Bundesliga return offers hope, but safety fears persist

"We can be a little proud," purred an editorial in Sunday's Bild-Zeitung, Germany's best-read newspaper. "Who would have thought our 'ghost games' could become such a successful export?"

Bild were celebrating the fact that, across the world, viewers set aside their weekend to watch the Bundesliga, to see live the first elite European football since the coronavirus pandemic shut down most sports in March. They watched with a mixture of curiosity, envy - and relief that a prestigious domestic league was back in action, that the safety stipulations that permitted the Bundesliga to restart seemed viable, and the participants looked uninhibited.

Football without spectators – ghost games – is a peculiar, surreal sort of show, not least in a football culture with some of the best attendance figures on earth. But it is still football.

Players wearing masks on to the pitch, no fans, and new strict rules, but live football is back - in pictures

Record viewership for Bundesliga restart in Germany

In place of applause from the grandstands, the Bundesliga's first day of action for more than two months was cheered far and wide. In L'Equipe, in France, the former World Cup winner turned pundit Bixente Lizarazu wrote: "The Germans prepared quickly, while we were still arguing." France's 2019/20 Ligue 1 will not resume, the French league have already announced, because of safety concerns in a country where over 27,000 lives have been lost to Covid-19.

Germany appears to have contained the virus more successfully, enabling professional football, among other aspects of 'normal life' to take place under restricted conditions, and the Bundesliga's protocols are now being mirrored abroad as various other major leagues, like the Premier League, Spain's La Liga and Italy's Serie A tentatively look to mid-June for their behind-closed-doors restarts.

Leading German footballers based abroad congratulated their compatriots. Manchester City’s Ilkay Gundogan posted: “After 90 minutes, first impressions are that, as expected, it is strange without crowds. But it was a joy to watch football again after so long.” Gundogan, a former Borussia Dortmund player, had been gripped by Dortmund’s lively 4-0 demolition of local rivals Schalke.

The emptiness of a Dortmund stadium that would normally expect more than 80,000 to roar them on in the so-called Revierderby was striking, though not stifling. Dortmund were slick, motivated and well-drilled - although the new, specific health-and-safety drills that have been pressed on players and staff as prerequisites for safe football to take place during the public health crisis still need some improvement. Contact between players outside the necessary duelling tackling is supposed to be avoided; a couple of high fives were exchanged between teammates during Dortmund-Schalke, although the four goals were celebrated with rehearsed rituals that respected social distancing.

At Hoffenheim, where Hertha Berlin won 3-0, that was not the case. Every goal was greeted with at least one embrace, the first with a group huddle involving five Hertha players and the third with veteran Vedad Ibisevic leaping on the back of goalscorer Matheus Cunha. “It is hard to tell my players to take the emotion out of their best game,” said Bruno Labbadia, “this is not a church choir.”

He would, though, remind his squad of the guidelines on contact, added Labbadia. He knows his club are under special scrutiny since their striker Salomon Kalou filmed himself infringing rules on non-contact with other players at the training ground earlier this month. Kalou was immediately suspended by Hertha.

The rules of the sport itself are altered, too. Nine of the 10 head coaches involved in Saturday’s first day of the restart made more than three substitutions; six of them made five substitutions, using the full allowance permitted by Fifa for the rest of the 2019/20 campaign. The rule is designed to mitigate against concerns that the disruption to normal training ahead of the restart has put players at greater risk of injury and fatigue.

The permitting of five substitutes has not entirely soothed worries about lack of full preparation. Werder Bremen, who are in the relegation zone, will take on Bayer Leverkusen on Monday still grumpy that they have been rushed back into a season they believe should have waited for longer before restarting.

Because the local health authority in Bremen imposed tighter restrictions, in April, on collective sporting activities than most other regions, Werder started training later than their rivals and they believe that puts them at a disadvantage. With a six-point gap between them and 15th place in the table – the last spot without a relegation threat – and the worst goal-difference in the league, Bremen can hardly afford to gently ease back into their stride.

