A view of a mangrove tree that survived in an area damaged by the 2004 tsunami in the Ujong Pancu area, Banda Aceh, Indonesia, 08 April 2023. The mangrove swamp bordering residential areas had suffered severe damage during the tsunami leaving only a few trees that survived. Rising sea levels have caused rapid coastal erosion in Aceh. In addition, the 2004 tsunami disaster also contributed greatly to the destruction of mangrove forests on the west coast of Aceh. The real result is a massive reduction in land mass due to coastal erosion and the loss of mangrove forests. Director of the Aceh Jaya Manggrove Institute Foundation, Abdul Hadi, believes that good mangrove forests can protect land areas from rising sea levels and coastal abrasion. His AMI Foundation supports mangrove planting activity throughout Aceh Jaya by donating seeds for free, and continuing to plant throughout the year. EPA/HOTLI SIMANJUNTAK ATTENTION: For the FOCUS essay text go to https://epaimages. com/misc. pp?code=section-focus
A view of a mangrove tree that survived in an area damaged by the 2004 tsunami in the Ujong Pancu area, Banda Aceh, Indonesia, 08 April 2023. The mangrove swamp bordering residential areas had suffered severe damage during the tsunami leaving only a few trees that survived. Rising sea levels have caused rapid coastal erosion in Aceh. In addition, the 2004 tsunami disaster also contributed greatly to the destruction of mangrove forests on the west coast of Aceh. The real result is a massive reduction in land mass due to coastal erosion and the loss of mangrove forests. Director of the Aceh Jaya Manggrove Institute Foundation, Abdul Hadi, believes that good mangrove forests can protect land areas from rising sea levels and coastal abrasion. His AMI Foundation supports mangrove planting activity throughout Aceh Jaya by donating seeds for free, and continuing to plant throughout the year. EPA/HOTLI SIMANJUNTAK ATTENTION: For the FOCUS essay text go to https://epaimages. com/misc. pp?code=section-focus
Pantai Lango fishing village in Balikpapan bay, East Kalimantan, Indonesia
Pantai Lango fishing village in Balikpapan bay, East Kalimantan, Indonesia
The abandoned Waladuna mosque is sinking because of rising sea levels and land erosion in the Muara Baru area on Jakarta's northern coast
The abandoned Waladuna mosque is sinking because of rising sea levels and land erosion in the Muara Baru area on Jakarta's northern coast
Another view of the abandoned Waladuna mosque that has been sinking due to rising seawater and land erosion
Another view of the abandoned Waladuna mosque that has been sinking due to rising seawater and land erosion
Jumadi Guthafsitom, 40 years old, sits over the sea water barrier dam near the abandoned Waladuna mosque that has been sinking due to rising seawater and land erosion in the Muara Baru area on Jakarta's northern coast, Indonesia, 11 April 2023. Jumadi, who works at the fish auction at the Muara Baru fish market, is one of the living witnesses of the sinking of the Waladuna mosque. He said his father often brought him to pray at the Waladuna mosque when he was a small child. Jumadi's parents' house used to be approximately 150 meters from the Waladuna mosque, but due to rising sea levels, he and his father moved to a safer area. Now Jumadi lives in an apartment built by the Jakarta regional government. Every month he pays around 175 thousand rupiah, or around 12 euros rent for the flat. EPA/ADI WEDA ATTENTION: For the full PHOTO ESSAY text please see Advisory Notice epa. . .
Jumadi Guthafsitom, 40 years old, sits over the sea water barrier dam near the abandoned Waladuna mosque that has been sinking due to rising seawater and land erosion in the Muara Baru area on Jakarta's northern coast, Indonesia, 11 April 2023. Jumadi, who works at the fish auction at the Muara Baru fish market, is one of the living witnesses of the sinking of the Waladuna mosque. He said his father often brought him to pray at the Waladuna mosque when he was a small child. Jumadi's parents' house used to be approximately 150 meters from the Waladuna mosque, but due to rising sea levels, he and his father moved to a safer area. Now Jumadi lives in an apartment built by the Jakarta regional government. Every month he pays around 175 thousand rupiah, or around 12 euros rent for the flat. EPA/ADI WEDA ATTENTION: For the full PHOTO ESSAY text please see Advisory Notice epa. . .
The Kampung Apung, or floating village, in Jakarta, Indonesia has been flooded for more than 20 years
The Kampung Apung, or floating village, in Jakarta, Indonesia has been flooded for more than 20 years
Susnandi Wahyu Budiawan Alatas, 58, on a path connecting the dry land with his village, known locally as Kampung Apung
Susnandi Wahyu Budiawan Alatas, 58, on a path connecting the dry land with his village, known locally as Kampung Apung
Villager Siti on the floor of her wooden house which is on stilts above water
Villager Siti on the floor of her wooden house which is on stilts above water
