Beyond the Headlines: What is the future for Gaza’s children living without education?



It is back to school for children all around the world, but not in Gaza.

Eleven months of war in the strip have devastated lives, homes, hospitals and infrastructure. Education has been virtually erased for hundreds of thousands of pupils. The classrooms in which they once learnt and played are now being used as shelters for displaced families, turning them into spaces they fear.

About 186 schools have been severely damaged or completely destroyed. More than 92 per cent have sustained some damage, with a third of UN-run schools having been directly hit. Children have been without education for 12 months and they’re now about to miss a second year.

More than 10,000 pupils and at least 400 teachers have been killed since October last year, according to the Palestinian Ministry of Education. Higher education has not been spared either, with all of Gaza’s universities destroyed or damaged. But it’s not just about the sheer scale of it. Many of Gaza’s intellectuals and academics have been killed. Notable educational landmarks have been completely erased as well.

Human rights groups are calling it scholasticide or educide - the complete wipeout of education.

On this week’s Beyond the Headlines, host Nada AlTaher hears from Asma Mustafa, a teacher in Gaza who is providing informal schooling to displaced children. She also speaks to Randa Ghazy, Mena media manager at Save the Children, about the long-term consequences of Gaza’s decimated education sector.

Below is the full transcript of this episode:

Asma Mustafa: Children around the world are going back to school again for the beginning of the year, while in Gaza, which is the most dangerous place, according to a Unicef report, we are not going back to school. I feel very, very sorry for the future of those children because there is no education. There is no normal, regular education for them.

Nada AlTaher: Asma Mustafa has not been spared from the horrors of the war. She is a highly accomplished English teacher in Gaza.

AM: I was the Global Teacher Award winner in 2020, the Best Teacher in Palestine in 2022. I was displaced from the north of Gaza to the south eight times.

NA: The first time she was displaced, Asma was forced to seek refuge at a shelter run by the UN agency for Palestinian refugees. She was then displaced to the south, to live in a tent in Rafah, then to another tent in Khan Younis, and another tent in Deir Al Balah, and eventually to Nuseirat camp - where she also lives in a tent - in central Gaza.

AM: The children of Gaza have lost their right of education since the start of the war on October 7, as the schools closed their gates. There is no education any more in Gaza. My pupils always tell me they miss their schools, their friends, their teachers. I do too. That's why I launched my initiative on November 4 last year, a purely educational initiative. I called it A Story Every Day.

NA: Apart from the lives, homes, hospitals and infrastructure wiped out in 11 months of war, education has also become a distant memory for thousands of pupils. The classrooms they once learnt and played in have become places of fear, where they found shelter from bombardment - and sometimes didn’t.

About 186 schools have been severely damaged or destroyed completely. More than 92 per cent have sustained some damage, with a third of UN-run schools having been directly hit. Children have been without an education for a whole year and they’re now about to miss a second year.

More than 10,000 pupils and at least 400 teachers have been killed since October last year. Higher education has not been spared either, with all of Gaza’s universities destroyed or damaged, stopping more than 88,000 men and women from pursuing their degrees, with some just a semester from graduating. It’s not just about the sheer scale of the damage. Many of Gaza’s intellectuals and academics have been killed and notable educational landmarks have been erased.

Rights groups are calling it “scholasticide” or “educide” - the complete wipeout of education.

This is Beyond the Headlines and I’m your host Nada AlTaher. This week, we look at Gaza’s decimated education sector and how this could have consequences for generations to come.

AM: I decided to be the school for the displaced children around me when their schools were off. I decided to be their books when their books were burnt. I decided to be their pens when their pens were broken. I decided to be the educational process, as long as I am alive.

NA: In the absence of formal schooling, Asma is using her educational initiative to offer displaced children some form of learning and some semblance of normalcy, despite the conditions they face.

AM: I gather my pupils around me everyday, to tell them a story. The story is full of morals, teaching them about life, how to deal with hard situations. I also teach them critical thinking. I want them to think of solving their problems.

