Iranian supreme leader Ayatollah Ali Khamenei's doctrine lies in ruins. Reuters
Iranian supreme leader Ayatollah Ali Khamenei's doctrine lies in ruins. Reuters
Iranian supreme leader Ayatollah Ali Khamenei's doctrine lies in ruins. Reuters
Iranian supreme leader Ayatollah Ali Khamenei's doctrine lies in ruins. Reuters


Iran had a rough 2024, and 2025 may not get any easier


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December 26, 2024

This year began auspiciously for Iran when, on January 1, it joined Brics, a grouping of alternative power centres to the West. It was yet another feather in its diplomatic cap following re-establishment of ties with Saudi Arabia and its membership of the Shanghai Co-operation Organisation last year.

Having tackled the protests of 2022-2023, the government seemed to be finding its balance again. Few, then, would have expected just how stormy a year awaited it. But as it turned out, 2024 became a year when the untenability of the policies of its government and those of its supreme leader, Ayatollah Ali Khamenei, became more evident than ever.

Regionally, Tehran had to witness the unprecedented battering of its so-called Axis of Resistance, a coalition of anti-western and anti-Israel militias that have been at the core of its foreign policy for years. With Israel continuing its assault on Gaza, Axis member Hamas has lost much of its capabilities. Earlier Israel killed its leader, Ismail Haniyeh, in Tehran and his successor, Yahya Sinwar, in Gaza. It also assassinated Hezbollah leader Hassan Nasrallah alongside many of the group’s commanders in Lebanon.

This weakening of the Axis was an important factor in the overthrow of Bashar Al Assad’s government following a decade-long civil war in Syria. This also meant Iran losing its main state ally in the region.

Supporting the Axis was a strategy that had, until this year, allowed Tehran to take the fight to Israel without having to engage in direct military confrontations with it. This “Khamenei Doctrine” failed when, for the first time, Iran and Israel exchanged direct blows in April and then October.

In what has been a stormy year, Iran launched attacks on territories belonging to two nuclear powers – Israel and Pakistan – as well as inside Iraq and Syria. Mr Khamenei’s claim of keeping war away from the country has since seemed implausible. And as the year comes to an end, both the Axis of Resistance and the Khamenei Doctrine lie in ruins.

Iran has also found itself ever more diplomatically isolated from the West.

Trump has stated his preference for a deal with Iran, which could materialise if Tehran shows flexibility

In June, Canada joined the US in listing the Islamic Revolutionary Guard Corps as a terrorist organisation. In response to the execution of an Iranian-German political prisoner, Berlin closed three Iranian consulates in October. Earlier in the year, it shut down a landmark Iran-backed mosque in Hamburg that had been active since the 1950s. Germany also joined France and the US in imposing new sanctions on Tehran for its support for Russia’s war in Ukraine.

Domestically, Mr Khamenei and others in the establishment appeared to have realised that continued repression would not bode well for their government. In February, only 40 per cent voted in parliamentary elections, the lowest in the Islamic Republic’s history.

A helicopter crash in May changed that to a degree, when it led to the death of Iran’s hardline president (and Khamenei loyalist), Ebrahim Raisi. This sudden demise gave Tehran an opportunity to bring the reformist and centrist factions in from the cold. After two rounds of presidential elections (which featured, once more, the lowest presidential election turnouts in Iran), the public elected Masoud Pezeshkian, the first reformist head of government in nearly two decades.

Dr Pezeshkian ran on a more modest programme than had his reformist predecessors, such as Mohammad Khatami, who had been president from 1997-2005 and had promised to democratise the country. In contrast, the new president has promised little more than good governance and limited reforms in areas such as internet freedom and the mandatory hijab for women.

Dr Pezeshkian’s administration is filled with veterans who had previously been involved in negotiations with the US. He has pledged to return to engagement with western powers, with the purpose of easing the country’s diplomatic isolation and providing economic relief to its people.

Having experienced a rough start to his presidency, Dr Pezeshkian has his work cut out for him.