Boats at a dock behind the coastal embankment in Cilincing, Jakarta
Boats at a dock behind the coastal embankment in Cilincing, Jakarta
Fishermen manoeuvre their boats in Cilincing
Fishermen manoeuvre their boats in Cilincing
Charmani, 52, is a fisherman who dives to gather various shellfish
Charmani, 52, is a fisherman who dives to gather various shellfish
A newly hatched sea turtle make its way to the sea after leaving a conservation centre in Kuta, Bali
A newly hatched sea turtle make its way to the sea after leaving a conservation centre in Kuta, Bali
Agung Alit Putra, of the Bali Sea Turtle Society, gathers turtle eggs shortly after a mother turtle laid them at a beach in Kuta, Bali
Agung Alit Putra, of the Bali Sea Turtle Society, gathers turtle eggs shortly after a mother turtle laid them at a beach in Kuta, Bali
A beach littered with waste that washed ashore at Kuta Beach in Bali
A beach littered with waste that washed ashore at Kuta Beach in Bali
The Mangrove Ecotourism area separated by the main road from the Indian Ocean in Gampong Baro Sayeung, Indonesia
The Mangrove Ecotourism area separated by the main road from the Indian Ocean in Gampong Baro Sayeung, Indonesia
The remains of a house after the 2004 tsunami in the Ujong Pancu area, Indonesia
The remains of a house after the 2004 tsunami in the Ujong Pancu area, Indonesia
Abdul Hadi, left, director of the Aceh Jaya Manggrove Institute Foundation, plants mangrove trees in damaged swamp areas in Gampong Baro Sayeung, Aceh Jaya
Abdul Hadi, left, director of the Aceh Jaya Manggrove Institute Foundation, plants mangrove trees in damaged swamp areas in Gampong Baro Sayeung, Aceh Jaya
Abdul Hadi, director of the Aceh Jaya Mangrove Institute Foundation, with mangrove seedlings that will be distributed to local communities in Gampong Baro Sayeung
Abdul Hadi, director of the Aceh Jaya Mangrove Institute Foundation, with mangrove seedlings that will be distributed to local communities in Gampong Baro Sayeung
The site of Indonesia's new capital city, Nusantara, in Sepaku, East Kalimantan
The site of Indonesia's new capital city, Nusantara, in Sepaku, East Kalimantan
Workers load building materials on to a lorry at a construction site in Indonesia's new capital city
Workers load building materials on to a lorry at a construction site in Indonesia's new capital city
Sibukdin, 58, leader of the Balik Indigenous community poses for a portrait inside his house in Sepaku, Penajam Paser Utara, East Kalimantan, Indonesia, 08 March 2023. Sibukdin who has been fighting for the rights of his people, is concerned that the massive construction project of the new capital city will displace indigenous people whose livelihood depends on the land and forest for their daily needs. Indonesia has started to build Nusantara as the new capital city on the 56,180 hectares area in East Kalimantan province amid concerns over the effects of the city’s development on the environment and indigenous people. Communities and fragile ecosystems along Indonesia’s coastlines are increasingly at risk as sea waters rise to unprecedented levels. Made up of over 17,000 islands and over 54,000 kilometers of coastline, the southeast Asian archipelago nation is one of the most vulnerable in the world to the impacts of the climate crisis. Nowhere is the threat of rising sea levels clearer than Indonesia’s sprawling capital, Jakarta. By 2050, it is estimated that over 95% of North Jakarta will be submerged, according to a report by the Bandung Institute of Technology. EPA/MAST IRHAM ATTENTION: For the FOCUS essay text go to https://epaimages. com/misc. pp?code=section-focus
Sibukdin, 58, leader of the Balik Indigenous community poses for a portrait inside his house in Sepaku, Penajam Paser Utara, East Kalimantan, Indonesia, 08 March 2023. Sibukdin who has been fighting for the rights of his people, is concerned that the massive construction project of the new capital city will displace indigenous people whose livelihood depends on the land and forest for their daily needs. Indonesia has started to build Nusantara as the new capital city on the 56,180 hectares area in East Kalimantan province amid concerns over the effects of the city’s development on the environment and indigenous people. Communities and fragile ecosystems along Indonesia’s coastlines are increasingly at risk as sea waters rise to unprecedented levels. Made up of over 17,000 islands and over 54,000 kilometers of coastline, the southeast Asian archipelago nation is one of the most vulnerable in the world to the impacts of the climate crisis. Nowhere is the threat of rising sea levels clearer than Indonesia’s sprawling capital, Jakarta. By 2050, it is estimated that over 95% of North Jakarta will be submerged, according to a report by the Bandung Institute of Technology. EPA/MAST IRHAM ATTENTION: For the FOCUS essay text go to https://epaimages. com/misc. pp?code=section-focus
Rusli, 41, a fisherman, in Balikpapan bay, East Kalimantan, Indonesia
Rusli, 41, a fisherman, in Balikpapan bay, East Kalimantan, Indonesia