I mainly want my pupils to jump, to dance, to sing, to perform dabka [a traditional Palestinian dance], to hold their pens, to write, to read, to draw, to paint, to colour the paintings in the papers. I want them to speak about what happened to them. I also want them to tell stories to each other.

I want to make a collaborative, friendly community full of love and positive emotions among the children, because this way I think I teach them life, and I want them to do the same when they go back to their tents with their families. I want them to be leaders in their communities. I want them to be full of positive emotions. I want to take them away from the war, the sound of rockets and bombs everywhere. I want them to forget the war for a while, to return to a normal life, as if we are pretending to have a normal life.

NA: But even a tented school needs supplies, the basics: a chalkboard, some chalk, pencils, paper. Getting everything has become a massive challenge. And even when they are found, they’re several times the price they were before the war.

There’s also the unprecedented trauma that children continue to endure. And the psychological damage that educators and experts have to undo.

AM: I think the children of Gaza need time to recover psychologically. And they need time even to breathe again, to hold their pens again. They need time to be able to write again. And I think the official, responsible education specialists in Gaza, and outside Gaza, would have much to do. They need to work harder to rebuild the psychology of children in Gaza again.

NA: It’s not just the children who are scared and losing sleep every night. Parents are terrified about their children’s futures. Asma says they’re aware that this war will have life-long consequences.

AM: I remember a mother once cried when I visited her, looking for the children in the tent. She simply said, “Where are you teachers? Where is the education? I'm so scared to lose my son. He now works with his father.” He's just nine years old. Can you imagine? He may never go back to school again.

I felt pity towards her and towards hundreds and thousands of mothers like her.

NA: Asma has dedicated herself to doing everything she can to help. Initiatives like hers have sprung up across the enclave to address the need for children to feel slightly normal again. But she makes it clear that this is not a substitute for formal education.

AM: We are just providing them with what is called “first aid education”. It's exactly like what is happening in medicine. We perform first aid, until we go back to school again.

That will help teachers to continue with those little kids. But still, it’s not not going to be an easy mission during the trauma or after the trauma.

NA: We’re talking about 625,000 children who have been out of school in Gaza this year. How do we wrap our minds around that number? And what does it mean for an entire generation to miss out on a whole year of school? I asked this question to Randa Ghazy, regional media manager for the Mena region at Save the Children.

Randa Ghazy: Education, just like every other aspect of life in Gaza, is under attack. All schools have been closed for more than 10 months. Nearly 90 per cent of all school buildings and all 12 universities have been damaged or destroyed. These are unprecedented numbers. And since last October, education facilities have been used as shelters by people whose homes have been destroyed or those who have been forced to move to avoid hostilities.

But this has not prevented Israeli forces from targeting schools. That's another very concerning aspect. Eight schools were hit by Israeli air strikes in just 10 days in early July, for example. And last month was also deadly, with five UN schools hit in 10 days, including in Israeli military designated safe zones.

It is clear that, as others have said, schools in Gaza are not just schools any more. They've become shelters and often graveyards.

But from my perspective, the most horrifying thing is that the destruction of the Palestinian education system is systemic. There's a clear pattern. There's a name for it: scholasticide.

It's not just the destruction of the educational infrastructure, but it is also the obliteration of education through the arrest, detention or killing of teachers, pupils and staff. We need to think that Palestinian schools have historically served as vital hubs for cultural conservation and communal life through learning.

They've really played a crucial role in preserving Palestinian identity, especially in the face of displacement and occupation. So this systematic targeting of schools is an attack on the very fabric of Palestinian society.

The destruction also extends to heritage sites, including libraries. The central archives of Gaza, for example, containing 150 years of history, have also been hit.

And I'd just like to add that this is not just affecting children in Gaza. It's important to remember that children in the West Bank as well, including East Jerusalem, have faced increasing violence and restrictions since October 7. This has created new obstacles for all pupils in the West Bank - we're talking about more than 700,000 pupils.

