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Ruben Loftus-Cheek has been at Chelsea since joining the club's academy in 2004. PA
Ruben Loftus-Cheek has been at Chelsea since joining the club's academy in 2004. PA
Ruben Loftus-Cheek has been at Chelsea since joining the club's academy in 2004. PA
Ruben Loftus-Cheek has been at Chelsea since joining the club's academy in 2004. PA

Sport

Football

Ruben Loftus-Cheek set to join Chelsea exodus as he closes in on AC Milan move

England international poised to join Serie A side in deal worth €20m including add-ons

Gareth Cox

June 27, 2023

  • English
  • Arabic

Ruben Loftus-Cheek is set to become the latest player to leave Premier League side Chelsea with the midfielder closing in on a move to AC Milan.

The England international's near 20-year association with the London club is nearly over with Milan agreeing a deal worth €20m including add-ons for a player who has been the Rossoneri's top target this summer.

Loftus-Cheek has been at Stamford Bridge since joining the club's academy in 2004, going on to make 155 appearances since his senior debut in 2014, scoring 13 goals, winning two Premier League titles, the Fifa Club World Cup and Uefa Supercup along the way.

The 27-year-old also spent two seasons out on loan at Crystal Palace (2017-18) and Fulham (2020-21), and has won 10 England caps, making his last appearance as a substitute in a friendly win over the United States in 2018.

He will join former Chelsea defender Fikayo Tomori and ex-Liverpool attacker Divock Origi at Milan, who finished fourth in Serie A last season under manager Stefano Pioli, 20 points behind champions Napoli.

The San Siro club could lose key midfielder Sandro Tonali with the 23-year-old Italy international subject of a £60 million bid by Newcastle United.

Chelsea are looking to balance their books after spending close to £600 million since last summer with Loftus-Cheek joining a number of players heading for the exit.

