Riki Flutey will win his fifth Test cap when England play Wales in Cardiff.
Riki Flutey will win his fifth Test cap when England play Wales in Cardiff.

Flutey finds right tune



The last time Riki Flutey played at the Millennium Stadium, he was treated to an Andy Goode masterclass. Goode racked up 19 points in a virtuoso performance as Leicester defeated Wasps 34-24 in last year's EDF Energy Cup semi-final at the home of Welsh rugby. And Flutey would be more than happy for his international teammate to repeat the feat when England take on Six Nations champions Wales in Cardiff on Saturday.

"He ran rings around us," recalled Flutey. "It was impressive and depressing at the same time. That hurt, but I wouldn't mind him doing it again on Saturday." Despite losing that day, the New Zealand-born inside centre has predominantly fond memories of his visit to the Millennium Stadium and is itching to return. "It's an amazing place to play rugby," he says. "It was noisy as hell but that's nothing compared to what it will be like on Saturday. But I'm used to hostile crowds. I've played Super 14 rugby in South Africa and the fans throw all sorts at you - abuse as well as whatever they can get their hands on."

The only volleys heading Flutey's way this time are likely to come from the formidable Wales midfield pairing of Tom Shanklin and Jamie Roberts. But Flutey, who has Mike Tindall rather than Jamie Noon outside him on Saturday after Tindall's return from injury, is unfazed by their partnership. "I don't give a damn who I'm up against and equally I'll play with whoever's alongside me at centre," he says. "The Welsh boys look tasty but Mike and I won't give an inch."

Flutey has been one of England's recent rugby union success stories and, injury permitting, looks set to form an at least a mid-term partnership with Tindall. And he believes such solidity is key to turning England back into world beaters. "It's not for me to pick the side but sure it helps keeping the same two guys week in, week out for England," he says "Mike did the job for a long time with Will Greenwood and it'd be nice for us to have the same sort of success."

Flutey goes into the game off the back of his 29th birthday on Tuesday night, which he celebrated with a rigorous England training session and an early night. A former junior All Black - he won the Under 19 World Cup alongside the likes of current New Zealand captain Richie McCaw - he is renowned for his obsessive attention to detail. Teammates tell stories of how he has three remote controls lined up perfectly in a row at home, how he keeps a diary of what he eats every day and how he went away on holiday and left a vacuum cleaner in his brother-in-law's bed - a house guest at the time - to encourage him to match his own high standards of cleanliness.

But such obsessive behaviour can only help England, who, according to team coach Martin Johnson, merely need to iron out the minor details to return to rugby's top table once more. Father-of-two Flutey, who already knows the English anthem off by heart ahead of his fifth Test cap, backs Johnson's assessment, singling out England's indiscipline as an area they need to improve against Wales. "Everyone knew their jobs inside out against Italy," he says.

"It's just we failed to execute them properly and got sloppy. If we don't clean up our act against Wales, we'll get clobbered." Wales coach Warren Gatland is likely to have half an eye on England's No 12 during the game in his other job as Lions coach ahead of the end-of-season tour to South Africa. And rather than go for the token line that the next game is all that matters, Flutey readily admits the Lions tour is always in the back of his mind.

"My focus is obviously on Saturday but I'd like to impress and get on the plane for the Lions tour," he says. "Tell me a player that qualifies for the home nations that doesn't. I'm not ashamed saying that. Let's hope a lot of the England boys can impress him with a win." mmajendie@thenational.ae

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

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Haircare resolutions 2021

From Beirut and Amman to London and now Dubai, hairstylist George Massoud has seen the same mistakes made by customers all over the world. In the chair or at-home hair care, here are the resolutions he wishes his customers would make for the year ahead.

1. 'I will seek consultation from professionals'

You may know what you want, but are you sure it’s going to suit you? Haircare professionals can tell you what will work best with your skin tone, hair texture and lifestyle.

2. 'I will tell my hairdresser when I’m not happy'

Massoud says it’s better to offer constructive criticism to work on in the future. Your hairdresser will learn, and you may discover how to communicate exactly what you want more effectively the next time.

3. ‘I will treat my hair better out of the chair’

Damage control is a big part of most hairstylists’ work right now, but it can be avoided. Steer clear of over-colouring at home, try and pursue one hair brand at a time and never, ever use a straightener on still drying hair, pleads Massoud.

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The most expensive investment mistake you will ever make

When is the best time to start saving in a pension? The answer is simple – at the earliest possible moment. The first pound, euro, dollar or dirham you invest is the most valuable, as it has so much longer to grow in value. If you start in your twenties, it could be invested for 40 years or more, which means you have decades for compound interest to work its magic.

“You get growth upon growth upon growth, followed by more growth. The earlier you start the process, the more it will all roll up,” says Chris Davies, chartered financial planner at The Fry Group in Dubai.

This table shows how much you would have in your pension at age 65, depending on when you start and how much you pay in (it assumes your investments grow 7 per cent a year after charges and you have no other savings).

Age

$250 a month

$500 a month

$1,000 a month

25

$640,829

$1,281,657

$2,563,315

35

$303,219

$606,439

$1,212,877

45

$131,596

$263,191

$526,382

55

$44,351

$88,702

$177,403

 

West Indies v India - Third ODI

India 251-4 (50 overs)
Dhoni (78*), Rahane (72), Jadhav (40)
Cummins (2-56), Bishoo (1-38)
West Indies 158 (38.1 overs)
Mohammed (40), Powell (30), Hope (24)
Ashwin (3-28), Yadav (3-41), Pandya (2-32)

India won by 93 runs

In numbers: PKK’s money network in Europe

Germany: PKK collectors typically bring in $18 million in cash a year – amount has trebled since 2010

Revolutionary tax: Investigators say about $2 million a year raised from ‘tax collection’ around Marseille

Extortion: Gunman convicted in 2023 of demanding $10,000 from Kurdish businessman in Stockholm

Drug trade: PKK income claimed by Turkish anti-drugs force in 2024 to be as high as $500 million a year

Denmark: PKK one of two terrorist groups along with Iranian separatists ASMLA to raise “two-digit million amounts”

Contributions: Hundreds of euros expected from typical Kurdish families and thousands from business owners

TV channel: Kurdish Roj TV accounts frozen and went bankrupt after Denmark fined it more than $1 million over PKK links in 2013