Children stay at home in their compound in Dubai because their parents cannot afford to send them to school.
Children stay at home in their compound in Dubai because their parents cannot afford to send them to school.

School beyond reach of Dubai's Pakistani poor



DUBAI // Afshan Malik has not been to school for two years. Instead of studying, the Pakistani, now 18, has been sewing clothes for her family's small business. She earns around Dh6 for each abaya she decorates and lives in a makeshift compound that is home to about 20 families. Each family, usually eight to 10 people, shares one bedroom.

Since 2008, when the Allama Iqbal school in Al Quoz, Dubai, was shuttered by authorities for not achieving the minimum standards laid down by the Knowledge and Human Development Authority (KHDA), dozens of children in the surrounding area have not been receiving an education. The problem goes further than one neighbourhood in Dubai. A rising number of Pakistani children are not attending school because their parents cannot afford the fees, even though the cost of Pakistani tuition is the lowest in the country.

Long waiting lists, depleted humanitarian funds, a lack of government support and administrative delays are exacerbating the problem. The Pakistani Embassy has no official figures, but experts estimate that the number of children staying at home during school hours across the Emirates is probably in the low hundreds. If the economy continues to remain weak, that figure could rise in the coming months.

"The number of those not getting educated is big, I think," said Asma Malik, the former principal of the HH Sheikh Rashid Pakistani School in Dubai. "These families do not have the support back home and there should be some organisations to help them." Poor families in the UAE, faced with rising living costs at a time when jobs are hard to find, are struggling to send all or some of their children to school.

Meanwhile, the recession has affected wealthier Pakistanis in the country, and some are cutting back on donations. For the past year, Rizwan Fancy, the charity representative of the Pakistan Association Dubai (PAD), has been heading a welfare committee that tries to support needy families. He said the consulate in Dubai referred charity cases to the organisation. "The problem now is getting donations for education," he said. "We have many requests but what we are doing is only giving to the most urgent cases. For example, where the children have exams.

"We need money from our government to increase the standard of education here. It should be high. The consulate has done nothing so far." Mr Fancy urged businessmen and well-off Pakistanis to sponsor a student, "at least for a quarter of the year". Needy families now have fewer options. Ali Mustafa, 13, is one of the lucky ones. Even though he has not been to school for two years, an Indian tutor visits him and his sister, Khadija, for three hours, six days a week. Ali wishes he was in school. "If I could go to school now, I could get a certificate and then go to college and get a job," he said.

He also attended the Allama Iqbal School. His mother, Aaliyah, has since struggled to find the funds to pay fees for a new academy. Ms Mustafa has visited the Pakistani Consulate in Dubai and the PAD to seek funds in recent weeks, with no success. Instead, arrangements were made for the tutor. The family of three lives in one bedroom, which costs Dh2,000 per month in rent. Ms Mustafa, 37, a divorcee from Larkana, receives Dh500 each month from her brother, a taxi driver, to help support her children.

"I don't have a house in Pakistan, our lives are here," she said, with tears in her eyes. "We want a school for the children." Similar stories can be heard from families in the surrounding neighbourhood. For all of them, going back to Pakistan is not an option. Mohammed Wazir, 60, has eight children, seven of whom are under 19. "My rent is increasing and it's now Dh2,500. We don't have any money for education," he said. "The situation is not better in Pakistan and we don't have anything there. We are now relying on a kind local who pays for some of the children, but this will not be forever. I want my kids to be independent and get jobs."

In Abu Dhabi, a waiting list at the Pakistan Community Welfare School is holding students back. Up to six families visit the principal every day hoping to find a space to educate their sons and daughters. "I have a waiting list because I don't have the place for admission," said Aneesa Nasir, the principal. "I feel like I want to cry because these parents come and beg, but I just don't have seats in the school."

The charity school operates under the umbrella of the embassy. A new wing to accommodate more students was promised more than a year ago, but plans have been stalled by administrative delays. Officials at both the consulate and the embassy, in Abu Dhabi, said they were working on improving standards in the facilities available to Pakistanis, but were not aware of the rising number of children not going to school.

Parents should approach Pakistan's offices in the UAE and make an application for fees, they said. "Parents must send their children, without education we cannot survive," said Khursheed Ahmed Junejo, the Pakistani ambassador. "This is why we have community schools. They have marginal fees. In the embassy, we do pay for some scholarships." "We have said these people who cannot pay, we will pay on their behalf," said Amjad Ali Sher, the consul general in Dubai. "They must make an application to the welfare counsellor."

However, options are limited for those who have tried appealing through official channels and are now being rejected by voluntary organisations. For some, the goal of an education seems out of reach. "I just sew now. We all sew for a living," said Sabah Emad, 19. "I really wanted to go to school if we could afford it. I wanted to just study as much as I could." @Email:asafdar@thenational.ae Some names have been changed for confidentiality

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UAE currency: the story behind the money in your pockets

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

About Okadoc

Date started: Okadoc, 2018

Founder/CEO: Fodhil Benturquia

Based: Dubai, UAE

Sector: Healthcare

Size: (employees/revenue) 40 staff; undisclosed revenues recording “double-digit” monthly growth

Funding stage: Series B fundraising round to conclude in February

Investors: Undisclosed