Chelsea season ratings

CHELSEA 2022/23 SEASON RATINGS: Kepa Arrizabalaga - 6. After starting the season on the bench, he made the No 1 jersey his own with an excellent run of form. Performances tailed off as Chelsea's season unravelled, and while Kepa didn't do much wrong, he hardly saved his team either. Getty.
CHELSEA 2022/23 SEASON RATINGS: Kepa Arrizabalaga - 6. After starting the season on the bench, he made the No 1 jersey his own with an excellent run of form. Performances tailed off as Chelsea's season unravelled, and while Kepa didn't do much wrong, he hardly saved his team either. Getty.
Edouard Mendy - 5. A shaky start to the season saw Mendy dropped to the bench, while a long-term shoulder injury prevented the Senegalese stopper from trying to reclaim his place. Returned to the squad in April and hardly to blame for Chelsea's demise. Getty
Edouard Mendy - 5. A shaky start to the season saw Mendy dropped to the bench, while a long-term shoulder injury prevented the Senegalese stopper from trying to reclaim his place. Returned to the squad in April and hardly to blame for Chelsea's demise. Getty
Trevoh Chalobah - 6. Effort and dedication can't be faulted but the Academy graduate looked out of his depth at times. Should be used as a reliable squad player next season. Getty
Trevoh Chalobah - 6. Effort and dedication can't be faulted but the Academy graduate looked out of his depth at times. Should be used as a reliable squad player next season. Getty
Kalidou Koulibaly - 5. The Senegalese defender veered from commanding to comical - sometimes in the same game. Whether this was a first-season adjustment period or if Koulibaly is on the decline, it will be interesting to see if we get to find out or if the former Napoli star will depart. Getty
Kalidou Koulibaly - 5. The Senegalese defender veered from commanding to comical - sometimes in the same game. Whether this was a first-season adjustment period or if Koulibaly is on the decline, it will be interesting to see if we get to find out or if the former Napoli star will depart. Getty
Benoit Badiashile - 7. The 22-year-old January signing looked good in the appearances he was afforded, and should be given a much bigger role next season. Reuters
Benoit Badiashile - 7. The 22-year-old January signing looked good in the appearances he was afforded, and should be given a much bigger role next season. Reuters
Wesley Fofana - 5. Arrived with a massive price tag and to huge excitement last summer, the French defender's season was one blighted by injury. When Fofana returned to the team, he looked off the pace and struggled for form. One of many players who should benefit from a reset ahead of the new season. Getty
Wesley Fofana - 5. Arrived with a massive price tag and to huge excitement last summer, the French defender's season was one blighted by injury. When Fofana returned to the team, he looked off the pace and struggled for form. One of many players who should benefit from a reset ahead of the new season. Getty
Thiago Silva - 7. At 39 years old, the Brazilian is still Chelsea's best central defender. Called upon to play more games than was probably initially planned as the season unravelled. Still classy but it became increasingly clear he's now best in the middle of a back three. Will be a huge leader next season as Chelsea attempt to pick up the pieces. Getty
Thiago Silva - 7. At 39 years old, the Brazilian is still Chelsea's best central defender. Called upon to play more games than was probably initially planned as the season unravelled. Still classy but it became increasingly clear he's now best in the middle of a back three. Will be a huge leader next season as Chelsea attempt to pick up the pieces. Getty
Marc Cucurella - 3. The poster boy for Chelsea's reckless and thoughtless transfer strategy. The Spanish fullback can't be accused of a lack of effort but looked well short of the £60m the Blues paid Brighton for his services. Expected to leave in a cut-price deal this summer. Reuters
Marc Cucurella - 3. The poster boy for Chelsea's reckless and thoughtless transfer strategy. The Spanish fullback can't be accused of a lack of effort but looked well short of the £60m the Blues paid Brighton for his services. Expected to leave in a cut-price deal this summer. Reuters
Ben Chilwell - 6. A season severely disrupted by injury, Chilwell's various absences hit Chelsea hard. Ended the season with another injury, and will hope to fully recover to hit the ground running after the summer. AFP
Ben Chilwell - 6. A season severely disrupted by injury, Chilwell's various absences hit Chelsea hard. Ended the season with another injury, and will hope to fully recover to hit the ground running after the summer. AFP
Lewis Hall - 7. The youngster's emergence was both a promising sign for Chelsea's future and symbolic of a disastrous transfer policy that saw Cucurella signed for £60m when Hall proved to be more than capable at left-back. Full of energy and enthusiasm and impactful going forward. Work to do defensively but he's only 18. Getty
Lewis Hall - 7. The youngster's emergence was both a promising sign for Chelsea's future and symbolic of a disastrous transfer policy that saw Cucurella signed for £60m when Hall proved to be more than capable at left-back. Full of energy and enthusiasm and impactful going forward. Work to do defensively but he's only 18. Getty
Reece James - 6. Limited to just 24 appearances in all competitions, James' worrying injury record extended into another season. No coincidence that Chelsea's alarming slump began when he was first sidelined. Getty
Reece James - 6. Limited to just 24 appearances in all competitions, James' worrying injury record extended into another season. No coincidence that Chelsea's alarming slump began when he was first sidelined. Getty