Weekend

Photo essay: Rising sea levels are sinking Indonesia's coastlines

The south-east Asian archipelago is one of the most vulnerable in the world to the effects of climate change

EPA

May 26, 2023

  • English
  • Arabic

Communities and fragile ecosystems along Indonesia’s coastlines are increasingly at risk as sea waters rise to unprecedented levels.

Made up of more than 17,000 islands and more than 54,000 kilometres of coastline, the south-east Asian archipelago country is one of the most vulnerable in the world to the effects of climate change, according to a joint report by the World Bank and Asian Development Bank.

Nowhere is the threat of rising sea levels clearer than Indonesia’s sprawling capital, Jakarta.

Rapid urban development and population growth over the past 30 years has caused the city – 40 per cent of which already lies below sea level – to sink further, as the paddies and mangroves that would naturally protect the city from excess water are replaced by asphalt and concrete.

The impact is most visible in the north of the city, which is sinking at a rate of 25 centimetres a year. By 2050, it is estimated that more than 95 per cent of North Jakarta will be submerged, according to a report by the Bandung Institute of Technology.

Jumadi Guthafsitom, 40, near the abandoned Waladuna mosque, which has been sinking because of rising seawater and land erosion in the Muara Baru area on Jakarta's northern coast. EPA
Jumadi Guthafsitom, 40, near the abandoned Waladuna mosque, which has been sinking because of rising seawater and land erosion in the Muara Baru area on Jakarta's northern coast. EPA

Jumadi Guthafsitom, 40, grew up in Muara Bar, a slum area of North Jakarta, and today works at the local fish market, just a stone’s throw from the Waladuna mosque, where he used to play as a child.

Today, the mosque has been abandoned due to the rising water and land subsidence in the area.

“This was my childhood playground – it used to be very beautiful,” Jumadi says, recalling how he would join his mother and father for daily prayers before the mosque was finally lost to the water in 2010.

Residents of West Jakarta face similar challenges. The village that Susnadi, 58, grew up in used to be on dry land, but huge construction projects over the past 20 years have caused the area to sink further below sea level, leading to severe flooding every year.

“It was once a beautiful place, with a lot of trees,” Susnadi says. “Then there was a lot of construction and development, the area behind the village was a paddy field and turned to swamp, they levelled up the ground and turned it into warehouses.”