PSA DUBAI WORLD SERIES FINALS LINE-UP

Men’s:
Mohamed El Shorbagy (EGY)
Ali Farag (EGY)
Simon Rosner (GER)
Tarek Momen (EGY)
Miguel Angel Rodriguez (COL)
Gregory Gaultier (FRA)
Karim Abdel Gawad (EGY)
Nick Matthew (ENG)

Women's:
Nour El Sherbini (EGY)
Raneem El Welily (EGY)
Nour El Tayeb (EGY)
Laura Massaro (ENG)
Joelle King (NZE)
Camille Serme (FRA)
Nouran Gohar (EGY)
Sarah-Jane Perry (ENG)

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How to keep control of your emotions

If your investment decisions are being dictated by emotions such as fear, greed, hope, frustration and boredom, it is time for a rethink, Chris Beauchamp, chief market analyst at online trading platform IG, says.

Greed

Greedy investors trade beyond their means, open more positions than usual or hold on to positions too long to chase an even greater gain. “All too often, they incur a heavy loss and may even wipe out the profit already made.

Tip: Ignore the short-term hype, noise and froth and invest for the long-term plan, based on sound fundamentals.

Fear

The risk of making a loss can cloud decision-making. “This can cause you to close out a position too early, or miss out on a profit by being too afraid to open a trade,” he says.

Tip: Start with a plan, and stick to it. For added security, consider placing stops to reduce any losses and limits to lock in profits.

Hope

While all traders need hope to start trading, excessive optimism can backfire. Too many traders hold on to a losing trade because they believe that it will reverse its trend and become profitable.

Tip: Set realistic goals. Be happy with what you have earned, rather than frustrated by what you could have earned.

Frustration

Traders can get annoyed when the markets have behaved in unexpected ways and generates losses or fails to deliver anticipated gains.

Tip: Accept in advance that asset price movements are completely unpredictable and you will suffer losses at some point. These can be managed, say, by attaching stops and limits to your trades.

Boredom

Too many investors buy and sell because they want something to do. They are trading as entertainment, rather than in the hope of making money. As well as making bad decisions, the extra dealing charges eat into returns.

Tip: Open an online demo account and get your thrills without risking real money.

While you're here

Ed Husain: The far left is trying to hijack Muslim minds in the West

Sulaiman Hakemy: Why it is very important to lose elections

Rashmee Roshan Lall: US race relations in three words

Citizenship-by-investment programmes

United Kingdom

The UK offers three programmes for residency. The UK Overseas Business Representative Visa lets you open an overseas branch office of your existing company in the country at no extra investment. For the UK Tier 1 Innovator Visa, you are required to invest £50,000 (Dh238,000) into a business. You can also get a UK Tier 1 Investor Visa if you invest £2 million, £5m or £10m (the higher the investment, the sooner you obtain your permanent residency).

All UK residency visas get approved in 90 to 120 days and are valid for 3 years. After 3 years, the applicant can apply for extension of another 2 years. Once they have lived in the UK for a minimum of 6 months every year, they are eligible to apply for permanent residency (called Indefinite Leave to Remain). After one year of ILR, the applicant can apply for UK passport.

The Caribbean

Depending on the country, the investment amount starts from $100,000 (Dh367,250) and can go up to $400,000 in real estate. From the date of purchase, it will take between four to five months to receive a passport.

Portugal

The investment amount ranges from €350,000 to €500,000 (Dh1.5m to Dh2.16m) in real estate. From the date of purchase, it will take a maximum of six months to receive a Golden Visa. Applicants can apply for permanent residency after five years and Portuguese citizenship after six years.

“Among European countries with residency programmes, Portugal has been the most popular because it offers the most cost-effective programme to eventually acquire citizenship of the European Union without ever residing in Portugal,” states Veronica Cotdemiey of Citizenship Invest.

Greece

The real estate investment threshold to acquire residency for Greece is €250,000, making it the cheapest real estate residency visa scheme in Europe. You can apply for residency in four months and citizenship after seven years.

Spain

The real estate investment threshold to acquire residency for Spain is €500,000. You can apply for permanent residency after five years and citizenship after 10 years. It is not necessary to live in Spain to retain and renew the residency visa permit.

Cyprus

Cyprus offers the quickest route to citizenship of a European country in only six months. An investment of €2m in real estate is required, making it the highest priced programme in Europe.

Malta

The Malta citizenship by investment programme is lengthy and investors are required to contribute sums as donations to the Maltese government. The applicant must either contribute at least €650,000 to the National Development & Social Fund. Spouses and children are required to contribute €25,000; unmarried children between 18 and 25 and dependent parents must contribute €50,000 each.