Cesar Azpilicueta - 5. As committed and professional as ever but respectfully, the captain's legs went this season. Sustained a nasty concussion which did not help his cause. If he remains beyond the summer, the Spaniard should be used very much as a dressing room influence. Reuters
Cesar Azpilicueta - 5. As committed and professional as ever but respectfully, the captain's legs went this season. Sustained a nasty concussion which did not help his cause. If he remains beyond the summer, the Spaniard should be used very much as a dressing room influence. Reuters
Enzo Fernandez - 7. The Argentine midfielder arrived in January fresh off a World Cup triumph and with a reputation as one of the brightest stars in world football. Showed moments of quality during a difficult spell for Chelsea, and will be a major player next season. Reuters
Enzo Fernandez - 7. The Argentine midfielder arrived in January fresh off a World Cup triumph and with a reputation as one of the brightest stars in world football. Showed moments of quality during a difficult spell for Chelsea, and will be a major player next season. Reuters
N'Golo Kante - 6. Another important player hit by injury for much of the season, the French midfielder's quality and energy were sorely missed. Typically lively when he made his return to the team. His future needs to be resolved. Getty
N'Golo Kante - 6. Another important player hit by injury for much of the season, the French midfielder's quality and energy were sorely missed. Typically lively when he made his return to the team. His future needs to be resolved. Getty
Denis Zakaria - 5. On loan from Juventus, the Swiss midfielder was not really part of any of the three managers' plans this season, although did OK when given games. EPA
Denis Zakaria - 5. On loan from Juventus, the Swiss midfielder was not really part of any of the three managers' plans this season, although did OK when given games. EPA
Conor Gallagher - 7. Endured a disastrous start to the season but improved as the campaign wore on when he was given more game time. Provided plenty of energy and was a greater goal threat than many of Chelsea's forward players. With the likes of Kante and Kovacic - and even Mount - potentially leaving, Gallagher could have a key role next season. EPA
Conor Gallagher - 7. Endured a disastrous start to the season but improved as the campaign wore on when he was given more game time. Provided plenty of energy and was a greater goal threat than many of Chelsea's forward players. With the likes of Kante and Kovacic - and even Mount - potentially leaving, Gallagher could have a key role next season. EPA
Mateo Kovacic - 6. The Croatian has been superb throughout his Chelsea career but there was a noticeable drop off this season. Still helped the Blues control possession for most games but the cut and thrust that make Kovacic such an influential midfielder were not quite at the same level. Big question marks about his future. EPA
Mateo Kovacic - 6. The Croatian has been superb throughout his Chelsea career but there was a noticeable drop off this season. Still helped the Blues control possession for most games but the cut and thrust that make Kovacic such an influential midfielder were not quite at the same level. Big question marks about his future. EPA
Ruben Loftus-Cheek - 5. Very much a squad player who struggled to make his mark this season. The Academy graduate is reportedly the subject of interest from AC Milan and could be part of the expected mass exodus. AFP
Ruben Loftus-Cheek - 5. Very much a squad player who struggled to make his mark this season. The Academy graduate is reportedly the subject of interest from AC Milan and could be part of the expected mass exodus. AFP
Carney Chukwuemeka - 6. The teenager signed from Aston Villa last summer was limited in his appearances but looks an exciting talent. AFP
Carney Chukwuemeka - 6. The teenager signed from Aston Villa last summer was limited in his appearances but looks an exciting talent. AFP
Mason Mount - 4. Having emerged as arguably Chelsea's best player the previous two seasons, this was a significant setback. Injuries played a part but three goals in 35 appearances was hugely disappointing. Confidence looked shot by the time his campaign ended prematurely. Despite the poor season, Chelsea will hope to resolve his future to prevent a potentially damaging move to a rival. PA
Mason Mount - 4. Having emerged as arguably Chelsea's best player the previous two seasons, this was a significant setback. Injuries played a part but three goals in 35 appearances was hugely disappointing. Confidence looked shot by the time his campaign ended prematurely. Despite the poor season, Chelsea will hope to resolve his future to prevent a potentially damaging move to a rival. PA
Kai Havertz - 6. Chelsea's leading goalscorer this season but with nine in all competitions, that isn't saying much. The German is an outrageously talented player but was again the victim of Chelsea's failure to sign a recognised striker. Will the next manager finally play Havertz at No 10 before it's too late and he leaves? Reuters
Kai Havertz - 6. Chelsea's leading goalscorer this season but with nine in all competitions, that isn't saying much. The German is an outrageously talented player but was again the victim of Chelsea's failure to sign a recognised striker. Will the next manager finally play Havertz at No 10 before it's too late and he leaves? Reuters
Mykhaylo Mudryk - 5. After Chelsea beat Arsenal to the Ukrainian's signature and he enjoyed a blistering cameo, the hype only increased. That's about as good as it got for Mudryk in his first half season. Blessed with extreme pace but still a raw talent, Mudryk should kick on next season. Getty
Mykhaylo Mudryk - 5. After Chelsea beat Arsenal to the Ukrainian's signature and he enjoyed a blistering cameo, the hype only increased. That's about as good as it got for Mudryk in his first half season. Blessed with extreme pace but still a raw talent, Mudryk should kick on next season. Getty
