The Arab revolution has laboured and brought forth an unknown quantity, to say the least, wrote Abdelilah Belqziz in an opinion piece carried by the Sharjah-based newspaper Al Khaleej.
"At the outset, there were great expectations and the prospects for a peaceful democratic change showed a lot of promise," noted the writer. The revolutionary youth set their sights on ending tyranny and corruption, setting up a national consensus authority of all revolutionary forces with a view to establish their own institutions, regenerating the political landscape, and bringing back politics to the realm of relativity.
However, frustrations came in succession. No sooner had the revolution toppled a few heads than other ones popped up to replace the predecessors in hankering for power, using money to buy political representation, and monopolising political influence.
Three forces have wreaked havoc on Arab states, aborted the change process and brought Arab societies to a deadlock.
"The first issue is the deep-rooted despotism that has desolated public life and killed politics, publicised its values to civil society and political society and generated its replacements in the social structure."
The pernicious ramifications of the era of despotism have spread through not only human rights and freedom of speech, but also on culture, notably political culture. Under tyranny, political banning and power monopoly ran deep. So did opportunism, pragmatism, extremism and vengeance, to name but a few.
"The second of [these] forces is the Arab political opposition from all across the political spectrum, be it liberal, leftist, Islamist or nationalist," the writer said. "These have not ceased to prove to be weak, incoherent and pragmatist."
The revolutions have clearly exposed them all. Behind the curtain, with the collapsing regimes, revealed how ready they were to accept incomplete solutions, leaving behind millions of revolutionaries.
Furthermore, the events uncovered the opposition's opportunistic approach when the revolution became grist to the opposition's mill, to the expulsion of the revolutionary youth. Even worse, in some countries, a part of the opposition condoned foreign interference and taking up arms.
The third factor is the foreign powers which have found in the Arab protest movements a good opportunity to wield different kinds of intervention. "In the countries where they lost allies, they have sought to turn events to their advantage and to divert protests from peacefully staking a claim to democracy into pushing for armed violence," he noted.
"The goal has been to plunge specific countries into chaos, civil war and exhaustion of forces and resources."
These three categories combine to bring the Arab nations into chaos.
World braces for the fallout from Egypt vote
The unprecedented worldwide interest in the Egyptian presidential election is not a labour of love for Egypt, nor is it because Egypt is a major military and economic power, opined Taoufik Bouachrine in an article posted on the Moroccan news website Febrayer.
"This time around, the world is concerned with the Arab world for the unfolding fundamental transformations that would have wider repercussions on the entire region, including Israel."
The Egyptian judiciary will emerge as the top winner in the election struggle, for ensuring fairness and transparency of the election process. This achievement will boost the judicial system as an authority and as an arbiter between all political actors in a country where democratic traditions are just beginning to take hold.
The Muslim Brotherhood's influence extends over the majority of the Islamic organisations across the world. Egypt's winds of change will blow through the entire region.
Mohammed Morsi played several trump cards to be the top vote-getter in the first round, including the organisation of the movement he is hailing from and his frequent emphasis on the two occasions when he was jailed under the Mubarak regime.
"The forthcoming runoff slated for June 16-17 will see a fierce battle and acute polarities between the Islamist camp and the military," concluded the journalist.
Assad is emboldened by the silence abroad
Rarely do butchers heed the lessons of history. They allow themselves to bend the facts and twist evidence to the point of accusing their victims of killing themselves in a vicious scheme to distort the image of their ruler, said columnist Elias Harfoush in the pan-Arab newspaper Al Hayat.
"Based on this, when asked to offer an explanation for this past weekend's massacre in Hula, Syrian officials didn't have any qualms about telling us that the residents of those villages - Sunni villages - actually slaughtered each other, while surrounding Alawite villages helplessly triedto save them from themselves."
Of course, this version of events conflicts with the international monitors' confirmation that they have witnessed the regime's tanks bombard the town.
Mass murderers believe that they have the upper hand since the world is unable to stand in their way.
Nothing could be more encouraging for butchers than the assurance that there isn't a force in the world capable of stopping them. As long as the tools of international mobilisation, including the Security Council resolutions, aren't worth the paper they were written on, nothing deters a ruler from murdering his own people.
