MANCHESTER UNITED RATINGS: David de Gea - 7. First pre-season appearance and set to be United’s number one when the league starts. Saved by the crossbar in the second half and a couple of nervy moments in the first where Everton should have done better.
MANCHESTER UNITED RATINGS: David de Gea - 7. First pre-season appearance and set to be United’s number one when the league starts. Saved by the crossbar in the second half and a couple of nervy moments in the first where Everton should have done better.
Aaron Wan Bissaka - 7. Very advanced to the point that he could be level with his attackers. Fine against an Everton team who were 3-0 down with less than a third of the game gone, perhaps not against better opponents.
Aaron Wan Bissaka - 7. Very advanced to the point that he could be level with his attackers. Fine against an Everton team who were 3-0 down with less than a third of the game gone, perhaps not against better opponents.
Victor Lindelof - 7. Easy afternoon for the Swede.
Victor Lindelof - 7. Easy afternoon for the Swede.
Harry Maguire - 8. Super 15th minute header for United’s second. He got into space and placed his header well. His manager wants more goals from him and, rather than seeing the ball going over his head, get on the end of the ball. He was happy today.
Harry Maguire - 8. Super 15th minute header for United’s second. He got into space and placed his header well. His manager wants more goals from him and, rather than seeing the ball going over his head, get on the end of the ball. He was happy today.
Luke Shaw - 7. Fine corner to assist Maguire’s goal. Looking as good as in the Euros.
Luke Shaw - 7. Fine corner to assist Maguire’s goal. Looking as good as in the Euros.
Nemanja Matic - 9. Really impressed in the first half. Steady, strong and killed Everton getting forward with his through balls. Broke play up, kept ball well under pressure and didn’t lose the ball.
Nemanja Matic - 9. Really impressed in the first half. Steady, strong and killed Everton getting forward with his through balls. Broke play up, kept ball well under pressure and didn’t lose the ball.
Donny van de Beek - 7. Promising. Vocal and always offering encouragement. Big season for him, but will he get sufficient chances? Only played 45 minutes
Donny van de Beek - 7. Promising. Vocal and always offering encouragement. Big season for him, but will he get sufficient chances? Only played 45 minutes
Mason Greenwood - 8. Was in the right place to take a seventh minute chance well after a mistake between the Everton goalkeeper and defender.
Mason Greenwood - 8. Was in the right place to take a seventh minute chance well after a mistake between the Everton goalkeeper and defender.
Bruno Fernandes - 8. Magnificent 28th minute free-kick which went over the wall and past Pickford. He’d also taken an 11th minute shot which went straight at the goalkeeper – who struggled to hold it. Always tried to push forward, linked well with those around him and always looked at goal. Which is exactly why United signed him.
Bruno Fernandes - 8. Magnificent 28th minute free-kick which went over the wall and past Pickford. He’d also taken an 11th minute shot which went straight at the goalkeeper – who struggled to hold it. Always tried to push forward, linked well with those around him and always looked at goal. Which is exactly why United signed him.
Daniel James - 7. A busy bee as ever. Needs more end product, but part of a convincing first half display.
Daniel James - 7. A busy bee as ever. Needs more end product, but part of a convincing first half display.
Anthony Martial - 6. Played as a nine and, given how long he’s been out injured, not surprisingly lacked sharpness of the mind when linking up with others. Been training well, worked hard and tried to do the right thing. Shame it didn’t come off for him.
Anthony Martial - 6. Played as a nine and, given how long he’s been out injured, not surprisingly lacked sharpness of the mind when linking up with others. Been training well, worked hard and tried to do the right thing. Shame it didn’t come off for him.
SUBSTITUTES: Paul Pogba - 7 (for Matic at HT). Entered a game where there had been too many changes. One of the six players who had not played a minute for United pre-season because of the Euros or Covid.
SUBSTITUTES: Paul Pogba - 7 (for Matic at HT). Entered a game where there had been too many changes. One of the six players who had not played a minute for United pre-season because of the Euros or Covid.
Fred - 7 (for Van de Beek at HT). 7 Fantastic cross for Dalot’s goal in front of the biggest crowd at Old Trafford since March 2020.
Fred - 7 (for Van de Beek at HT). 7 Fantastic cross for Dalot’s goal in front of the biggest crowd at Old Trafford since March 2020.
Andreas Pereira - 6. Replaced Fernandes after 59. Couldn’t match the wonder goal in the previous friendly.
Andreas Pereira - 6. Replaced Fernandes after 59. Couldn’t match the wonder goal in the previous friendly.
Axel Tuanzebe - 6. On for Lindelof after 59. Everton appealed for a penalty after they thought he’d fouled a player. There was no VAR about to dispute it.
Axel Tuanzebe - 6. On for Lindelof after 59. Everton appealed for a penalty after they thought he’d fouled a player. There was no VAR about to dispute it.
Diogo Dalot - 6. On for Shaw after 59. Scored at Old Trafford, which is something he’ll always be able to say. It came via a 91st minute header which he ducked down to head over Pickford. Clever.
Diogo Dalot - 6. On for Shaw after 59. Scored at Old Trafford, which is something he’ll always be able to say. It came via a 91st minute header which he ducked down to head over Pickford. Clever.
Scott McTominay - 7. More pre-season minutes after a good week of training in Scotland. Had a niggling injury and his manager hopes that he’ll have no after effects from his injuries.
Scott McTominay - 7. More pre-season minutes after a good week of training in Scotland. Had a niggling injury and his manager hopes that he’ll have no after effects from his injuries.
Juan Mata - On for Martial. 7 He’s still got it. Some fine balls forward in a rain soaked but hugely convincing 4-0 win against Everton.
Juan Mata - On for Martial. 7 He’s still got it. Some fine balls forward in a rain soaked but hugely convincing 4-0 win against Everton.

