Pilgrims at Mount Arafat, south-east of the Saudi holy city of Mecca.
Pilgrims at Mount Arafat, south-east of the Saudi holy city of Mecca.

Authority supports Haj travel bans



Abu Dhabi // Prohibiting the elderly, small children and adults with chronic health problems from going to Mecca for pilgrimage is permitted under Islamic law, according to the General Authority for Islamic Affairs and Endowments, which organises and controls the UAE's Haj and Umrah affairs. The statement came after the Saudi Ministry of Haj issued a directive last week in Cairo asking Arab countries not to give Haj permits to those most at risk of swine flu.

The rare move has raised opposition among influential clerics in the kingdom. But according to a statement released yesterday by the UAE authority, the call is within the teachings of Islamic law. The body has sided with the UAE Ministry of Health and the Ministry of Interior. "The General Authority for Islamic Affairs and Endowments reiterates that the call to keep away the elderly and the sick from Haj to protect them from swine flu is in accordance with Islamic law," said Mohammed al Mazrouei, the executive director at the authority. "And this is to protect the health of pilgrims."

Haj is one of the five pillars of Islam and is required of each Muslim once in a lifetime. For many pilgrims, illness or the threat of dying while on pilgrimage is not a dissuading factor, as it is a sign of piety to do Haj in spite of all difficulties. During a typical Haj season, many elderly Muslims attend after having saved for years to make the important journey. This year Haj season begins in late November, when the seasonal threat of swine flu might be at its highest.

Mr al Mazrouei added that the rationale behind the statement was that Islam required the Haj only from Muslims who were able. "The legal requirement for performing Haj is the ability to do so," Mr al Mazrouei said. "The Ministry of Health received instructions from the Ministry of Haj in Saudi Arabia requesting a stop to Haj and Umrah permits issued to the elderly, defined as those over 65 years of age. This request is within what is permissible in Islamic Shariah."

He added that children are not required to perform Haj, and therefore "preventing them from doing so does not contradict Islamic law". The authority also is planning an awareness campaign for pilgrims and tour operators, who must provide a doctor and nurse. "We are focusing on raising awareness among pilgrims and tour operators by following prevention procedures, especially when crowds will be at their highest in number during the Haj," said Sheikh Taleb al Shehi, the head of religious advisory at the authority.

This year, 6,628 pilgrims will go to Mecca from the UAE, in accordance with the country's quota issued by Saudi Arabia. Pilgrims can find more information by contacting the authority at 800 2422 or visiting www.awqaf.ae relass@thenational.ae

Anxiety and work stress major factors

Anxiety, work stress and social isolation are all factors in the recogised rise in mental health problems.

A study UAE Ministry of Health researchers published in the summer also cited struggles with weight and illnesses as major contributors.

Its authors analysed a dozen separate UAE studies between 2007 and 2017. Prevalence was often higher in university students, women and in people on low incomes.

One showed 28 per cent of female students at a Dubai university reported symptoms linked to depression. Another in Al Ain found 22.2 per cent of students had depressive symptoms - five times the global average.

It said the country has made strides to address mental health problems but said: “Our review highlights the overall prevalence of depressive symptoms and depression, which may long have been overlooked."

Prof Samir Al Adawi, of the department of behavioural medicine at Sultan Qaboos University in Oman, who was not involved in the study but is a recognised expert in the Gulf, said how mental health is discussed varies significantly between cultures and nationalities.

“The problem we have in the Gulf is the cross-cultural differences and how people articulate emotional distress," said Prof Al Adawi. 

“Someone will say that I have physical complaints rather than emotional complaints. This is the major problem with any discussion around depression."

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Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”