The hardliner-dominated parliament recently passed a draconian hijab bill that runs counter to his pledge. On Tuesday, the Cyberspace High Council, most of whose members are not accountable to Dr Pezeshkian, finally accepted lifting of restrictions on WhatsApp and Google Play, yet this is just a drop in the bucket. Meanwhile, Iran is facing energy shortages and power cuts with little precedence in its modern history.

Donald Trump may not be much loved in Iran, but the US president-elect has promised a deal with its leaders if they are willing to talk. EPA
Donald Trump may not be much loved in Iran, but the US president-elect has promised a deal with its leaders if they are willing to talk. EPA

However, as tough as 2024 has been for Iran, the most important challenge to Dr Pezeshkian – and his country more broadly – begins in the new year with the inauguration of US president-elect Donald Trump.

Mr Trump has pledged to double down on his “maximum pressure” policy against Iran. According to recent reports, many in the Israeli establishment seek to resume attacks on Iranian territory. It remains unclear whether Mr Trump would give such attacks his go-ahead, but he certainly could use the threat to add more pressure on Tehran.

Yet as menacing as Mr Trump’s second term appears to be, the next four years could also provide Tehran with an opportunity. The president-elect has repeatedly stated his preference for a deal with Iran, which could materialise if Tehran shows flexibility. There are already media reports in Japan that Iran’s leadership might ask Tokyo to meditate between Tehran and Washington.

If the Iranian government wants a deal with Mr Trump, it will need to cut its losses and acknowledge the fact that its quixotic promise to “destroy Israel” has delivered little but isolation and misery for its people. It would have to recognise its setbacks and accept a deal commensurate to the balance of power in the region. It would also need to counter its own domestic hardliners who rail against both a deal with the West and any concessions to popular demands in the country.

Yet the stakes are high enough to motivate many within Iran’s establishment to pursue a more conciliatory path. And so, while the new year could prove challenging for the country, it might also end up being one of historic change and reform.

UAE currency: the story behind the money in your pockets
BMW M5 specs

Engine: 4.4-litre twin-turbo V-8 petrol enging with additional electric motor

Power: 727hp

Torque: 1,000Nm

Transmission: 8-speed auto

Fuel consumption: 10.6L/100km

On sale: Now

Price: From Dh650,000

UAE currency: the story behind the money in your pockets
Types of policy

Term life insurance: this is the cheapest and most-popular form of life cover. You pay a regular monthly premium for a pre-agreed period, typically anything between five and 25 years, or possibly longer. If you die within that time, the policy will pay a cash lump sum, which is typically tax-free even outside the UAE. If you die after the policy ends, you do not get anything in return. There is no cash-in value at any time. Once you stop paying premiums, cover stops.

Whole-of-life insurance: as its name suggests, this type of life cover is designed to run for the rest of your life. You pay regular monthly premiums and in return, get a guaranteed cash lump sum whenever you die. As a result, premiums are typically much higher than one term life insurance, although they do not usually increase with age. In some cases, you have to keep up premiums for as long as you live, although there may be a cut-off period, say, at age 80 but it can go as high as 95. There are penalties if you don’t last the course and you may get a lot less than you paid in.

Critical illness cover: this pays a cash lump sum if you suffer from a serious illness such as cancer, heart disease or stroke. Some policies cover as many as 50 different illnesses, although cancer triggers by far the most claims. The payout is designed to cover major financial responsibilities such as a mortgage or children’s education fees if you fall ill and are unable to work. It is cost effective to combine it with life insurance, with the policy paying out once if you either die or suffer a serious illness.

Income protection: this pays a replacement income if you fall ill and are unable to continue working. On the best policies, this will continue either until you recover, or reach retirement age. Unlike critical illness cover, policies will typically pay out for stress and musculoskeletal problems such as back trouble.

