India has defended its digital identification system, Aadhaar, rejecting claims by global rating agency Moody’s that the system is vulnerable to breakdowns and often results in service denials.
Aadhaar, the world’s largest biometric system, serves as proof of identity and address for Indians – who are each assigned a 12-digit identification number.
Citizens are required to verify their identity, usually through fingerprints, to access to government benefits including food rations and healthcare, as well as jobs.
Moody's in its report had questioned the reliability of biometric technologies, especially for manual labourers in hot, humid climates such as India.
But on Monday, India’s Ministry of Electronics and Information Technology rejected the claims, saying the global rating agency made “sweeping” assertions without “citing any evidence” and that more than a billion Indians have trusted Aadhaar.
“The report ignores that biometric submission is also possible through contactless means like face authentication and iris authentication. In addition, the option of mobile OTP is also available in many use cases,” the ministry said.
“The report in question does not cite either primary or secondary data or research in support of the opinions presented in it. The investor service did not make any attempt to ascertain facts regarding the issues raised by it from the authority.”
Moody's had warned that centralised systems with a single point of control over users' identification credentials, and access to online resources, pose security and privacy risks to users.
The Unique Identification Authority of India is responsible for authentication, operation and management of the Aadhaar system.
There have been instances of data leaks. The government accepted in parliament that 210 state and central government websites, including educational institutes, were displaying lists of beneficiaries along with their name, address and Aadhaar numbers for information of general public.
Claims of a large-scale data breach was reported in June, when personal details of citizens – including high-profile political leaders – who had uploaded their information on the government's Covid vaccination portal were leaked on social media platform Telegram.
The Information Ministry said India had robust privacy protections and state-of-the-art security in place to maintain privacy and safety of data.
“Parliament has laid down robust privacy protections in the law governing the Aadhaar system and these are observed through robust technological and organisational arrangements,” it said.
“State-of-the-art security solutions are in place, along with a federated database and encryption of data both at rest and in motion.”
The system is “trusted” by more than a billion citizens and international agencies including the IMF and World Bank have lauded the role of Aadhaar, New Delhi said.
“Several nations have also been engaged with the authority to understand how they may deploy similar digital ID systems,” it said.
“To ignore such an unprecedented vote of confidence in an identity system is to imply that the users do not understand what is in their own interest.”
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Kamindu Mendis bio
Full name: Pasqual Handi Kamindu Dilanka Mendis
Born: September 30, 1998
Age: 20 years and 26 days
Nationality: Sri Lankan
Major teams Sri Lanka's Under 19 team
Batting style: Left-hander
Bowling style: Right-arm off-spin and slow left-arm orthodox (that's right!)
Takreem Awards winners 2021
Corporate Leadership: Carl Bistany (Lebanon)
Cultural Excellence: Hoor Al Qasimi (UAE)
Environmental Development and Sustainability: Bkerzay (Lebanon)
Environmental Development and Sustainability: Raya Ani (Iraq)
Humanitarian and Civic Services: Women’s Programs Association (Lebanon)
Humanitarian and Civic Services: Osamah Al Thini (Libya)
Excellence in Education: World Innovation Summit for Education (WISE) (Qatar)
Outstanding Arab Woman: Balghis Badri (Sudan)
Scientific and Technological Achievement: Mohamed Slim Alouini (KSA)
Young Entrepreneur: Omar Itani (Lebanon)
Lifetime Achievement: Suad Al Amiry (Palestine)
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How to watch Ireland v Pakistan in UAE
When: The one-off Test starts on Friday, May 11
What time: Each day’s play is scheduled to start at 2pm UAE time.
TV: The match will be broadcast on OSN Sports Cricket HD. Subscribers to the channel can also stream the action live on OSN Play.
The alternatives
• Founded in 2014, Telr is a payment aggregator and gateway with an office in Silicon Oasis. It’s e-commerce entry plan costs Dh349 monthly (plus VAT). QR codes direct customers to an online payment page and merchants can generate payments through messaging apps.
• Business Bay’s Pallapay claims 40,000-plus active merchants who can invoice customers and receive payment by card. Fees range from 1.99 per cent plus Dh1 per transaction depending on payment method and location, such as online or via UAE mobile.
• Tap started in May 2013 in Kuwait, allowing Middle East businesses to bill, accept, receive and make payments online “easier, faster and smoother” via goSell and goCollect. It supports more than 10,000 merchants. Monthly fees range from US$65-100, plus card charges of 2.75-3.75 per cent and Dh1.2 per sale.
• 2checkout’s “all-in-one payment gateway and merchant account” accepts payments in 200-plus markets for 2.4-3.9 per cent, plus a Dh1.2-Dh1.8 currency conversion charge. The US provider processes online shop and mobile transactions and has 17,000-plus active digital commerce users.
• PayPal is probably the best-known online goods payment method - usually used for eBay purchases - but can be used to receive funds, providing everyone’s signed up. Costs from 2.9 per cent plus Dh1.2 per transaction.
'Ghostbusters: From Beyond'
Director: Jason Reitman
Starring: Paul Rudd, Carrie Coon, Finn Wolfhard, Mckenna Grace
Rating: 2/5
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APPLE IPAD MINI (A17 PRO)
Display: 21cm Liquid Retina Display, 2266 x 1488, 326ppi, 500 nits
Chip: Apple A17 Pro, 6-core CPU, 5-core GPU, 16-core Neural Engine
Storage: 128/256/512GB
Main camera: 12MP wide, f/1.8, digital zoom up to 5x, Smart HDR 4
Front camera: 12MP ultra-wide, f/2.4, Smart HDR 4, full-HD @ 25/30/60fps
Biometrics: Touch ID, Face ID
Colours: Blue, purple, space grey, starlight
In the box: iPad mini, USB-C cable, 20W USB-C power adapter
Price: From Dh2,099
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Director: Jon Favreau
Starring: Donald Glover, Seth Rogen, John Oliver
Rating: 2 out of 5 stars
SPECS
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The Voice of Hind Rajab
Starring: Saja Kilani, Clara Khoury, Motaz Malhees
Director: Kaouther Ben Hania
Rating: 4/5