A new capital city

The sinking is so severe that Indonesian President Joko Widodo announced in 2019 that the government was moving the capital city 2,000km to East Kalimantan on Borneo island.

The new capital, Nusantara, is currently being built, raising concerns over the construction’s effect on the environment and local indigenous peoples.

Sibukdin, 58, leader of the Balik indigenous community, is concerned that construction of the new capital city will displace indigenous people. EPA
Sibukdin, 58, leader of the Balik indigenous community, is concerned that construction of the new capital city will displace indigenous people. EPA

Sibukdin, 58, leader of the Balik Indigenous community in Sepaku, is worried that the building project will displace indigenous people whose livelihoods depend on the land and the forest.

“We want our place where we plant and live to remain the same and not to be disturbed,” Sibukdin says.

“I hope the government pays more attention to our community. We are also humans who have the same rights. We want justice for everyone.”

Rising sea levels not only threaten human activity and communities – ecological habitats in Indonesia’s coastal areas are also increasingly in danger.

The number of sea turtles nesting on Kuta beach is decreasing drastically every year, the Bali Sea Turtle Society says. Before 2020 they would rescue about 700 nests in a year. But last year they recorded only about 200 sea turtle nests on Kuta beach.

Mangrove forests to the rescue

Abdul Hadi, director of the Aceh Jaya Mangrove Institute Foundation, believes that healthy mangrove forests are key to protecting land areas from rising sea levels and coastal erosion.

His foundation supports planting mangroves throughout Aceh by donating free seeds and planting throughout the year.

“By planting mangroves, it becomes the forefront of the coast’s defences, so seawater does not cause erosion any more,” he says. “If the sea level rises, with the presence of mangrove trees, or other trees, settlements would be safer and would no longer erode.”

UK%20-%20UAE%20Trade
%3Cp%3ETotal%20trade%20in%20goods%20and%20services%20(exports%20plus%20imports)%20between%20the%20UK%20and%20the%20UAE%20in%202022%20was%20%C2%A321.6%20billion%20(Dh98%20billion).%C2%A0%3C%2Fp%3E%0A%3Cp%3E%3C%2Fp%3E%0A%3Cp%3EThis%20is%20an%20increase%20of%2063.0%20per%20cent%20or%20%C2%A38.3%20billion%20in%20current%20prices%20from%20the%20four%20quarters%20to%20the%20end%20of%202021.%3C%2Fp%3E%0A%3Cp%3E%C2%A0%3C%2Fp%3E%0A%3Cp%3EThe%20UAE%20was%20the%20UK%E2%80%99s%2019th%20largest%20trading%20partner%20in%20the%20four%20quarters%20to%20the%20end%20of%20Q4%202022%20accounting%20for%201.3%20per%20cent%20of%20total%20UK%20trade.%3C%2Fp%3E%0A
Real estate tokenisation project

Dubai launched the pilot phase of its real estate tokenisation project last month.

The initiative focuses on converting real estate assets into digital tokens recorded on blockchain technology and helps in streamlining the process of buying, selling and investing, the Dubai Land Department said.

Dubai’s real estate tokenisation market is projected to reach Dh60 billion ($16.33 billion) by 2033, representing 7 per cent of the emirate’s total property transactions, according to the DLD.

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Friday, September 22
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Three ways to boost your credit score

Marwan Lutfi says the core fundamentals that drive better payment behaviour and can improve your credit score are:

1. Make sure you make your payments on time;

2. Limit the number of products you borrow on: the more loans and credit cards you have, the more it will affect your credit score;

3. Don't max out all your debts: how much you maximise those credit facilities will have an impact. If you have five credit cards and utilise 90 per cent of that credit, it will negatively affect your score.