We need to remember that Palestinians in the West Bank have faced significant challenges in accessing quality education for decades. It's not just since October 7. And when we're talking about challenges, we are including violence against teachers and pupils, Israeli military operations, raids and settler violence. But in a way, the events following October 7 have exacerbated an existing education crisis.

NA: When the Ministry of Education announced recently in the West Bank that schools are going to open for children in Gaza, we spoke to a lot of families there who told us that their own children aren't even ready to go back to school due to the severe trauma they’ve suffered.

What is the impact of war on the learning abilities for younger kids being out of school for such a long time and being subjected to the amount of violence they've witnessed?

RG: Experts say that when children are prevented from learning for a long period, they're learning does not just stop, it's also likely to regress. We've been saying for nearly a year that this is a war on children. What Palestinian children are living through is horrifying.

Certainly, all children in Gaza are now in need of mental health and psychosocial support and will suffer the trauma of this war throughout their lives. Children in Gaza do not live the typical lives of children. Every few years, they are forced to watch their family members, their neighbours and friends being killed, which causes anger and frustration in them. They often tend to be more aggressive, suffer from depression, anxiety, continuous traumatic stress disorder, and the lack of education certainly makes things worse.

We know that prolonged periods without learning significantly jeopardises children's futures. It disrupts their sense of stability, it contributes to their anxiety, to uncertainty in a society that was already facing a mental health crisis. And it was all compounded by several challenges, including the impact of the blockade on their daily life.

Education has many roles in a child's life, including children living in conflict zones. In the first phase of an emergency, education can really protect children, because it gives them a sense of stability, a chance to regain essential cognitive skills, but also life-saving learning, such as how to stay safe from exploded bombs or how to prevent the spread of disease, which is sadly now one of the emergencies in Gaza.

What's more, education is very important in Palestinian culture, whether there are job prospects or not. But now children are malnourished, they have drones buzzing overhead 24 hours a day, and this is also affecting their sleep. And yet, our colleagues in Gaza are telling us that children often tell them that going back to school is their highest concern.

This is why we have set up learning spaces in Gaza with shelters, and we are delivering life-saving lessons around exploded ordnance, family separation, what to do during an active shooting, disease prevention. But we're also distributing recreational kits, which include items like puzzles and stationery. We hope this will create a support system for them to cope with the severe psychosocial impact of the violence.

Children react in very different ways to being exposed to war. They may sometimes introduce a traumatic element into playtime, some may play games involving soldiers, or violence. Others may draw violent scenes. Some may display regression or violent behaviour. Some experience nightmares or bedwetting. Others don't want to leave their mother's side.

In our centres, we try to use different approaches to tackle this, like expressive art, problem-solving games, simple breathing techniques. But it's a very long journey, and it's very challenging when forced displacement, bombs and loss after loss continue to disrupt their sense of safety.

Our colleagues are telling us that it's very hard. Our colleagues themselves have been displaced several times, so they're also struggling with their own mental health. This is important work that we need to continue doing, but it's incredibly challenging. In Gaza, it's as if trauma has been passed down from one generation to the next, and they have no time for self healing. It's almost a cycle that never ends.

NA: The school building itself has become an object of trauma. I spoke to one Gazan mother who sought shelter for two weeks in one of the classrooms. And that place was where she felt fear and where everyone felt sick and where her husband was kidnapped, where her children didn't feel safe. So schools themselves - classrooms, where children are supposed to be happy and learn and play with their friends - have been converted into something traumatic.

Can the education system ever actually go back to what it was? Can a school become a happy place for children again in Gaza? What would it take for that to happen?

RG: There are many things that need to happen. First of all, a ceasefire, a sense of security and stability.

School buildings in Gaza are currently providing refuge in emergencies, but a lack of alternative accommodation can cause a barrier to education even after the war ends. Even if hostilities ended tomorrow, it does not mean children will be able to access education right away. The widespread damage caused will require extensive work, starting with rubble removal. That will take several months. Rebuilding learning spaces and providing temporary housing are all key elements of getting children back to school.