Christian Pulisic - 4. A knee injury hardly helped but the American was ineffective before and after. A single goal in 29 appearances is nowhere near good enough. Could be another to exit Stamford Bridge this summer. AFP
Christian Pulisic - 4. A knee injury hardly helped but the American was ineffective before and after. A single goal in 29 appearances is nowhere near good enough. Could be another to exit Stamford Bridge this summer. AFP
Raheem Sterling - 4. Signed as an oven-ready solution to help solve Chelsea's goalscoring woes, Sterling was a shadow of the prolific Manchester City player. Scored nine goals in 37 appearances and generally posed little threat when on the ball. Can still be an important player next season. Getty
Raheem Sterling - 4. Signed as an oven-ready solution to help solve Chelsea's goalscoring woes, Sterling was a shadow of the prolific Manchester City player. Scored nine goals in 37 appearances and generally posed little threat when on the ball. Can still be an important player next season. Getty
Noni Madueke - 7. Part of the mad January transfer splurge, Madueke is another exciting young talent who showed glimpses of his potential. Should contribute plenty more next season. PA
Noni Madueke - 7. Part of the mad January transfer splurge, Madueke is another exciting young talent who showed glimpses of his potential. Should contribute plenty more next season. PA
Hakim Ziyech - 5. Became a peripheral player and almost left on loan to PSG in January, only for the classic fax machine mishap to occur. The Moroccan, who was superb at the World Cup, is a talented player but it's not quite happened at Chelsea. Surely on the move. PA
Hakim Ziyech - 5. Became a peripheral player and almost left on loan to PSG in January, only for the classic fax machine mishap to occur. The Moroccan, who was superb at the World Cup, is a talented player but it's not quite happened at Chelsea. Surely on the move. PA
Joao Felix - 8. A rare bright spark in a bleak season for Chelsea, despite getting sent off on his debut and his loan fee hardly making financial sense. It was a scandal that Felix wasn't a regular starter during Lampard's brief, and disastrous, spell in charge as the Portuguese was the one attacking player who consistently created chances and scored a few goals. Unlikely to remain beyond this season. AFP
Joao Felix - 8. A rare bright spark in a bleak season for Chelsea, despite getting sent off on his debut and his loan fee hardly making financial sense. It was a scandal that Felix wasn't a regular starter during Lampard's brief, and disastrous, spell in charge as the Portuguese was the one attacking player who consistently created chances and scored a few goals. Unlikely to remain beyond this season. AFP
Armando Broja - 5. The Academy graduate loooked like he could have been a useful squad option but his season was cut short after a cruciate injury during a mid-season friendly in Abu Dhabi. Getty
Armando Broja - 5. The Academy graduate loooked like he could have been a useful squad option but his season was cut short after a cruciate injury during a mid-season friendly in Abu Dhabi. Getty
David Datro Fofana - 6. A lively debut, after arriving in January, raised hopes Chelsea might have a exciting new striker on their hands. Except he barely played after that. Looks a talent, though. PA
David Datro Fofana - 6. A lively debut, after arriving in January, raised hopes Chelsea might have a exciting new striker on their hands. Except he barely played after that. Looks a talent, though. PA
Pierre-Emerick Aubameyang - 2. A return of three goals in 22 appearances marked a miserable return to the Premier League for the former Arsenal captain. Shot of confidence and sharpness, Aubameyang appears destined for the exit. EPA
Pierre-Emerick Aubameyang - 2. A return of three goals in 22 appearances marked a miserable return to the Premier League for the former Arsenal captain. Shot of confidence and sharpness, Aubameyang appears destined for the exit. EPA
Thomas Tuchel - 6. Oversaw the opening weeks of the season when Chelsea struggled for form. Still, his exit was an enormous shock and the season continued to unravel from there. Has since pitched up at Bayern Munich and won the Budesliga. EPA
Thomas Tuchel - 6. Oversaw the opening weeks of the season when Chelsea struggled for form. Still, his exit was an enormous shock and the season continued to unravel from there. Has since pitched up at Bayern Munich and won the Budesliga. EPA
Graham Potter - 3. Perhaps it was the wrong man in the wrong job at the wrong time, but Potter hardly helped his cause either. After an encouraging start, quickly looked out of his depth when results went south, and was sacked after winning just 12 of his 31 games in charge. Reuters
Graham Potter - 3. Perhaps it was the wrong man in the wrong job at the wrong time, but Potter hardly helped his cause either. After an encouraging start, quickly looked out of his depth when results went south, and was sacked after winning just 12 of his 31 games in charge. Reuters
Frank Lampard - 1. Granted, he inherited a mess but the return of Chelsea's greatest player to the dugout failed to inspire a turnaround. Lost his first six matches in interim charge, his team selection was muddled, and he admitted himself he didn't know how or where to play Joao Felix, so he didn't. Which is unforgivable. Where Lampard goes from here is anyone's guess. Getty
Frank Lampard - 1. Granted, he inherited a mess but the return of Chelsea's greatest player to the dugout failed to inspire a turnaround. Lost his first six matches in interim charge, his team selection was muddled, and he admitted himself he didn't know how or where to play Joao Felix, so he didn't. Which is unforgivable. Where Lampard goes from here is anyone's guess. Getty