Spec%20sheet
%3Cp%3E%3Cstrong%3EDisplay%3A%3C%2Fstrong%3E%204.7%22%20Retina%20HD%2C%201334%20x%20750%2C%20625%20nits%2C%201400%3A1%2C%20True%20Tone%2C%20P3%3Cbr%3E%3Cstrong%3EChip%3A%3C%2Fstrong%3E%20Apple%20A15%20Bionic%2C%206-core%20CPU%2C%204-core%20GPU%2C%2016-core%20Neural%20Engine%3Cbr%3E%3Cstrong%3ECamera%3A%3C%2Fstrong%3E%2012MP%2C%20f%2F1.8%2C%205x%20digital%20zoom%2C%20Smart%20HDR%2C%20Deep%20Fusion%3Cbr%3E%3Cstrong%3EVideo%3A%3C%2Fstrong%3E%204K%2B%40%2024%2F30%2F60fps%2C%20full%20HD%2B%40%2030%2F60fps%2C%20HD%2B%40%2030%20fps%3Cstrong%3E%3Cbr%3EFront%20camera%3A%20%3C%2Fstrong%3E7MP%2C%20f%2F2.2%2C%20Smart%20HDR%2C%20Deep%20Fusion%3B%20HD%20video%2B%40%2030fps%3Cbr%3E%3Cstrong%3EBattery%3A%3C%2Fstrong%3E%20Up%20to%2015%20hours%20video%2C%2050%20hours%20audio%3B%2050%25%20fast%20charge%20in%2030%20minutes%20with%2020W%20charger%3B%20wireless%20charging%3Cbr%3E%3Cstrong%3EBiometrics%3A%3C%2Fstrong%3E%20Touch%20ID%3Cbr%3E%3Cstrong%3EDurability%3A%3C%2Fstrong%3E%20IP67%2C%20dust%2C%20water%20resistant%20up%20to%201m%20for%2030%20minutes%3Cbr%3E%3Cstrong%3EPrice%3A%3C%2Fstrong%3E%20From%20Dh1%2C849%3C%2Fp%3E%0A
Credit Score explained

What is a credit score?

In the UAE your credit score is a number generated by the Al Etihad Credit Bureau (AECB), which represents your credit worthiness – in other words, your risk of defaulting on any debt repayments. In this country, the number is between 300 and 900. A low score indicates a higher risk of default, while a high score indicates you are a lower risk.

Why is it important?

Financial institutions will use it to decide whether or not you are a credit risk. Those with better scores may also receive preferential interest rates or terms on products such as loans, credit cards and mortgages.

How is it calculated?

The AECB collects information on your payment behaviour from banks as well as utilitiy and telecoms providers.

How can I improve my score?

By paying your bills on time and not missing any repayments, particularly your loan, credit card and mortgage payments. It is also wise to limit the number of credit card and loan applications you make and to reduce your outstanding balances.

How do I know if my score is low or high?

By checking it. Visit one of AECB’s Customer Happiness Centres with an original and valid Emirates ID, passport copy and valid email address. Liv. customers can also access the score directly from the banking app.

How much does it cost?

A credit report costs Dh100 while a report with the score included costs Dh150. Those only wanting the credit score pay Dh60. VAT is payable on top.

The five pillars of Islam

1. Fasting

2. Prayer

3. Hajj

4. Shahada

5. Zakat 

The biog

Born: Kuwait in 1986
Family: She is the youngest of seven siblings
Time in the UAE: 10 years
Hobbies: audiobooks and fitness: she works out every day, enjoying kickboxing and basketball

Ticket prices
  • Golden circle - Dh995
  • Floor Standing - Dh495
  • Lower Bowl Platinum - Dh95
  • Lower Bowl premium - Dh795
  • Lower Bowl Plus - Dh695
  • Lower Bowl Standard- Dh595
  • Upper Bowl Premium - Dh395
  • Upper Bowl standard - Dh295
The five pillars of Islam

1. Fasting

2. Prayer

3. Hajj

4. Shahada

5. Zakat 

RESULT

Argentina 0 Croatia 3
Croatia: 
Rebic (53'), Modric (80'), Rakitic (90' 1)

MATCH INFO

Uefa Champions League final:

Who: Real Madrid v Liverpool
Where: NSC Olimpiyskiy Stadium, Kiev, Ukraine
When: Saturday, May 26, 10.45pm (UAE)
TV: Match on BeIN Sports

UAE currency: the story behind the money in your pockets
Updated: December 27, 2024, 1:39 PM`