And finally, learning centres will need to be fit for purpose. Sadly, as of June, doctors in Gaza said that as many as 3,000 Palestinian children have lost limbs in the war. So it's a new generation of amputees who have a right to education and there will be a need for adaptive teaching, learning materials and assistive devices to ensure children with disabilities are allowed to return to school and resume their learning.

NA: The Palestinian Ministry of Education has announced that the school year will begin on September 9. To what extent is this actually possible right now in Gaza, with so many schools destroyed, with violence continuing? And how likely is a situation where temporary learning spaces with remote learning are actually going to be effective?

RG: We have to do our best to make sure these learning spaces are there, that we reach communities and let them know that this is a possibility.

But the situation at the moment is catastrophic. There are repeated relocation orders, the so-called evacuation orders from Israeli forces. These are forcibly displacing families several times. here isn't a base for families where they can get a routine, including sending their children regularly to learning spaces.

Another challenge is security. Just today people were killed while queuing to get some bread outside a school, so there is nowhere safe in Gaza. As long as this continues, there will be families who will be afraid to send their children to informal schools, because of the risks that the children would be taking just by walking to a different venue.

And generally there is a lack of supplies, there's a lack of pretty much everything. There are still several obstructions to aid deliveries. The crossings are still closed. The scale of the emergency is so huge that if the violence doesn't stop, it will be very difficult to reach every child in need. Many children will be left out.

NA: With so many fathers killed, and families having lost everything, do you feel more children are likely to be enrolled in the workforce, instead of going back to school? Do you think there's going to be an option for them to choose education, rather than to potentially support their families?

RG: That is sadly a reality in emergencies around the world. We know from previous crises that the longer children are out of school, the greater the risk that they do not return. In the Gaza Strip, 40 per cent of the population is aged 14 or under. We're talking about a huge segment of the population whose future is now at risk this year.

There were nearly 40,000 high school pupils who were unable to take their final exams, effectively halting their transition to higher education. Girls without safe schools this year are facing additional risks, including gender-based violence and child marriage. There are older students with international scholarships who have lost those opportunities and who are being prevented from attending university abroad. This war is depriving another generation of Palestinians of their future.

We know that unemployment rates in the Gaza Strip have now reached nearly 80 per cent since the war started last October. That is a shocking number. And many of the Palestinians killed are men who were the only breadwinners in their family.

This means that even once the war is over, a huge number of families will be struggling financially. It's very likely that there will be school dropouts and the risk of child labour is much higher than it was before.

NA: What can be done immediately and in the long term to support Gazans in a way that makes sure they continue with their education in a safe environment, psychologically and physically?

RG: This is a very difficult question. The first thing is an immediate, definitive ceasefire. The second thing is for the whole aid community to continue supporting the Palestinian people.

To do that, there should be no obstruction to aid. The Israeli authorities have to ensure unfettered humanitarian access is possible. They have an obligation. They have a responsibility. The crossings should be open.

It's imperative for the Israeli government to fulfil its obligations under international humanitarian law regarding access to education. The law is very clear. Schools are considered civilian objects and should be protected from attacks.

In the future, when Gaza is not a big breaking news story, it's crucial that funding for reconstruction continues to be a priority.

There have been other escalations of violence, but nothing of this scale. So there will be a need for funds directed specifically to education, as one of the key drivers to build the resilience and the future of Palestinian children. I'd also like this to be seen holistically as a very important priority, not just for the children of Gaza, but also for the children of the occupied West Bank.

Education can certainly save lives. It's crucial. It provides a foundation for resilience. But a ceasefire and an end to the occupation are the only ways to start rebuilding communities who have lost everything.

NA: That's it for Beyond the Headlines for this week. Stay up to date on this story and everything else Gaza related at TheNationalNews.com. This episode was produced by Ban Barkawi, Arthur Eddyson and Rakan Abed El Rahman. Yasmeen Altaji is our assistant producer and Doaa Farid is our editor. And I’m your host Nada AlTaher.