Midfielder N'Golo Kante has signed for Saudi Pro League champions Al Ittihad, while defender Kalidou Koulibaly's move to Al Hilal was finalised on Sunday.

Goalkeeper Edouard Mendy and winger Hakim Ziyech are expected to follow them after deals were agreed with Al Ahli and Al Nassr, respectively.

Forward Kai Havertz's £65 million move to Arsenal is expected to be announced any day while midfielder Mateo Kovacic has agreed a £30 millon deal with treble winners Manchester City.

Midfielder Mason Mount has been the subject of three unsuccessful bids by Manchester United, with Bayern Munich also keen on the England international, while strikers Romelu Lukau and Pierre-Emerick Aubameyang are also set to leave.

Chelsea have made one signing so far this transfer window with striker Christopher Nkunku arriving from Bundelsiga side RB Leipzig in a deal reported to be worth £52 million.

While you're here
Roll of honour 2019-2020

Dubai Rugby Sevens

Winners: Dubai Hurricanes

Runners up: Bahrain

 

West Asia Premiership

Winners: Bahrain

Runners up: UAE Premiership

 

UAE Premiership

Winners: Dubai Exiles

Runners up: Dubai Hurricanes

 

UAE Division One

Winners: Abu Dhabi Saracens

Runners up: Dubai Hurricanes II

 

UAE Division Two

Winners: Barrelhouse

Runners up: RAK Rugby

Key facilities
  • Olympic-size swimming pool with a split bulkhead for multi-use configurations, including water polo and 50m/25m training lanes
  • Premier League-standard football pitch
  • 400m Olympic running track
  • NBA-spec basketball court with auditorium
  • 600-seat auditorium
  • Spaces for historical and cultural exploration
  • An elevated football field that doubles as a helipad
  • Specialist robotics and science laboratories
  • AR and VR-enabled learning centres
  • Disruption Lab and Research Centre for developing entrepreneurial skills

The Great Derangement: Climate Change and the Unthinkable
Amitav Ghosh, University of Chicago Press

Directed by: Craig Gillespie

Starring: Emma Stone, Emma Thompson, Joel Fry

4/5

more from Joseph Borell
MATCH INFO

Uefa Champions League semi-final, first leg
Bayern Munich v Real Madrid
When: April 25, 10.45pm kick-off (UAE)
Where: Allianz Arena, Munich
Live: BeIN Sports HD
Second leg: May 1, Santiago Bernabeu, Madrid

How to apply for a drone permit
  • Individuals must register on UAE Drone app or website using their UAE Pass
  • Add all their personal details, including name, nationality, passport number, Emiratis ID, email and phone number
  • Upload the training certificate from a centre accredited by the GCAA
  • Submit their request
What are the regulations?
  • Fly it within visual line of sight
  • Never over populated areas
  • Ensure maximum flying height of 400 feet (122 metres) above ground level is not crossed
  • Users must avoid flying over restricted areas listed on the UAE Drone app
  • Only fly the drone during the day, and never at night
  • Should have a live feed of the drone flight
  • Drones must weigh 5 kg or less
The biog

Age: 59

From: Giza Governorate, Egypt

Family: A daughter, two sons and wife

Favourite tree: Ghaf

Runner up favourite tree: Frankincense 

Favourite place on Sir Bani Yas Island: “I love all of Sir Bani Yas. Every spot of Sir Bani Yas, I love it.”