The second step is to make an investment in property of at least €350,000 or enter a property rental contract for at least €16,000 per annum for five years. The third step is to invest at least €150,000 in bonds or shares approved by the Maltese government to be kept for at least five years.

Candidates must commit to a minimum physical presence in Malta before citizenship is granted. While you get residency in two months, you can apply for citizenship after a year.

Egypt

A one-year residency permit can be bought if you purchase property in Egypt worth $100,000. A three-year residency is available for those who invest $200,000 in property, and five years for those who purchase property worth $400,000.

Source: Citizenship Invest and Aqua Properties

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The lowdown

Bohemian Rhapsody

Director: Bryan Singer

Starring: Rami Malek, Lucy Boynton, Gwilym Lee

Rating: 3/5

The%20specs

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While you're here

Con Coughlin: To survive, Nato must renew its sense of common purpose

Gavin Esler: Nato summit failed for making news more than it made deals

Simon Waldman: Nato continues to be Ankara’s best security guarantor

Sole survivors

Cecelia Crocker was on board Northwest Airlines Flight 255 in 1987 when it crashed in Detroit, killing 154 people, including her parents and brother. The plane had hit a light pole on take off
George Lamson Jr, from Minnesota, was on a Galaxy Airlines flight that crashed in Reno in 1985, killing 68 people. His entire seat was launched out of the plane
Bahia Bakari, then 12, survived when a Yemenia Airways flight crashed near the Comoros in 2009, killing 152. She was found clinging to wreckage after floating in the ocean for 13 hours.
Jim Polehinke was the co-pilot and sole survivor of a 2006 Comair flight that crashed in Lexington, Kentucky, killing 49.

What is a robo-adviser?

Robo-advisers use an online sign-up process to gauge an investor’s risk tolerance by feeding information such as their age, income, saving goals and investment history into an algorithm, which then assigns them an investment portfolio, ranging from more conservative to higher risk ones.

These portfolios are made up of exchange traded funds (ETFs) with exposure to indices such as US and global equities, fixed-income products like bonds, though exposure to real estate, commodity ETFs or gold is also possible.

Investing in ETFs allows robo-advisers to offer fees far lower than traditional investments, such as actively managed mutual funds bought through a bank or broker. Investors can buy ETFs directly via a brokerage, but with robo-advisers they benefit from investment portfolios matched to their risk tolerance as well as being user friendly.

Many robo-advisers charge what are called wrap fees, meaning there are no additional fees such as subscription or withdrawal fees, success fees or fees for rebalancing.

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The specs

AT4 Ultimate, as tested

Engine: 6.2-litre V8

Power: 420hp

Torque: 623Nm

Transmission: 10-speed automatic

Price: From Dh330,800 (Elevation: Dh236,400; AT4: Dh286,800; Denali: Dh345,800)

On sale: Now

UAE currency: the story behind the money in your pockets

Zimbabwe v UAE, ODI series

All matches at the Harare Sports Club:

1^st ODI, Wednesday, April 10

2^nd ODI, Friday, April 12

3^rd ODI, Sunday, April 14

4^th ODI, Tuesday, April 16

UAE squad: Mohammed Naveed (captain), Rohan Mustafa, Ashfaq Ahmed, Shaiman Anwar, Mohammed Usman, CP Rizwan, Chirag Suri, Mohammed Boota, Ghulam Shabber, Sultan Ahmed, Imran Haider, Amir Hayat, Zahoor Khan, Qadeer Ahmed

Saudi National Day

Why the UAE has many reasons to celebrate its closest friend and ally

Mina Al-Oraibi: Suleimani death casts a long shadow over decade ahead

Khaled Yacoub Oweis: Hezbollah bids to control Lebanon’s financial system

National Editorial: Hezbollah's murky dealings in Iraq have been unveiled

While you're here

Aya Iskandarani: Why Hezbollah’s man in Iraq is now worth $10 million to the US

Khaled Yacoub Oweis: Hezbollah bids to control Lebanon’s financial system

National Editorial: Hezbollah's murky dealings in Iraq have been unveiled

FIXTURES

All times UAE ( 4 GMT)

Saturday
Fiorentina v Torino (8pm)
Hellas Verona v Roma (10.45pm)

Sunday
Parma v Napoli (2.30pm)
Genoa v Crotone (5pm)
Sassuolo v Cagliari (8pm)
Juventus v Sampdoria (10.45pm)