UAE currency: the story behind the money in your pockets
Stamp duty timeline

December 2014: Former UK finance minister George Osbourne reforms stamp duty, replacing the slab system with a blended rate scheme, with the top rate increasing to 12 per cent from 10 per cent:
Up to £125,000 - 0%; £125,000 to £250,000 – 2%; £250,000 to £925,000 – 5%; £925,000 to £1.5m: 10%; Over £1.5m – 12%

April 2016: New 3% surcharge applied to any buy-to-let properties or additional homes purchased.

July 2020: Rishi Sunak unveils SDLT holiday, with no tax to pay on the first £500,000, with buyers saving up to £15,000.

March 2021: Mr Sunak decides the fate of SDLT holiday at his March 3 budget, with expectations he will extend the perk unti June.

April 2021: 2% SDLT surcharge added to property transactions made by overseas buyers.

Real estate tokenisation project

Dubai launched the pilot phase of its real estate tokenisation project last month.

The initiative focuses on converting real estate assets into digital tokens recorded on blockchain technology and helps in streamlining the process of buying, selling and investing, the Dubai Land Department said.

Dubai’s real estate tokenisation market is projected to reach Dh60 billion ($16.33 billion) by 2033, representing 7 per cent of the emirate’s total property transactions, according to the DLD.

COMPANY PROFILE
Name: HyperSpace
 
Started: 2020
 
Founders: Alexander Heller, Rama Allen and Desi Gonzalez
 
Based: Dubai, UAE
 
Sector: Entertainment 
 
Number of staff: 210 
 
Investment raised: $75 million from investors including Galaxy Interactive, Riyadh Season, Sega Ventures and Apis Venture Partners
The White Lotus: Season three

Creator: Mike White

Starring: Walton Goggins, Jason Isaacs, Natasha Rothwell

Rating: 4.5/5

Four-day collections of TOH

Day             Indian Rs (Dh)        

Thursday    500.75 million (25.23m)

Friday         280.25m (14.12m)

Saturday     220.75m (11.21m)

Sunday       170.25m (8.58m)

Total            1.19bn (59.15m)

(Figures in millions, approximate)

At a glance

Global events: Much of the UK’s economic woes were blamed on “increased global uncertainty”, which can be interpreted as the economic impact of the Ukraine war and the uncertainty over Donald Trump’s tariffs.

 

Growth forecasts: Cut for 2025 from 2 per cent to 1 per cent. The OBR watchdog also estimated inflation will average 3.2 per cent this year

 

Welfare: Universal credit health element cut by 50 per cent and frozen for new claimants, building on cuts to the disability and incapacity bill set out earlier this month

 

Spending cuts: Overall day-to day-spending across government cut by £6.1bn in 2029-30 

 

Tax evasion: Steps to crack down on tax evasion to raise “£6.5bn per year” for the public purse

 

Defence: New high-tech weaponry, upgrading HM Naval Base in Portsmouth

 

Housing: Housebuilding to reach its highest in 40 years, with planning reforms helping generate an extra £3.4bn for public finances

Key facilities
  • Olympic-size swimming pool with a split bulkhead for multi-use configurations, including water polo and 50m/25m training lanes
  • Premier League-standard football pitch
  • 400m Olympic running track
  • NBA-spec basketball court with auditorium
  • 600-seat auditorium
  • Spaces for historical and cultural exploration
  • An elevated football field that doubles as a helipad
  • Specialist robotics and science laboratories
  • AR and VR-enabled learning centres
  • Disruption Lab and Research Centre for developing entrepreneurial skills
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The nine articles of the 50-Year Charter

1. Dubai silk road

2.  A geo-economic map for Dubai

3. First virtual commercial city

4. A central education file for every citizen

5. A doctor to every citizen

6. Free economic and creative zones in universities

7. Self-sufficiency in Dubai homes

8. Co-operative companies in various sectors

­9: Annual growth in philanthropy

NO OTHER LAND

Director: Basel Adra, Yuval Abraham, Rachel Szor, Hamdan Ballal

Stars: Basel Adra, Yuval Abraham

Rating: 3.5/5

In numbers: PKK’s money network in Europe

Germany: PKK collectors typically bring in $18 million in cash a year – amount has trebled since 2010