Sport

Football

Man United ratings v Everton: Matic gets 9, Fernandes and Maguire 8

Ole Gunnar Solskjaer's team ease to 4-0 win in friendly at Old Trafford

Andy Mitten
Andy Mitten

August 07, 2021

  • English
  • Arabic

Manchester United concluded their pre-season schedule with a comfortable 4-0 friendly win over Everton at Old Trafford on Saturday.

Mason Greenwood gave United the early lead as he cashed in on an error from Jordan Pickford. Harry Maguire scored the second seven minutes later as he intercepted Luke Shaw's corner and headed into the top corner.

Bruno Fernandes made it 3-0 with a superlative free-kick to make it a memorable outing for Ole Gunnar Solskjaer’s team.

With the match out of their hand, Everton lost steam and Diogo Dalot added the icing on top of the cake in the dying moments of the match.

Player ratings from the match can be seen in the picture gallery above. To view the next image, click on the arrows or swipe if on a mobile device.

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UAE currency: the story behind the money in your pockets
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The Pope's itinerary

Sunday, February 3, 2019 - Rome to Abu Dhabi
1pm: departure by plane from Rome / Fiumicino to Abu Dhabi
10pm: arrival at Abu Dhabi Presidential Airport


Monday, February 4
12pm: welcome ceremony at the main entrance of the Presidential Palace
12.20pm: visit Abu Dhabi Crown Prince at Presidential Palace
5pm: private meeting with Muslim Council of Elders at Sheikh Zayed Grand Mosque
6.10pm: Inter-religious in the Founder's Memorial


Tuesday, February 5 - Abu Dhabi to Rome
9.15am: private visit to undisclosed cathedral
10.30am: public mass at Zayed Sports City – with a homily by Pope Francis
12.40pm: farewell at Abu Dhabi Presidential Airport
1pm: departure by plane to Rome
5pm: arrival at the Rome / Ciampino International Airport

On Women's Day
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Key changes

Commission caps

For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:

• For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term). 

• On the protection component, there is a cap  of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).

• Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated. 

• The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.

• For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years.

Disclosure

Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a “free-look” period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy.

“The illustration should provide for at least two scenarios to illustrate the performance of the product,” said Mr Hodgins. “All illustrations are required to be signed by the customer.”

Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early.

Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data.

“This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided),” said Mr Hodgins.

Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added.

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Updated: August 07, 2021, 3:28 PM
Premier LeagueManchester UnitedEverton