Workers who start new jobs in the UAE for the first time will have a four-month grace period to sign up for unemployment insurance.
The scheme is a mandatory programme that all employees in the private sector and the federal government must subscribe to.
Employees in free zones, semi-government and local government bodies have the option to register.
Legal adviser Mohammed Najeeb told The National: “There is a four-month grace period to register with the UAE unemployment insurance system for employees who have started their work, as per the ministerial resolution No. 604 of 2022.”
He said that article No 11 in the law said people employed after January 1, 2023, must register in the scheme within four months of either entering the UAE, or from the issuance of their work permit or from changing their status.
This grace period also applies to new employees who started working after the October 1 deadline for registration, he added.
“As per the law, a Dh400 fine will apply to them if they failed to register in the scheme after four months,” he said.
Responsibility for registration lies with each employee, but the Ministry of Human Resources said there was an option for employers to register their staff in the system.
“The insurance system will give newfound hope to employees to have compensation for three months to help them have a decent life while searching for a new job. It will support people during times of financial hardship,” Mr Najeeb said.
Safety net
More than 6.5 million employees have registered for the unemployment insurance system, the ministry said on Wednesday.
Noor Saleem, 37, a Jordanian woman who joined a Dubai-based public relations and communication agency last month, is currently on her probation period and awaiting confirmation for her role as a communication adviser.
“It's a brilliant scheme that serves as a safety net if things go wrong, and I lose my job,” Ms Noor told The National.
“In such a situation, I won't have to worry about how to pay for my son's schooling or how to provide for him.”
She praised the scheme's four-month grace period for newcomers.
“It's a well-thought-out time frame, especially considering the standard probation period is usually three months,” she added.
For Mukhtar Younes, 32, an engineer who joined a private company in Sharjah two weeks ago, the grace period will give newcomers enough time to settle in and make an informed decision about signing up.
“I was confused when people were talking about the scheme. I didn’t know if I should apply or if there would be a fine on me. I wanted to have time to settle before registering in the system,” Mr Younes said.
“Four months is enough time for newcomers to subscribe and not to be worried about the fines.”
As well as the Dh400 fine, employees who fail to register will face an additional penalty of Dh200 if they fail to pay their insurance premiums for more than three months beyond the due date.
Subscribers are given the option of a single payment to cover the year or quarterly or monthly payments.
The scheme covers workers from the federal and private sectors, including UAE citizens and residents, as well as employees working in free zones.
Those who own the company where they work, domestic staff, temporary contract workers, under-18s and retirees who receive a pension but have since started working again are all exempt from signing up.
The nominal subscription fee does not exceed Dh5 per month for workers earning basic monthly salaries of Dh16,000 or less, nor Dh10 per month for workers earning more than Dh16,000.
Workers also have the right to subscribe to additional insurance benefits.
Subscriptions can be completed at www.iloe.ae.
To be eligible for compensation in the case of a job loss, the insured person must have been registered in the scheme for at least 12 consecutive months.
Workers who change jobs will still be insured under the scheme.
VEZEETA PROFILE
Date started: 2012
Founder: Amir Barsoum
Based: Dubai, UAE
Sector: HealthTech / MedTech
Size: 300 employees
Funding: $22.6 million (as of September 2018)
Investors: Technology Development Fund, Silicon Badia, Beco Capital, Vostok New Ventures, Endeavour Catalyst, Crescent Enterprises’ CE-Ventures, Saudi Technology Ventures and IFC
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Mohammed bin Zayed Majlis
UAE currency: the story behind the money in your pockets
Key findings of Jenkins report
- Founder of the Muslim Brotherhood, Hassan al Banna, "accepted the political utility of violence"
- Views of key Muslim Brotherhood ideologue, Sayyid Qutb, have “consistently been understood” as permitting “the use of extreme violence in the pursuit of the perfect Islamic society” and “never been institutionally disowned” by the movement.