Revolutionary tax: Investigators say about $2 million a year raised from ‘tax collection’ around Marseille

Extortion: Gunman convicted in 2023 of demanding $10,000 from Kurdish businessman in Stockholm

Drug trade: PKK income claimed by Turkish anti-drugs force in 2024 to be as high as $500 million a year

Denmark: PKK one of two terrorist groups along with Iranian separatists ASMLA to raise “two-digit million amounts”

Contributions: Hundreds of euros expected from typical Kurdish families and thousands from business owners

TV channel: Kurdish Roj TV accounts frozen and went bankrupt after Denmark fined it more than $1 million over PKK links in 2013 

TECH%20SPECS%3A%20APPLE%20WATCH%20SERIES%208
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The National's picks

4.35pm: Tilal Al Khalediah
5.10pm: Continous
5.45pm: Raging Torrent
6.20pm: West Acre
7pm: Flood Zone
7.40pm: Straight No Chaser
8.15pm: Romantic Warrior
8.50pm: Calandogan
9.30pm: Forever Young

'Cheb%20Khaled'
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It's Monty Python's Crashing Rocket Circus

To the theme tune of the famous zany British comedy TV show, SpaceX has shown exactly what can go wrong when you try to land a rocket.

The two minute video posted on YouTube is a compilation of crashes and explosion as the company, created by billionaire Elon Musk, refined the technique of reusable space flight.

SpaceX is able to land its rockets on land  once they have completed the first stage of their mission, and is able to resuse them multiple times - a first for space flight.

But as the video, How Not to Land an Orbital Rocket Booster, demonstrates, it was a case if you fail, try and try again.

Company profile

Name: Infinite8

Based: Dubai

Launch year: 2017

Number of employees: 90

Sector: Online gaming industry

Funding: $1.2m from a UAE angel investor

Name: Peter Dicce

Title: Assistant dean of students and director of athletics

Favourite sport: soccer

Favourite team: Bayern Munich

Favourite player: Franz Beckenbauer

Favourite activity in Abu Dhabi: scuba diving in the Northern Emirates 

 

COMPANY PROFILE
Name: Kumulus Water
 
Started: 2021
 
Founders: Iheb Triki and Mohamed Ali Abid
 
Based: Tunisia 
 
Sector: Water technology 
 
Number of staff: 22 
 
Investment raised: $4 million 
In numbers: China in Dubai

The number of Chinese people living in Dubai: An estimated 200,000

Number of Chinese people in International City: Almost 50,000

Daily visitors to Dragon Mart in 2018/19: 120,000

Daily visitors to Dragon Mart in 2010: 20,000

Percentage increase in visitors in eight years: 500 per cent

Formula Middle East Calendar (Formula Regional and Formula 4)
Round 1: January 17-19, Yas Marina Circuit – Abu Dhabi
 
Round 2: January 22-23, Yas Marina Circuit – Abu Dhabi
 
Round 3: February 7-9, Dubai Autodrome – Dubai
 
Round 4: February 14-16, Yas Marina Circuit – Abu Dhabi
 
Round 5: February 25-27, Jeddah Corniche Circuit – Saudi Arabia
The bio

Studied up to grade 12 in Vatanappally, a village in India’s southern Thrissur district

Was a middle distance state athletics champion in school

Enjoys driving to Fujairah and Ras Al Khaimah with family

His dream is to continue working as a social worker and help people

Has seven diaries in which he has jotted down notes about his work and money he earned

Keeps the diaries in his car to remember his journey in the Emirates

Recycle Reuse Repurpose

New central waste facility on site at expo Dubai South area to  handle estimated 173 tonne of waste generated daily by millions of visitors

Recyclables such as plastic, paper, glass will be collected from bins on the expo site and taken to the new expo Central Waste Facility on site

Organic waste will be processed at the new onsite Central Waste Facility, treated and converted into compost to be re-used to green the expo area

Of 173 tonnes of waste daily, an estimated 39 per cent will be recyclables, 48 per cent  organic waste  and 13 per cent  general waste.

