further harm

Courtesy: Crystal Intelligence

How to help

Send “thenational” to the following numbers or call the hotline on: 0502955999
2289 – Dh10
2252 – Dh 50
6025 – Dh20
6027 – Dh 100
6026 – Dh 200

COMPANY PROFILE
Name: Kumulus Water
 
Started: 2021
 
Founders: Iheb Triki and Mohamed Ali Abid
 
Based: Tunisia 
 
Sector: Water technology 
 
Number of staff: 22 
 
Investment raised: $4 million 
CHATGPT%20ENTERPRISE%20FEATURES
%3Cp%3E%E2%80%A2%20Enterprise-grade%20security%20and%20privacy%3C%2Fp%3E%0A%3Cp%3E%E2%80%A2%20Unlimited%20higher-speed%20GPT-4%20access%20with%20no%20caps%3C%2Fp%3E%0A%3Cp%3E%E2%80%A2%20Longer%20context%20windows%20for%20processing%20longer%20inputs%3C%2Fp%3E%0A%3Cp%3E%E2%80%A2%20Advanced%20data%20analysis%20capabilities%3C%2Fp%3E%0A%3Cp%3E%E2%80%A2%20Customisation%20options%3C%2Fp%3E%0A%3Cp%3E%E2%80%A2%20Shareable%20chat%20templates%20that%20companies%20can%20use%20to%20collaborate%20and%20build%20common%20workflows%3C%2Fp%3E%0A%3Cp%3E%E2%80%A2%20Analytics%20dashboard%20for%20usage%20insights%3C%2Fp%3E%0A%3Cp%3E%E2%80%A2%20Free%20credits%20to%20use%20OpenAI%20APIs%20to%20extend%20OpenAI%20into%20a%20fully-custom%20solution%20for%20enterprises%3C%2Fp%3E%0A

Directed by: Craig Gillespie

Starring: Emma Stone, Emma Thompson, Joel Fry

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