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%3Cp%3E%3Cstrong%3EPros%3C%2Fstrong%3E%0D%3C%2Fp%3E%0A%3Cul%3E%0A%3Cli%3EEasy%20to%20use%20and%20require%20less%20rigorous%20credit%20checks%20than%20traditional%20credit%20options%0D%3C%2Fli%3E%0A%3Cli%3EOffers%20the%20ability%20to%20spread%20the%20cost%20of%20purchases%20over%20time%2C%20often%20interest-free%0D%3C%2Fli%3E%0A%3Cli%3EConvenient%20and%20can%20be%20integrated%20directly%20into%20the%20checkout%20process%2C%20useful%20for%20online%20shopping%0D%3C%2Fli%3E%0A%3Cli%3EHelps%20facilitate%20cash%20flow%20planning%20when%20used%20wisely%0D%3C%2Fli%3E%0A%3C%2Ful%3E%0A%3Cp%3E%3Cstrong%3ECons%3C%2Fstrong%3E%3C%2Fp%3E%0A%3Cul%3E%0A%3Cli%3EThe%20ease%20of%20making%20purchases%20can%20lead%20to%20overspending%20and%20accumulation%20of%20debt%0D%3C%2Fli%3E%0A%3Cli%3EMissing%20payments%20can%20result%20in%20hefty%20fees%20and%2C%20in%20some%20cases%2C%20high%20interest%20rates%20after%20an%20initial%20interest-free%20period%0D%3C%2Fli%3E%0A%3Cli%3EFailure%20to%20make%20payments%20can%20impact%20credit%20score%20negatively%0D%3C%2Fli%3E%0A%3Cli%3ERefunds%20can%20be%20complicated%20and%20delayed%0D%3C%2Fli%3E%0A%3C%2Ful%3E%0A%3Cp%3E%3Cem%3ECourtesy%3A%20Carol%20Glynn%3C%2Fem%3E%3C%2Fp%3E%0A
Teaching your child to save

Pre-school (three - five years)

You can’t yet talk about investing or borrowing, but introduce a “classic” money bank and start putting gifts and allowances away. When the child wants a specific toy, have them save for it and help them track their progress.

Early childhood (six - eight years)

Replace the money bank with three jars labelled ‘saving’, ‘spending’ and ‘sharing’. Have the child divide their allowance into the three jars each week and explain their choices in splitting their pocket money. A guide could be 25 per cent saving, 50 per cent spending, 25 per cent for charity and gift-giving.

Middle childhood (nine - 11 years)

Open a bank savings account and help your child establish a budget and set a savings goal. Introduce the notion of ‘paying yourself first’ by putting away savings as soon as your allowance is paid.

Young teens (12 - 14 years)

Change your child’s allowance from weekly to monthly and help them pinpoint long-range goals such as a trip, so they can start longer-term saving and find new ways to increase their saving.

Teenage (15 - 18 years)

Discuss mutual expectations about university costs and identify what they can help fund and set goals. Don’t pay for everything, so they can experience the pride of contributing.

Young adulthood (19 - 22 years)

Discuss post-graduation plans and future life goals, quantify expenses such as first apartment, work wardrobe, holidays and help them continue to save towards these goals.

* JP Morgan Private Bank 

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Name: Hassan Mohsen Elhais

Position: legal consultant with Al Rowaad Advocates and Legal Consultants

The Vile

Starring: Bdoor Mohammad, Jasem Alkharraz, Iman Tarik, Sarah Taibah

Director: Majid Al Ansari

Rating: 4/5

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UAE currency: the story behind the money in your pockets
Venom

Director: Ruben Fleischer

Cast: Tom Hardy, Michelle Williams, Riz Ahmed

Rating: 1.5/5

Why does a queen bee feast only on royal jelly?

Some facts about bees:

The queen bee eats only royal jelly, an extraordinary food created by worker bees so she lives much longer

The life cycle of a worker bee is from 40-60 days

A queen bee lives for 3-5 years

This allows her to lay millions of eggs and allows the continuity of the bee colony

About 20,000 honey bees and one queen populate each hive

Honey is packed with vital vitamins, minerals, enzymes, water and anti-oxidants.