About 147 tonnes will be recycled and converted to new products at another existing facility in Ras Al Khor

Recycling at Ras Al Khor unit:

Plastic items to be converted to plastic bags and recycled

Paper pulp moulded products such as cup carriers, egg trays, seed pots, and food packaging trays

Glass waste into bowls, lights, candle holders, serving trays and coasters

Aim is for 85 per cent of waste from the site to be diverted from landfill 

The stats

Ship name: MSC Bellissima

Ship class: Meraviglia Class

Delivery date: February 27, 2019

Gross tonnage: 171,598 GT

Passenger capacity: 5,686

Crew members: 1,536

Number of cabins: 2,217

Length: 315.3 metres

Maximum speed: 22.7 knots (42kph)

Series information

Pakistan v Dubai

First Test, Dubai International Stadium

Sun Oct 6 to Thu Oct 11

Second Test, Zayed Stadium, Abu Dhabi

Tue Oct 16 to Sat Oct 20          

 Play starts at 10am each day

 

Teams

 Pakistan

1 Mohammed Hafeez, 2 Imam-ul-Haq, 3 Azhar Ali, 4 Asad Shafiq, 5 Haris Sohail, 6 Babar Azam, 7 Sarfraz Ahmed, 8 Bilal Asif, 9 Yasir Shah, 10, Mohammed Abbas, 11 Wahab Riaz or Mir Hamza

 Australia

1 Usman Khawaja, 2 Aaron Finch, 3 Shaun Marsh, 4 Mitchell Marsh, 5 Travis Head, 6 Marnus Labuschagne, 7 Tim Paine, 8 Mitchell Starc, 9 Peter Siddle, 10 Nathan Lyon, 11 Jon Holland

Ukraine%20exports
%3Cp%3EPresident%20Volodymyr%20Zelenskyy%20has%20overseen%20grain%20being%20loaded%20for%20export%20onto%20a%20Turkish%20ship%20following%20a%20deal%20with%20Russia%20brokered%20by%20the%20UN%20and%20Turkey.%3Cbr%3E%22The%20first%20vessel%2C%20the%20first%20ship%20is%20being%20loaded%20since%20the%20beginning%20of%20the%20war.%20This%20is%20a%20Turkish%20vessel%2C%22%20Zelensky%20said%2C%20adding%20exports%20could%20start%20in%20%22the%20coming%20days%22%20under%20the%20plan%20aimed%20at%20getting%20millions%20of%20tonnes%20of%20Ukrainian%20grain%20stranded%20by%20Russia's%20naval%20blockade%20to%20world%20markets.%3Cbr%3E%22Our%20side%20is%20fully%20prepared%2C%22%20he%20said.%20%22We%20sent%20all%20the%20signals%20to%20our%20partners%20--%20the%20UN%20and%20Turkey%2C%20and%20our%20military%20guarantees%20the%20security%20situation.%22%3C%2Fp%3E%0A

Company profile

Name: Oulo.com

Founder: Kamal Nazha

Based: Dubai

Founded: 2020

Number of employees: 5

Sector: Technology

Funding: $450,000

THE%20SPECS
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UPI facts

More than 2.2 million Indian tourists arrived in UAE in 2023
More than 3.5 million Indians reside in UAE
Indian tourists can make purchases in UAE using rupee accounts in India through QR-code-based UPI real-time payment systems
Indian residents in UAE can use their non-resident NRO and NRE accounts held in Indian banks linked to a UAE mobile number for UPI transactions

ANATOMY%20OF%20A%20FALL
%3Cp%3E%3Cstrong%3EDirector%3A%20%3C%2Fstrong%3EJustine%20Triet%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EStarring%3A%20%3C%2Fstrong%3ESandra%20Huller%2C%20Swann%20Arlaud%2C%20Milo%20Machado-Graner%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ERating%3A%3C%2Fstrong%3E%205%2F5%3C%2Fp%3E%0A
Ways to control drones

Countries have been coming up with ways to restrict and monitor the use of non-commercial drones to keep them from trespassing on controlled areas such as airports.