* Digest compiled by Abdelhafid Ezzouitni
aezzouitni@thenational.ae
The specs: 2018 Audi RS5
Price, base: Dh359,200
Engine: 2.9L twin-turbo V6
Transmission: Eight-speed automatic
Power: 450hp at 5,700rpm
Torque: 600Nm at 1,900rpm
Fuel economy, combined: 8.7L / 100km
The Perfect Couple
Starring: Nicole Kidman, Liev Schreiber, Jack Reynor
Creator: Jenna Lamia
Rating: 3/5
THE%20HOLDOVERS
%3Cp%3E%3Cstrong%3EDirector%3A%20%3C%2Fstrong%3EAlexander%20Payne%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EStarring%3A%3C%2Fstrong%3E%20Paul%20Giamatti%2C%20Da'Vine%20Joy%20Randolph%2C%20Dominic%20Sessa%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ERating%3A%3C%2Fstrong%3E%204.5%2F5%3C%2Fp%3E%0A
MATCH INFO
Uefa Champions League semi-final, first leg
Bayern Munich v Real Madrid
When: April 25, 10.45pm kick-off (UAE)
Where: Allianz Arena, Munich
Live: BeIN Sports HD
Second leg: May 1, Santiago Bernabeu, Madrid
Test
Director: S Sashikanth
Cast: Nayanthara, Siddharth, Meera Jasmine, R Madhavan
Star rating: 2/5
Real estate tokenisation project
Dubai launched the pilot phase of its real estate tokenisation project last month.
The initiative focuses on converting real estate assets into digital tokens recorded on blockchain technology and helps in streamlining the process of buying, selling and investing, the Dubai Land Department said.
Dubai’s real estate tokenisation market is projected to reach Dh60 billion ($16.33 billion) by 2033, representing 7 per cent of the emirate’s total property transactions, according to the DLD.
NO OTHER LAND
Director: Basel Adra, Yuval Abraham, Rachel Szor, Hamdan Ballal
Stars: Basel Adra, Yuval Abraham
Rating: 3.5/5
'Midnights'
%3Cp%3E%3Cstrong%3EArtist%3A%3C%2Fstrong%3E%20Taylor%20Swift%26nbsp%3B%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ELabel%3A%3C%2Fstrong%3E%20Republic%20Records%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ERating%3A%3C%2Fstrong%3E%204%2F5%3C%2Fp%3E%0A
Key changes
Commission caps
For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:
• For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term).
• On the protection component, there is a cap of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).
• Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated.
• The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.
• For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years.
Disclosure
Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a “free-look” period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy.
“The illustration should provide for at least two scenarios to illustrate the performance of the product,” said Mr Hodgins. “All illustrations are required to be signed by the customer.”
Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early.
Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data.
“This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided),” said Mr Hodgins.
Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added.
A Bad Moms Christmas
Dir: John Lucas and Scott Moore
Starring: Mila Kunis, Kathryn Hahn, Kristen Bell, Susan Sarandon, Christine Baranski, Cheryl Hines
Two stars
More from Neighbourhood Watch:
A MINECRAFT MOVIE
Director: Jared Hess
Starring: Jack Black, Jennifer Coolidge, Jason Momoa
Rating: 3/5
The National's picks
4.35pm: Tilal Al Khalediah
5.10pm: Continous
5.45pm: Raging Torrent
6.20pm: West Acre
7pm: Flood Zone
7.40pm: Straight No Chaser
8.15pm: Romantic Warrior
8.50pm: Calandogan
9.30pm: Forever Young
COMPANY PROFILE
Initial investment: Undisclosed
Investment stage: Series A
Investors: Core42
Current number of staff: 47
COMPANY PROFILE
Name: Lamsa
Founder: Badr Ward
Launched: 2014
Employees: 60
Based: Abu Dhabi
Sector: EdTech
Funding to date: $15 million
COMPANY%20PROFILE
%3Cp%3E%3Cstrong%3ECompany%20name%3A%3C%2Fstrong%3E%20OneOrder%3Cbr%3E%3Cstrong%3EStarted%3A%3C%2Fstrong%3E%20March%202022%3Cbr%3E%3Cstrong%3EFounders%3A%3C%2Fstrong%3E%20Tamer%20Amer%20and%20Karim%20Maurice%3Cbr%3E%3Cstrong%3EBased%3A%3C%2Fstrong%3E%20Cairo%3Cbr%3E%3Cstrong%3ENumber%20of%20staff%3A%20%3C%2Fstrong%3E82%3Cbr%3E%3Cstrong%3EInvestment%20stage%3A%3C%2Fstrong%3E%20Series%20A%3C%2Fp%3E%0A
Specs
Engine: Electric motor generating 54.2kWh (Cooper SE and Aceman SE), 64.6kW (Countryman All4 SE)
Power: 218hp (Cooper and Aceman), 313hp (Countryman)
Torque: 330Nm (Cooper and Aceman), 494Nm (Countryman)
On sale: Now
Price: From Dh158,000 (Cooper), Dh168,000 (Aceman), Dh190,000 (Countryman)