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Sam Instone

Sam Instone is co-chief executive of wealth management company AES

Articles

Second-order thinking will help investors pay less in terms of financial advisory fees, but keep more of their returns in the long term. Corbis
Why 'second-order' thinking is a powerful tool for money management

Review the long-term consequences of your decisions regularly to help calibrate your thinking

WeekendJanuary 27, 2023
Sam Instone
Perhaps the most important decisions you will ever make are whether to marry, who to marry and whether to have children. Getty
What does it mean to live a good life?

Awareness around high-quality decision-making is very important to lead a good life

MoneyDecember 30, 2022
Sam Instone
Applying the 'smarter, not harder' rule to your finances is a way to build wealth without the stress of following daily market movements. Getty
Why hard work doesn't always pay when building wealth

Working smarter will help you to achieve better results with less effort

WeekendNovember 25, 2022
Sam Instone
A FedEx cargo plane takes off from Los Angeles Airport. It became the first start-up in American history to generate more than $1 billion in revenue in less than 10 years, without an acquisition or merger. EPA
Why human ingenuity is a vital driver of investment returns

Stock markets have a history of rewarding investors for the capital they supply to fund innovation

WeekendOctober 28, 2022
Sam Instone
Research suggests that money can buy you happiness - but only to a certain point. Getty
How much money do you need to buy yourself happiness?

And the great thing is, it may not be as much as you think

WeekendSeptember 30, 2022
Sam Instone
Bernard Moitessier changed course from a round-the-world solo sailing race in 1968 and headed to Tahiti, refusing to seek external validation for his nautical skills. AFP
Ticking off your inner scorecard is what truly matters

It’s best to disregard external validation for work and instead rely on internal measures of success

MoneyAugust 26, 2022
Sam Instone
A successful investment journey begins with defining what financial success means to you. Getty Images
Classic rules to help you find greater financial freedom

Begin by defining what financial success means to you and setting clear investment goals

WeekendJuly 22, 2022
Sam Instone
Our money beliefs can influence our financial decisions, leaving some people take more risks compared with others. AP
Why our 'money scripts' can put our financial security at risk

The recent cryptocurrency crash is a good example of some investors ignoring the warning signs and potentially losing their life savings

MoneyJune 24, 2022
Sam Instone
Having a financial purpose means knowing what money needs to do for you and understanding its role in your life. Getty Images
Why deathbed regrets are not about making more money

Understanding that money is nothing more than a tool can help you to design a life you will be happy to look back on

MoneyMay 27, 2022
Sam Instone
Taking steps to become more efficient and effective will free up precious hours each day and help you to start living a better life. Getty Images
How to reclaim your time and energy to live your best life

Working smarter rather than harder allows you to focus on what matters most

MoneyApril 29, 2022
Sam Instone
Money can be an emotional topic for people to discuss but learning to listen and not judge is important to be on the same page. AP
How to have better conversations about money

Reflective listening and a change of mindset will help you to avoid misunderstanding financial topics

MoneyMarch 25, 2022
Sam Instone
People watch the final Concorde flight land at Heathrow Airport in 2003. Although the venture was hit by cost overruns, everyone involved followed through because they had already made significant financial investments. Getty Images
How to know when it's time to cut your losses

Being trapped in a 'sunk cost fallacy' can lead to a waste of time, money and resources

MoneyFebruary 25, 2022
Sam Instone
Life is not always easy or fun, but being prepared for financial challenges can help you to overcome setbacks quickly. Getty
Why financial setbacks can be a positive learning experience

Not everybody will face the same money challenges, but being prepared is a step in the right direction

MoneyJanuary 28, 2022
Sam Instone
The key to better conversations about money with your spouse is to stop trying to win the conversation. Photo: Getty
How to understand the purpose of money in your life

Use your finances as a tool to support the life you want to live

MoneyDecember 24, 2021
Sam Instone
A desire to learn from the successful is a natural instinct for many people, but this can backfire if they don't also consider failure. Alamy
How to avoid 'survivorship bias' and build a financially secure future

Choosing to ignore past failures can be a costly mistake for investors to make, experts say

MoneyNovember 26, 2021
Sam Instone
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