I have a secret for you. This secret will allow you to double your income in 18 months for only five more hours of work a week. Do you want to know it?
If you answered “yes”, I want to give you an opportunity to double down. Triple your income in 18 months for just 10 more hours a week!
Interested? At what point would you answer “No”? All of this points to one bigger question: how much is enough?
To be clear, I understand that for most, doubling your income would provide plenty of extra breathing room.
A lot of research suggests that money can buy you happiness. But only to a certain point. Beyond that point, it seems to make people sadder, more depressed and more anxious.
In my profession, I see parents who, in the race to move ahead in their careers, have left their children’s childhood behind.
I see people who have ruined their relationships because they were chasing something in the future, while not having time for their loved ones in the present.
Instead of fixating on getting ahead, what if we simply focused on having enough? How might that change your priorities? Your daily schedule?
Intentionally defining “how much money is enough?” is one of the most important decisions you can make financially. You may put a number to it, but, on a deeper level, the question’s qualitative nature is what makes it special.
It’s about getting clear about your values and goals. Try thinking about your money in terms of what you already have and the freedom it affords you. What makes people happy is buying time and choices.
Matt Haig, author of Reasons to Stay Alive, once said: “The world is increasingly designed to depress us … happiness is not a very good thing for the economy. If we were happy with what we had, why would we need more?”
Many of us believe money, success and stuff is what we need to live “happily”. So, we convince ourselves that we are always too poor to buy our freedom.
But this is what the world is designed to do; always create that fear and urgency for more, even when we have enough.
We make more money. Expectations and desires rise in tandem (known as hedonic adaptation), which results in no permanent gain in our happiness.
John Bogle, founder of investment adviser Vanguard, once recounted a story about the author Joseph Heller. At a party held by a super-rich money manager, a friend told Joseph that their host had made more in a single day than his most famous novel, Catch-22, had ever made.
If you can’t find a way to be satisfied with enough, you may never be satisfied with anything
Sam Instone,
co-chief executive of wealth management company AES
To which Joseph replied: “I’ve got something he can never have.”
His friend asked: “What on earth could that be, Joe?”
And Joe said: “The knowledge that I’ve got enough.”
What might happen if you could shift perspectives? Would you work less? Would you spend less? Would you sleep more? Would you quit your job and start something new? Would you give more to charity?
Maybe nothing new would happen. But if you can’t find a way to be satisfied with enough, you may never be satisfied with anything.
There will always be someone else ahead of you. You don’t have to participate in a game that will constantly pit you against the competition (even if the competition is your future self).
You can opt for financial freedom instead. Combined with peace of mind, good health, loving relationships, worthy goals and ideas, and personal fulfilment — that should certainly be “enough”.
Having enough doesn’t mean we never crave more. We’re human, after all.
But I encourage you to take a step back when you find yourself wanting more and think about where that desire is based.
Is it an actual reflection of your values and your current reality? Or is it just the "more, more, more" monster knocking at the door again?