Apart from honey, five other products are royal jelly, the special food bees feed their queen 

Pollen is their protein source, a super food that is nutritious, rich in amino acids

Beewax is used to construct the combs. Due to its anti-fungal, anti-bacterial elements, it is used in skin treatments

Propolis, a resin-like material produced by bees is used to make hives. It has natural antibiotic qualities so works to sterilize hive,  protects from disease, keeps their home free from germs. Also used to treat sores, infection, warts

Bee venom is used by bees to protect themselves. Has anti-inflammatory properties, sometimes used to relieve conditions such as rheumatoid arthritis, nerve and muscle pain

Honey, royal jelly, pollen have health enhancing qualities

The other three products are used for therapeutic purposes

Is beekeeping dangerous?

As long as you deal with bees gently, you will be safe, says Mohammed Al Najeh, who has worked with bees since he was a boy.

“The biggest mistake people make is they panic when they see a bee. They are small but smart creatures. If you move your hand quickly to hit the bees, this is an aggressive action and bees will defend themselves. They can sense the adrenalin in our body. But if we are calm, they are move away.”

 

 

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Platforms: PlayStation 5, Xbox Series X/S, PC

Rating: 4.5/5

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Engine: naturally aspirated 6.5-liter V12

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Other ways to buy used products in the UAE

UAE insurance firm Al Wathba National Insurance Company (AWNIC) last year launched an e-commerce website with a facility enabling users to buy car wrecks.

Bidders and potential buyers register on the online salvage car auction portal to view vehicles, review condition reports, or arrange physical surveys, and then start bidding for motors they plan to restore or harvest for parts.

Physical salvage car auctions are a common method for insurers around the world to move on heavily damaged vehicles, but AWNIC is one of the few UAE insurers to offer such services online.

For cars and less sizeable items such as bicycles and furniture, Dubizzle is arguably the best-known marketplace for pre-loved.

Founded in 2005, in recent years it has been joined by a plethora of Facebook community pages for shifting used goods, including Abu Dhabi Marketplace, Flea Market UAE and Arabian Ranches Souq Market while sites such as The Luxury Closet and Riot deal largely in second-hand fashion.

At the high-end of the pre-used spectrum, resellers such as Timepiece360.ae, WatchBox Middle East and Watches Market Dubai deal in authenticated second-hand luxury timepieces from brands such as Rolex, Hublot and Tag Heuer, with a warranty.

Our legal advisor

Ahmad El Sayed is Senior Associate at Charles Russell Speechlys, a law firm headquartered in London with offices in the UK, Europe, the Middle East and Hong Kong.

Experience: Commercial litigator who has assisted clients with overseas judgments before UAE courts. His specialties are cases related to banking, real estate, shareholder disputes, company liquidations and criminal matters as well as employment related litigation. 

Education: Sagesse University, Beirut, Lebanon, in 2005.

COMPANY%20PROFILE
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While you're here
Who has lived at The Bishops Avenue?
  • George Sainsbury of the supermarket dynasty, sugar magnate William Park Lyle and actress Dame Gracie Fields were residents in the 1930s when the street was only known as ‘Millionaires’ Row’.
  • Then came the international super rich, including the last king of Greece, Constantine II, the Sultan of Brunei and Indian steel magnate Lakshmi Mittal who was at one point ranked the third richest person in the world.
  • Turkish tycoon Halis Torprak sold his mansion for £50m in 2008 after spending just two days there. The House of Saud sold 10 properties on the road in 2013 for almost £80m.
  • Other residents have included Iraqi businessman Nemir Kirdar, singer Ariana Grande, holiday camp impresario Sir Billy Butlin, businessman Asil Nadir, Paul McCartney’s former wife Heather Mills. 
Hunting park to luxury living
  • Land was originally the Bishop of London's hunting park, hence the name
  • The road was laid out in the mid 19th Century, meandering through woodland and farmland
  • Its earliest houses at the turn of the 20th Century were substantial detached properties with extensive grounds

 

School uniforms report
KILLING OF QASSEM SULEIMANI
COMPANY PROFILE
Name: Kumulus Water
 
Started: 2021
 
Founders: Iheb Triki and Mohamed Ali Abid
 
Based: Tunisia 
 
Sector: Water technology 
 
Number of staff: 22 
 
Investment raised: $4 million 
Updated: May 26, 2023, 6:01 PM
IndonesiaEnvironment