Abu Dhabi will host an early childhood development forum on March 15 to campaign for the health, well-being, learning and development of young children from birth to 8 years old.
The World Early Childhood Development forum is being organised by Abu Dhabi’s Early Childhood Authority (ECA) and will be held for two days at Yas South Skate Park in the capital.
ECA works on health and nutrition, child protection, early education and supports mothers from pregnancy until their children’s eighth birthdays.
There will be 50 speakers and more than 250 policy influencers, academics and professionals from various sectors.
The experts will debate and suggest the best family-friendly policies to help with the raising of children.
The lives of four children from different social backgrounds will come under scrutiny for analysis.
The forum will also focus on age-appropriate technology for children, 21st-century lifestyle, emotional well-being and important social interaction for young ones.
It will also discuss how to let children play and exercise safely in a hot climate and how Covid-19 has affected disabled children.
David Eagleman, American neuroscientist at Stanford; Dr Dimitri Christakis, director of the Centre for Child’s Health, Behaviour and Development at Seattle Children’s Research Institute; Tim Shriver, chairman of the Special Olympics; and educational psychologist and best-selling author Michele Borba will be key speakers.
A fun run for children will be held at the end of the two-day event.
Sheikh Theyab bin Mohamed bin Zayed is the chairman of the Abu Dhabi Early Childhood Authority.
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Display: 21cm Liquid Retina Display, 2266 x 1488, 326ppi, 500 nits
Chip: Apple A17 Pro, 6-core CPU, 5-core GPU, 16-core Neural Engine
Storage: 128/256/512GB
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On sale: Now
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MATCH INFO
Who: UAE v USA
What: first T20 international
When: Friday, 2pm
Where: ICC Academy in Dubai
Results
STAGE
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If you go...
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Flights from Dubai start at Dh4,000 return with Emirates, while Etihad flights from Abu Dhabi start at Dh2,000. Local buses can be booked in Chiang Mai from around Dh50
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Key changes
Commission caps
For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:
• For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term).
• On the protection component, there is a cap of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).
• Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated.
• The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.
• For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years.
Disclosure
Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a “free-look” period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy.
“The illustration should provide for at least two scenarios to illustrate the performance of the product,” said Mr Hodgins. “All illustrations are required to be signed by the customer.”
Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early.
Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data.
“This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided),” said Mr Hodgins.
Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added.
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Each player begins with one of the great empires of history, from Julius Caesar's Rome to Ramses of Egypt, spread over Europe and the Middle East.
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One in nine do not have enough to eat
Created in 1961, the World Food Programme is pledged to fight hunger worldwide as well as providing emergency food assistance in a crisis.
One of the organisation’s goals is the Zero Hunger Pledge, adopted by the international community in 2015 as one of the 17 Sustainable Goals for Sustainable Development, to end world hunger by 2030.
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On any one day, the WFP estimates that it has 5,000 lorries, 20 ships and 70 aircraft on the move.
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Tiger:independent, successful, volatile
Rat:witty, creative, charming
Ox:diligent, perseverent, conservative
Rabbit:gracious, considerate, sensitive
Dragon:prosperous, brave, rash
Snake:calm, thoughtful, stubborn
Horse:faithful, energetic, carefree
Sheep:easy-going, peacemaker, curious
Monkey:family-orientated, clever, playful
Rooster:honest, confident, pompous
Dog:loyal, kind, perfectionist
Boar:loving, tolerant, indulgent
