Education mismatch 'key factor in divorce'



SHARJAH // Highly educated Emirati women who marry less well-educated men are more likely to divorce than those on an equal intellectual footing, preliminary results of a study suggest.

The study by Fakir al Gharaibeh, an assistant professor of sociology at Sharjah University - titled Reasons for Divorce and its Impact on Women and Children in the UAE - is surveying 2,000 Emirati women across the country.Final results are to be published in September.

"So far, the study shows that women who are divorced had higher education levels than their husbands," Mr al Gharaibeh said. "This may reflect that an educated woman is more independent, and knows her rights and responsibilities."

Almost a quarter of all male Emiratis in grade 10 failed to complete the academic year that ended in 2010 in public schools, according to the Knowledge and Human Development Authority in Dubai. Only 11 per cent of female Emiratis failed to complete the same year.

A report by an Abu Dhabi-based research company found that 95 per cent of young Emirati women have completed secondary education or higher. The report, due to be released next week, also found that greater numbers of women across the GCC were receiving education to a higher level.

Emirati couples commonly had different levels of education, but not everyone believed that was a reason for divorce.

"In reality, there are rarely two couples with equal degrees," said Widad Samawi, the executive director of Al Tawasel Centre for Training and Consultancy and co-organiser of the Abu Dhabi Campaign for Social Cohesion, which aims to encourage more young Emiratis to wed.

"The greatest disaster is a lack of communication and understanding. A little spark and they ask for divorce because nobody wants to compromise."

Having a higher degree was not always an obstacle for a woman hoping to marry: the outcome would be positive if other duties such as time, marriage, and parental responsibilities were taken into consideration, she said.

However, Ms Samawi said: "Some men in the Middle East still like to have the upper hand and don't like women to be better than them in certain aspects - monetary and societal aspects, for example - because they want total leadership."

Maryam, an Emirati khataba,matchmaker, who declined to give her full name, said husbands were scarce in the marriage market, and therefore women tended to settle for less.

"A lot of families now would accept a man with less education than a woman, because it's what is mostly available in the market," she said. "If he has culture, character, and a job, then a degree doesn't matter."

One young Emirati woman agreed that marrying a breadwinner was more important than finding someone with a similar degree of education. "I would want my husband to have a job and be the provider for the house, regardless of his education level or even salary," said Muna al Shamsi, 25. "Job security is essential."

Dr Fatima Al Sayegh, a professor of culture and heritage at UAE University, said: "When a woman pursues higher education, there is a chance of her getting a better job than her husband.

"Some men still prefer a woman with less education because they think she will be obedient. However, higher education is only one factor that causes problems, not the main one," she said, adding that women tended to mature more quickly than men.

When Sultan Saeed al Darmaki married, he had only a higher diploma while his wife had her bachelor's degree. "It worked out fine for both of us because we are both working professionals who can understand each other when we talk," Mr al Darmaki said.

He obtained his bachelor's degree a year after his marriage. "My wife is planning to do her MBA, and I am more than happy to support her," he said.

Alia al Shamlan, 20, hopes to find a husband with similar educational standards to hers, or higher.

"I do not think that the person's degree would reflect his character, but it does reflect his ambition," she said. "Personally, I would prefer to marry a person who is as ambitious as I am."

* This article was amended on May 22 to correct an error in attribution. Al Tawasel Centre for Training and Consultancy did not find that 95 per cent of young Emirati women have completed secondary education or higher. The research was completed by an Abu Dhabi-based research company who cannot be named yet because their report is embargoed until May 25.

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Stars: Basel Adra, Yuval Abraham

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Key facilities
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Emirates flies from Dubai to Seattle from Dh5,555 return, including taxes. Portland is a 260 km drive from Seattle and Emirates offers codeshare flights to Portland with its partner Alaska Airlines.

The car

Hertz (www.hertz.ae) offers compact car rental from about $300 per week, including taxes. Emirates Skywards members can earn points on their car hire through Hertz.

Parks and accommodation

For information on Crater Lake National Park, visit www.nps.gov/crla/index.htm . Because of the altitude, large parts of the park are closed in winter due to snow. While the park’s summer season is May 22-October 31, typically, the full loop of the Rim Drive is only possible from late July until the end of October. Entry costs $25 per car for a day. For accommodation, see www.travelcraterlake.com. For information on Umpqua Hot Springs, see www.fs.usda.gov and https://soakoregon.com/umpqua-hot-springs/. For Bend, see https://www.visitbend.com/.

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

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THE BIO

Born: Mukalla, Yemen, 1979

Education: UAE University, Al Ain

Family: Married with two daughters: Asayel, 7, and Sara, 6

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Favourite book: Science and geology

Favourite place to travel to: Washington DC

Best advice you’ve ever been given: If you have a dream, you have to believe it, then you will see it.

8 traditional Jamaican dishes to try at Kingston 21

  1. Trench Town Rock: Jamaican-style curry goat served in a pastry basket with a carrot and potato garnish
  2. Rock Steady Jerk Chicken: chicken marinated for 24 hours and slow-cooked on the grill
  3. Mento Oxtail: flavoured oxtail stewed for five hours with herbs
  4. Ackee and salt fish: the national dish of Jamaica makes for a hearty breakfast
  5. Jamaican porridge: another breakfast favourite, can be made with peanut, cornmeal, banana and plantain
  6. Jamaican beef patty: a pastry with ground beef filling
  7. Hellshire Pon di Beach: Fresh fish with pickles
  8. Out of Many: traditional sweet potato pudding

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In numbers: PKK’s money network in Europe

Germany: PKK collectors typically bring in $18 million in cash a year – amount has trebled since 2010

Revolutionary tax: Investigators say about $2 million a year raised from ‘tax collection’ around Marseille

Extortion: Gunman convicted in 2023 of demanding $10,000 from Kurdish businessman in Stockholm

Drug trade: PKK income claimed by Turkish anti-drugs force in 2024 to be as high as $500 million a year

Denmark: PKK one of two terrorist groups along with Iranian separatists ASMLA to raise “two-digit million amounts”

Contributions: Hundreds of euros expected from typical Kurdish families and thousands from business owners

TV channel: Kurdish Roj TV accounts frozen and went bankrupt after Denmark fined it more than $1 million over PKK links in 2013 

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Real estate tokenisation project

Dubai launched the pilot phase of its real estate tokenisation project last month.

The initiative focuses on converting real estate assets into digital tokens recorded on blockchain technology and helps in streamlining the process of buying, selling and investing, the Dubai Land Department said.

Dubai’s real estate tokenisation market is projected to reach Dh60 billion ($16.33 billion) by 2033, representing 7 per cent of the emirate’s total property transactions, according to the DLD.