While you're here
DUNE%3A%20PART%20TWO
%3Cp%3E%3Cstrong%3EDirector%3A%3C%2Fstrong%3E%20Denis%20Villeneuve%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EStarring%3A%3C%2Fstrong%3E%20Timothee%20Chamalet%2C%20Zendaya%2C%20Austin%20Butler%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ERating%3A%3C%2Fstrong%3E%205%2F5%3C%2Fp%3E%0A
What to watch out for:

Algae, waste coffee grounds and orange peels will be used in the pavilion's walls and gangways

The hulls of three ships will be used for the roof

The hulls will painted to make the largest Italian tricolour in the country’s history

Several pillars more than 20 metres high will support the structure

Roughly 15 tonnes of steel will be used

The specs

Engine: 6.2-litre V8

Transmission: seven-speed auto

Power: 420 bhp

Torque: 624Nm

Price: from Dh293,200

On sale: now

The National's picks

4.35pm: Tilal Al Khalediah
5.10pm: Continous
5.45pm: Raging Torrent
6.20pm: West Acre
7pm: Flood Zone
7.40pm: Straight No Chaser
8.15pm: Romantic Warrior
8.50pm: Calandogan
9.30pm: Forever Young

Winners

Ballon d’Or (Men’s)
Ousmane Dembélé (Paris Saint-Germain / France)

Ballon d’Or Féminin (Women’s)
Aitana Bonmatí (Barcelona / Spain)

Kopa Trophy (Best player under 21 – Men’s)
Lamine Yamal (Barcelona / Spain)

Best Young Women’s Player
Vicky López (Barcelona / Spain)

Yashin Trophy (Best Goalkeeper – Men’s)
Gianluigi Donnarumma (Paris Saint-Germain and Manchester City / Italy)

Best Women’s Goalkeeper
Hannah Hampton (England / Aston Villa and Chelsea)

Men’s Coach of the Year
Luis Enrique (Paris Saint-Germain)

Women’s Coach of the Year
Sarina Wiegman (England)

The specs
  • Engine: 3.9-litre twin-turbo V8
  • Power: 640hp
  • Torque: 760nm
  • On sale: 2026
  • Price: Not announced yet
WOMAN AND CHILD

Director: Saeed Roustaee

Starring: Parinaz Izadyar, Payman Maadi

Rating: 4/5

EA Sports FC 26

Publisher: EA Sports

Consoles: PC, PlayStation 4/5, Xbox Series X/S

Rating: 3/5

Indika
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More from Neighbourhood Watch:
The burning issue

The internal combustion engine is facing a watershed moment – major manufacturer Volvo is to stop producing petroleum-powered vehicles by 2021 and countries in Europe, including the UK, have vowed to ban their sale before 2040. The National takes a look at the story of one of the most successful technologies of the last 100 years and how it has impacted life in the UAE.

Part three: an affection for classic cars lives on

Read part two: how climate change drove the race for an alternative 

Read part one: how cars came to the UAE

Mohammed bin Zayed Majlis
WandaVision

Starring: Elizabeth Olsen, Paul Bettany

Directed by: Matt Shakman

Rating: Four stars

Know your Camel lingo

The bairaq is a competition for the best herd of 50 camels, named for the banner its winner takes home

Namoos - a word of congratulations reserved for falconry competitions, camel races and camel pageants. It best translates as 'the pride of victory' - and for competitors, it is priceless

Asayel camels - sleek, short-haired hound-like racers

Majahim - chocolate-brown camels that can grow to weigh two tonnes. They were only valued for milk until camel pageantry took off in the 1990s

Millions Street - the thoroughfare where camels are led and where white 4x4s throng throughout the festival

FROM%20THE%20ASHES
%3Cp%3EDirector%3A%20Khalid%20Fahad%3C%2Fp%3E%0A%3Cp%3EStarring%3A%20Shaima%20Al%20Tayeb%2C%20Wafa%20Muhamad%2C%20Hamss%20Bandar%3C%2Fp%3E%0A%3Cp%3ERating%3A%203%2F5%3C%2Fp%3E%0A
The burning issue

The internal combustion engine is facing a watershed moment – major manufacturer Volvo is to stop producing petroleum-powered vehicles by 2021 and countries in Europe, including the UK, have vowed to ban their sale before 2040. The National takes a look at the story of one of the most successful technologies of the last 100 years and how it has impacted life in the UAE.