"Drones vary in size and some can be as big as a small city car - so imagine the impact of one hitting an airplane. It's a huge risk, especially when commercial airliners are not designed to make or take sudden evasive manoeuvres like drones can" says Saj Ahmed, chief analyst at London-based StrategicAero Research.

New measures have now been taken to monitor drone activity, Geo-fencing technology is one.

It's a method designed to prevent drones from drifting into banned areas. The technology uses GPS location signals to stop its machines flying close to airports and other restricted zones.

The European commission has recently announced a blueprint to make drone use in low-level airspace safe, secure and environmentally friendly. This process is called “U-Space” – it covers altitudes of up to 150 metres. It is also noteworthy that that UK Civil Aviation Authority recommends drones to be flown at no higher than 400ft. “U-Space” technology will be governed by a system similar to air traffic control management, which will be automated using tools like geo-fencing.

The UAE has drawn serious measures to ensure users register their devices under strict new laws. Authorities have urged that users must obtain approval in advance before flying the drones, non registered drone use in Dubai will result in a fine of up to twenty thousand dirhams under a new resolution approved by Sheikh Hamdan bin Mohammed, Crown Prince of Dubai.

Mr Ahmad suggest that "Hefty fines running into hundreds of thousands of dollars need to compensate for the cost of airport disruption and flight diversions to lengthy jail spells, confiscation of travel rights and use of drones for a lengthy period" must be enforced in order to reduce airport intrusion.

Fire and Fury
By Michael Wolff,
Henry Holt

Start times

5.55am: Wheelchair Marathon Elites

6am: Marathon Elites

7am: Marathon Masses

9am: 10Km Road Race

11am: 4Km Fun Run

MATCH INFO

Syria v Australia
2018 World Cup qualifying: Asia fourth round play-off first leg
Venue: Hang Jebat Stadium, Malayisa
Kick-off: Thursday, 4.30pm (UAE)
Watch: beIN Sports HD

* Second leg in Australia on October 10

How to get exposure to gold

Although you can buy gold easily on the Dubai markets, the problem with buying physical bars, coins or jewellery is that you then have storage, security and insurance issues.

A far easier option is to invest in a low-cost exchange traded fund (ETF) that invests in the precious metal instead, for example, ETFS Physical Gold (PHAU) and iShares Physical Gold (SGLN) both track physical gold. The VanEck Vectors Gold Miners ETF invests directly in mining companies.

Alternatively, BlackRock Gold & General seeks to achieve long-term capital growth primarily through an actively managed portfolio of gold mining, commodity and precious-metal related shares. Its largest portfolio holdings include gold miners Newcrest Mining, Barrick Gold Corp, Agnico Eagle Mines and the NewMont Goldcorp.

Brave investors could take on the added risk of buying individual gold mining stocks, many of which have performed wonderfully well lately.

London-listed Centamin is up more than 70 per cent in just three months, although in a sign of its volatility, it is down 5 per cent on two years ago. Trans-Siberian Gold, listed on London's alternative investment market (AIM) for small stocks, has seen its share price almost quadruple from 34p to 124p over the same period, but do not assume this kind of runaway growth can continue for long

However, buying individual equities like these is highly risky, as their share prices can crash just as quickly, which isn't what what you want from a supposedly safe haven.

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

'Panga'

Directed by Ashwiny Iyer Tiwari

Starring Kangana Ranaut, Richa Chadha, Jassie Gill, Yagya Bhasin, Neena Gupta

Rating: 3.5/5

Updated: September 26, 2024, 8:17 AM

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