Sam Instone is co-chief executive of wealth management company AES
Israel Palestine on Swedish TV 1958-1989
Director: Goran Hugo Olsson
Rating: 5/5
The specs
Engine: 2-litre or 3-litre 4Motion all-wheel-drive Power: 250Nm (2-litre); 340 (3-litre) Torque: 450Nm Transmission: 8-speed automatic Starting price: From Dh212,000 On sale: Now
The National's picks
4.35pm: Tilal Al Khalediah
5.10pm: Continous
5.45pm: Raging Torrent
6.20pm: West Acre
7pm: Flood Zone
7.40pm: Straight No Chaser
8.15pm: Romantic Warrior
8.50pm: Calandogan
9.30pm: Forever Young
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Mohammed bin Zayed Majlis
UAE currency: the story behind the money in your pockets
The Buckingham Murders
Starring: Kareena Kapoor Khan, Ash Tandon, Prabhleen Sandhu
Director: Hansal Mehta
Rating: 4 / 5
The specs
Engine: 4.0-litre V8 twin-turbocharged and three electric motors
Power: Combined output 920hp
Torque: 730Nm at 4,000-7,000rpm
Transmission: 8-speed dual-clutch automatic
Fuel consumption: 11.2L/100km
On sale: Now, deliveries expected later in 2025
Price: expected to start at Dh1,432,000
Results
6.30pm: Mazrat Al Ruwayah – Group 2 (PA) $36,000 (Dirt) 1,600m, Winner: RB Money To Burn, Tadhg O’Shea (jockey), Eric Lemartinel (trainer)
7.05pm: Handicap (TB) $68,000 (Turf) 2,410m, Winner: Star Safari, William Buick, Charlie Appleby
7.40pm: Meydan Trophy – Conditions (TB) $50,000 (T) 1,900m, Winner: Secret Protector, William Buick, Charlie Appleby
8.15pm: Al Maktoum Challenge Round 2 - Group 2 (TB) $293,000 (D) 1,900m, Winner: Salute The Soldier, Adrie de Vries, Fawzi Nass
8.50pm: Al Rashidiya – Group 2 (TB) $163,000 (T) 1,800m, Winner: Zakouski, William Buick, Charlie Appleby
9.25pm: Handicap (TB) $65,000 (T) 1,000m, Winner: Motafaawit, Sam Hitchcock, Doug Watson
Normal People
Sally Rooney, Faber & Faber
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Real estate tokenisation project
Dubai launched the pilot phase of its real estate tokenisation project last month.
The initiative focuses on converting real estate assets into digital tokens recorded on blockchain technology and helps in streamlining the process of buying, selling and investing, the Dubai Land Department said.
Dubai’s real estate tokenisation market is projected to reach Dh60 billion ($16.33 billion) by 2033, representing 7 per cent of the emirate’s total property transactions, according to the DLD.
U19 World Cup in South Africa
Group A: India, Japan, New Zealand, Sri Lanka
Group B: Australia, England, Nigeria, West Indies
Group C: Bangladesh, Pakistan, Scotland, Zimbabwe
Group D: Afghanistan, Canada, South Africa, UAE
UAE fixtures
Saturday, January 18, v Canada
Wednesday, January 22, v Afghanistan
Saturday, January 25, v South Africa
UAE squad
Aryan Lakra (captain), Vriitya Aravind, Deshan Chethyia, Mohammed Farazuddin, Jonathan Figy, Osama Hassan, Karthik Meiyappan, Rishabh Mukherjee, Ali Naseer, Wasi Shah, Alishan Sharafu, Sanchit Sharma, Kai Smith, Akasha Tahir, Ansh Tandon
Ferrari 12Cilindri specs
Engine: naturally aspirated 6.5-liter V12
Power: 819hp
Torque: 678Nm at 7,250rpm
Price: From Dh1,700,000
Available: Now
Six large-scale objects on show
- Concrete wall and windows from the now demolished Robin Hood Gardens housing estate in Poplar
- The 17th Century Agra Colonnade, from the bathhouse of the fort of Agra in India
- A stagecloth for The Ballet Russes that is 10m high – the largest Picasso in the world
- Frank Lloyd Wright’s 1930s Kaufmann Office
- A full-scale Frankfurt Kitchen designed by Margarete Schütte-Lihotzky, which transformed kitchen design in the 20th century
- Torrijos Palace dome
What can you do?
Document everything immediately; including dates, times, locations and witnesses
Seek professional advice from a legal expert
You can report an incident to HR or an immediate supervisor
You can use the Ministry of Human Resources and Emiratisation’s dedicated hotline
In criminal cases, you can contact the police for additional support
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Men from Barca's class of 99
Crystal Palace - Frank de Boer
Everton - Ronald Koeman
Manchester City - Pep Guardiola
Manchester United - Jose Mourinho
Southampton - Mauricio Pellegrino
Killing of Qassem Suleimani
JOKE'S%20ON%20YOU
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