Read part three: the age of the electric vehicle begins

Read part two: how climate change drove the race for an alternative 

Read part one: how cars came to the UAE

Company Profile

Company name: Yeepeey

Started: Soft launch in November, 2020

Founders: Sagar Chandiramani, Jatin Sharma and Monish Chandiramani

Based: Dubai

Industry: E-grocery

Initial investment: $150,000

Future plan: Raise $1.5m and enter Saudi Arabia next year

COMPANY%20PROFILE
%3Cp%3E%3Cstrong%3ECompany%20name%3A%3C%2Fstrong%3E%20HyperPay%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EStarted%3A%3C%2Fstrong%3E%202014%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EFounder%3A%3C%2Fstrong%3E%20Muhannad%20Ebwini%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EBased%3A%3C%2Fstrong%3E%20Riyadh%2C%20Saudi%20Arabia%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EIndustry%3A%3C%2Fstrong%3E%20FinTech%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EFunding%20size%3A%3C%2Fstrong%3E%20%2455m%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EInvestors%3A%3C%2Fstrong%3E%20AB%20Ventures%2C%20Amwal%20Capital%2C%20INet%2C%20Mada%20VC%2C%20Mastercard%2C%20SVC%3C%2Fp%3E%0A
How to invest in gold

Investors can tap into the gold price by purchasing physical jewellery, coins and even gold bars, but these need to be stored safely and possibly insured.

A cheaper and more straightforward way to benefit from gold price growth is to buy an exchange-traded fund (ETF).

Most advisers suggest sticking to “physical” ETFs. These hold actual gold bullion, bars and coins in a vault on investors’ behalf. Others do not hold gold but use derivatives to track the price instead, adding an extra layer of risk. The two biggest physical gold ETFs are SPDR Gold Trust and iShares Gold Trust.

Another way to invest in gold’s success is to buy gold mining stocks, but Mr Gravier says this brings added risks and can be more volatile. “They have a serious downside potential should the price consolidate.”

Mr Kyprianou says gold and gold miners are two different asset classes. “One is a commodity and the other is a company stock, which means they behave differently.”

Mining companies are a business, susceptible to other market forces, such as worker availability, health and safety, strikes, debt levels, and so on. “These have nothing to do with gold at all. It means that some companies will survive, others won’t.”

By contrast, when gold is mined, it just sits in a vault. “It doesn’t even rust, which means it retains its value,” Mr Kyprianou says.

You may already have exposure to gold miners in your portfolio, say, through an international ETF or actively managed mutual fund.

You could spread this risk with an actively managed fund that invests in a spread of gold miners, with the best known being BlackRock Gold & General. It is up an incredible 55 per cent over the past year, and 240 per cent over five years. As always, past performance is no guide to the future.

COMPANY PROFILE
Name: Airev
Started: September 2023
Founder: Muhammad Khalid
Based: Abu Dhabi
Sector: Generative AI
Initial investment: Undisclosed
Investment stage: Series A
Investors: Core42
Current number of staff: 47
 
Last-16

France 4
Griezmann (13' pen), Pavard (57'), Mbappe (64', 68')

Argentina 3
Di Maria (41'), Mercado (48'), Aguero (90 3')