Monday
AC Milan v Bologna (10.45om)

Playing September 30

Benevento v Inter Milan (8pm)
Udinese v Spezia (8pm)
Lazio v Atalanta (10.45pm)

Banned items

Dubai Police has also issued a list of banned items at the ground on Sunday. These include:

Drones
Animals
Fireworks/ flares
Radios or power banks
Laser pointers
Glass
Selfie sticks/ umbrellas
Sharp objects
Political flags or banners
Bikes, skateboards or scooters

UAE currency: the story behind the money in your pockets

World Test Championship table

1 India 71 per cent

2 New Zealand 70 per cent

3 Australia 69.2 per cent

4 England 64.1 per cent

5 Pakistan 43.3 per cent

6 West Indies 33.3 per cent

7 South Africa 30 per cent

8 Sri Lanka 16.7 per cent

9 Bangladesh 0

UAE currency: the story behind the money in your pockets

On Women's Day

Dr Nawal Al-Hosany: Why more women should be on the frontlines of climate action

Samar Elmnhrawy: How companies in the Middle East can catch up on gender equality

The National Editorial: Is there much to celebrate on International Women's Day 2021?

Justin Thomas: Challenge the notion that 'men are from Mars, women are from Venus'

SPECS

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EMIRATES'S%20REVISED%20A350%20DEPLOYMENT%20SCHEDULE

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Our legal consultant

Name: Hassan Mohsen Elhais

Position: legal consultant with Al Rowaad Advocates and Legal Consultants.

Teams

Punjabi Legends Owners: Inzamam-ul-Haq and Intizar-ul-Haq; Key player: Misbah-ul-Haq

Pakhtoons Owners: Habib Khan and Tajuddin Khan; Key player: Shahid Afridi

Maratha Arabians Owners: Sohail Khan, Ali Tumbi, Parvez Khan; Key player: Virender Sehwag

Bangla Tigers Owners: Shirajuddin Alam, Yasin Choudhary, Neelesh Bhatnager, Anis and Rizwan Sajan; Key player: TBC

Colombo Lions Owners: Sri Lanka Cricket; Key player: TBC

Kerala Kings Owners: Hussain Adam Ali and Shafi Ul Mulk; Key player: Eoin Morgan

Venue Sharjah Cricket Stadium

Format 10 overs per side, matches last for 90 minutes

Timeline October 25: Around 120 players to be entered into a draft, to be held in Dubai; December 21: Matches start; December 24: Finals

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Mastering the memory: the phenomena of Quran memorisation

Teenager girls recite the Quran flawlessly, despite not speaking Arabic

Score

New Zealand 266 for 9 in 50 overs
Pakistan 219 all out in 47.2 overs

New Zealand win by 47 runs

New Zealand lead three-match ODI series 1-0

Next match: Zayed Cricket Stadium, Abu Dhabi, Friday

Benefits of first-time home buyers' scheme

Priority access to new homes from participating developers
Discounts on sales price of off-plan units
Flexible payment plans from developers
Mortgages with better interest rates, faster approval times and reduced fees
DLD registration fee can be paid through banks or credit cards at zero interest rates

Key facilities

Olympic-size swimming pool with a split bulkhead for multi-use configurations, including water polo and 50m/25m training lanes
Premier League-standard football pitch
400m Olympic running track
NBA-spec basketball court with auditorium
600-seat auditorium
Spaces for historical and cultural exploration
An elevated football field that doubles as a helipad
Specialist robotics and science laboratories
AR and VR-enabled learning centres
Disruption Lab and Research Centre for developing entrepreneurial skills

Day 2, Abu Dhabi Test: At a glance

Moment of the day Dinesh Chandimal has inherited a challenging job, after being made Sri Lanka’s Test captain. He responded in perfect fashion, with an easy-natured century against Pakistan. He brought up three figures with a majestic cover drive, which he just stood and admired.

Stat of the day – 33 It took 33 balls for Dilruwan Perera to get off the mark. His time on zero was eventful enough. The Sri Lankan No 7 was given out LBW twice, but managed to have both decisions overturned on review. The TV replays showed both times that he had inside edged the ball onto his pad.

The verdict In the two previous times these two sides have met in Abu Dhabi, the Tests have been drawn. The docile nature of proceedings so far makes that the likely outcome again this time, but both sides will be harbouring thoughts that they can force their way into a winning position.