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Sam Instone

Sam Instone is co-chief executive of wealth management company AES

Articles

A solid financial plan does not need tomorrow’s newspaper. Instead, it needs careful budgeting, thoughtful investing and regular reflection. Getty Images
Knowing the future may not make you a better investor

The calmer, steadier approach to money often wins over the clever, reactive one

May 29, 2025
Those who misunderstand the market often make poor decisions that lead to losses. Getty Images
Consistency and patience key to becoming a successful investor

Remaining disciplined through the inevitable market downturns leads to lasting success

April 25, 2025
When a good financial life manager meets a client, they listen and ask questions. Getty Images
How understanding empathy can lead to better money decisions

When people feel their concerns are heard and valued, they are more likely to trust the process

March 28, 2025
Tracking performance is a stepping stones toward more meaningful results. Getty Images
Why investment decisions need to balance head and heart

True power of investing lies in its ability to touch areas of life we cherish most

February 28, 2025
People end up in different financial situations for all sorts of reasons. Gary Clement for The National
Why do we feel guilty about money?

By understanding where our feelings come from and focusing on what’s within our control, we can start to shift our mindset

January 31, 2025
Happiness isn’t a one-size-fits-all experience and it requires compromise. Getty
What are you gaining or giving up in pursuit of financial success?

Rather than striving to make money at all costs, consider how your decisions fit into the broader picture of your life

December 27, 2024
By carefully balancing your resources and making wise choices, you can ensure a secure and fulfilling financial future. Getty Images
How to future-proof your finances while living in the moment

The ultimate objective is not to accumulate the most wealth, but to lead a life brimming with purpose, happiness, and financial security

November 29, 2024
Most people get investing wrong. They chase winning funds, buying high and selling low. Reuters
How to achieve the best returns with time, patience and discipline

Investors often avoid the stock market entirely because they've been burnt once before

October 25, 2024
The effect of lifestyle creep, or the phenomenon where people start spending more as their income increases, on long-term financial health is undeniable. Alamy
How the power of discipline shapes your financial well-being

It is essential to set boundaries and focus on meaningful work that aligns with our values and goals

September 27, 2024
Personal investment decisions are often influenced by how a person perceives money. AP
How understanding financial beliefs can lead to better money decisions

Questioning the subconsciously held beliefs can broaden perspective and allow more control in financial decision-making

August 28, 2024
You could be swayed by your friends and become distracted from what is important to you. Getty Images
Why your spending must align with your values

You could be influenced by friends, family and social media to pursue societal ideals

July 26, 2024
It is important to pursue career goals, but so is understanding their limitations for achieving long-term happiness. Getty Images
Why true happiness lies beyond money

Cultivating strong relationships with colleagues and clients can yield greater satisfaction than solely pursuing salary increases

June 28, 2024
Many people are unaware that a simple approach to money is an option, and instead accept the complexity sold to them. Getty Images
Why a good financial plan doesn’t have to be complicated

Most people accept complex strategies that are sold to them, leaving them feeling overwhelmed and lacking understanding

May 31, 2024
Stock markets are highly unpredictable, often reacting in ways that are confusing even to seasoned investors. Getty Images
Why avoiding temptation is an investor's most important skill

Staying focused on long-term goals is key to good financial health

April 26, 2024
Money is only useful insofar as it can be traded for other things. Alamy
Why money should be viewed as a tool and not a goal

Finding your financial purpose can help you design a life that you would be happy to look back on

March 29, 2024

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