The%20specs
%3Cp%3E%3Cstrong%3EPowertrain%3A%20%3C%2Fstrong%3ESingle%20electric%20motor%0D%3Cbr%3E%3Cstrong%3EPower%3A%20%3C%2Fstrong%3E201hp%0D%3Cbr%3E%3Cstrong%3ETorque%3A%20%3C%2Fstrong%3E310Nm%0D%3Cbr%3E%3Cstrong%3ETransmission%3A%20%3C%2Fstrong%3ESingle-speed%20auto%0D%3Cbr%3E%3Cstrong%3EBattery%3A%20%3C%2Fstrong%3E53kWh%20lithium-ion%20battery%20pack%20(GS%20base%20model)%3B%2070kWh%20battery%20pack%20(GF)%0D%3Cbr%3E%3Cstrong%3ETouring%20range%3A%20%3C%2Fstrong%3E350km%20(GS)%3B%20480km%20(GF)%0D%3Cbr%3E%3Cstrong%3EPrice%3A%20%3C%2Fstrong%3EFrom%20Dh129%2C900%20(GS)%3B%20Dh149%2C000%20(GF)%0D%3Cbr%3E%3Cstrong%3EOn%20sale%3A%3C%2Fstrong%3E%20Now%3C%2Fp%3E%0A
Types of fraud

Phishing: Fraudsters send an unsolicited email that appears to be from a financial institution or online retailer. The hoax email requests that you provide sensitive information, often by clicking on to a link leading to a fake website.

Smishing: The SMS equivalent of phishing. Fraudsters falsify the telephone number through “text spoofing,” so that it appears to be a genuine text from the bank.

Vishing: The telephone equivalent of phishing and smishing. Fraudsters may pose as bank staff, police or government officials. They may persuade the consumer to transfer money or divulge personal information.

SIM swap: Fraudsters duplicate the SIM of your mobile number without your knowledge or authorisation, allowing them to conduct financial transactions with your bank.

Identity theft: Someone illegally obtains your confidential information, through various ways, such as theft of your wallet, bank and utility bill statements, computer intrusion and social networks.

Prize scams: Fraudsters claiming to be authorised representatives from well-known organisations (such as Etisalat, du, Dubai Shopping Festival, Expo2020, Lulu Hypermarket etc) contact victims to tell them they have won a cash prize and request them to share confidential banking details to transfer the prize money.

* Nada El Sawy

Best Academy: Ajax and Benfica

Best Agent: Jorge Mendes

Best Club : Liverpool   

 Best Coach: Jurgen Klopp (Liverpool)  

 Best Goalkeeper: Alisson Becker

 Best Men’s Player: Cristiano Ronaldo

 Best Partnership of the Year Award by SportBusiness: Manchester City and SAP

 Best Referee: Stephanie Frappart

Best Revelation Player: Joao Felix (Atletico Madrid and Portugal)

Best Sporting Director: Andrea Berta (Atletico Madrid)

Best Women's Player:  Lucy Bronze

Best Young Arab Player: Achraf Hakimi

 Kooora – Best Arab Club: Al Hilal (Saudi Arabia)

 Kooora – Best Arab Player: Abderrazak Hamdallah (Al-Nassr FC, Saudi Arabia)

 Player Career Award: Miralem Pjanic and Ryan Giggs

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%3Cp%3E%3Cstrong%3EDirectors%3A%20%3C%2Fstrong%3EVarious%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EStarring%3A%3C%2Fstrong%3E%20Nicola%20Coughlan%2C%20Luke%20Newton%2C%20Jonathan%20Bailey%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ERating%3A%20%3C%2Fstrong%3E3%2F5%3C%2Fp%3E%0A
The five pillars of Islam

BlacKkKlansman

Director: Spike Lee

Starring: John David Washington; Adam Driver 

Five stars

UAE squad

Esha Oza (captain), Al Maseera Jahangir, Emily Thomas, Heena Hotchandani, Indhuja Nandakumar, Katie Thompson, Lavanya Keny, Mehak Thakur, Michelle Botha, Rinitha Rajith, Samaira Dharnidharka, Siya Gokhale, Sashikala Silva, Suraksha Kotte, Theertha Satish (wicketkeeper) Udeni Kuruppuarachchige, Vaishnave Mahesh.

UAE tour of Zimbabwe

All matches in Bulawayo
Friday, Sept 26 – First ODI
Sunday, Sept 28 – Second ODI
Tuesday, Sept 30 – Third ODI
Thursday, Oct 2 – Fourth ODI
Sunday, Oct 5 – First T20I
Monday, Oct 6 – Second T20I

Updated: June 27, 2023, 2:38 PM`
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