- Muslim Brotherhood at all levels has repeatedly defended Hamas attacks against Israel, including the use of suicide bombers and the killing of civilians.
- Laying out the report in the House of Commons, David Cameron told MPs: "The main findings of the review support the conclusion that membership of, association with, or influence by the Muslim Brotherhood should be considered as a possible indicator of extremism."
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Quick pearls of wisdom
Focus on gratitude: And do so deeply, he says. “Think of one to three things a day that you’re grateful for. It needs to be specific, too, don’t just say ‘air.’ Really think about it. If you’re grateful for, say, what your parents have done for you, that will motivate you to do more for the world.”
Know how to fight: Shetty married his wife, Radhi, three years ago (he met her in a meditation class before he went off and became a monk). He says they’ve had to learn to respect each other’s “fighting styles” – he’s a talk it-out-immediately person, while she needs space to think. “When you’re having an argument, remember, it’s not you against each other. It’s both of you against the problem. When you win, they lose. If you’re on a team you have to win together.”
The specs
Engine: 3.6 V6
Transmission: 8-speed auto
Power: 295bhp
Torque: 353Nm
Price: Dh155,000
On sale: now
Brief scoreline:
Al Wahda 2
Al Menhali 27', Tagliabue 79'
Al Nassr 3
Hamdallah 41', Giuliano 45 1', 62'
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Our family matters legal consultant
Name: Hassan Mohsen Elhais
Position: legal consultant with Al Rowaad Advocates and Legal Consultants.
UAE currency: the story behind the money in your pockets
UAE jiu-jitsu squad
Men: Hamad Nawad and Khalid Al Balushi (56kg), Omar Al Fadhli and Saeed Al Mazroui (62kg), Taleb Al Kirbi and Humaid Al Kaabi (69kg), Mohammed Al Qubaisi and Saud Al Hammadi (70kg), Khalfan Belhol and Mohammad Haitham Radhi (85kg), Faisal Al Ketbi and Zayed Al Kaabi (94kg)
Women: Wadima Al Yafei and Mahra Al Hanaei (49kg), Bashayer Al Matrooshi and Hessa Al Shamsi (62kg)
Total eligible population
About 57.5 million people
51.1 million received a jab
6.4 million have not
Where are the unvaccinated?
England 11%
Scotland 9%
Wales 10%
Northern Ireland 14%
The specs
Engine: 2.0-litre four-cylinder turbo
Power: 268hp at 5,600rpm
Torque: 380Nm at 4,800rpm
Transmission: CVT auto
Fuel consumption: 9.5L/100km
On sale: now
Price: from Dh195,000
Name: Brendalle Belaza
From: Crossing Rubber, Philippines
Arrived in the UAE: 2007
Favourite place in Abu Dhabi: NYUAD campus
Favourite photography style: Street photography
Favourite book: Harry Potter
JAPAN SQUAD
Goalkeepers: Masaaki Higashiguchi, Shuichi Gonda, Daniel Schmidt
Defenders: Yuto Nagatomo, Tomoaki Makino, Maya Yoshida, Sho Sasaki, Hiroki Sakai, Sei Muroya, Genta Miura, Takehiro Tomiyasu
Midfielders: Toshihiro Aoyama, Genki Haraguchi, Gaku Shibasaki, Wataru Endo, Junya Ito, Shoya Nakajima, Takumi Minamino, Hidemasa Morita, Ritsu Doan
Forwards: Yuya Osako, Takuma Asano, Koya Kitagawa
if you go
The flights
Emirates flies to Delhi with fares starting from around Dh760 return, while Etihad fares cost about Dh783 return. From Delhi, there are connecting flights to Lucknow.
Where to stay
It is advisable to stay in Lucknow and make a day trip to Kannauj. A stay at the Lebua Lucknow hotel, a traditional Lucknowi mansion, is recommended. Prices start from Dh300 per night (excluding taxes).