Outside a restaurant in Little Italy, that area of lovely restaurants in New York, I once noticed a memorably menacing bumper sticker on a shiny black limousine. It said: “You Touch My Car – I Smash Your Face.” It was (we can agree) a joke as well as a warning. Car drivers can be very protective of the piece of metal, glass and rubber that gets them from A to B.
This week at the Conservative party conference, British Prime Minister Rishi Sunak is not quite echoing the threat on the limousine, but in the language of the tabloid newspaper headlines that he seems to crave, he announced he is “slamming the brakes on the war on motorists”. Outside the British tabloid press, in real life, there is no “war” on British motorists, although the Welsh government has lowered speed limits on a third of roads to 20mph as a safety measure.
Pedestrians – and car drivers are at times pedestrians too – are five times more likely to die if hit by a car going at 30mph than at 20mph. The 20mph limit is in place – or will be soon – in areas of England, Scotland and Wales where up to 28 million people live. I’ve experienced this new speed limit in parts of London, enforced by cameras and warning signs. During central London’s peak working and commuting day – roughly between 7am and 7pm – it’s difficult to go as fast as 20mph because of traffic congestion.
But recently driving through London to the airport at 5am, on empty roads with no traffic, I did have to keep telling myself to slow down. Most drivers, including me, are tempted by an open road to put their foot down on the accelerator. And the Prime Minister’s sudden interest in cars smacks of desperation even if it is politically interesting.
He is not focusing, for example, on improving public transport which – outside London – can be awful. In London, huge investment in the new Elizabeth Underground line plus co-ordination of trains, the Underground and bus services have paid off. But public transport demands public money, planning, positive thinking and time. Public transport in small towns or rural areas of England and Wales is often so bad that millions have no alternative but to use their cars.
He is not focusing, for example, on improving public transport which – outside London – can be awful.
Mr Sunak sees here the opportunity for votes because his Conservative party surprisingly won a by-election in Boris Johnson’s old constituency on the outskirts of London, after loudly making an issue out of the extending the Ultra Low Emission Zone – or Ulez – which charges drivers for older and more polluting vehicles.
This touched a nerve with some car owners. New Ulez enforcement cameras have been vandalised. They record the number plates of cars to check against a database that shows whether the vehicle is in the most polluting category, in which case the driver can be fined.
London’s Metropolitan Police put the vandalism figure at 160 cameras stolen and 350 damaged. The political question, however, is whether Mr Sunak has found in the gripes of motorists a vote winner for next year’s general election alongside his significant weakening of climate change reduction policies and the fact that he has given the go-ahead for the development of a new oilfield off Shetland.
Presumably, Conservative advisers have tested these measures in private polling or focus groups and found a degree of popularity. Yet there’s a catch. We have, metaphorically at least, been down this road before, faced with a revolt by some motorists over changes to the law – changes that today seem merely common sense.
In the 1970s, the British government controversially enforced the wearing of seat belts. Recently released government communications from that time show that English police forces thought enforcing the new seatbelt law would be a waste of their valuable time. Motoring organisations including the Royal Automobile Club (RAC) lobbied against seat belts.
In papers from the British National Archives, the RAC noted in 1973: "The time for consideration of such a drastic measure has not yet been reached ... [it would be] premature at the present time ... strict enforcement ... would have undesirable effects on relations between police and public, many of whom would justifiably resent prosecutions and convictions ... relating to failure to take precautions which in no way affect the safety of any other road users.”
Now 50 years later, Mr Sunak may be correct that there are votes for his party from some disgruntled motorists. It’s certainly easier to drop speed or environmental restrictions than to put real investment in improving public transport. But like the campaigners against seat belts in 1973, Mr Sunak is putting his party on the wrong side of history.
The respected American pollster Frank Luntz, who’s attending the Conservative party conference, has publicly suggested the party’s "culture wars" rhetoric is a vote loser. He says things look so bad that Conservative MPs with a majority of less than 8,000 “might want to look for another job” before the next election. Mr Luntz is always worth listening to.
Virtual banks explained
What is a virtual bank?
The Hong Kong Monetary Authority defines it as a bank that delivers services through the internet or other electronic channels instead of physical branches. That means not only facilitating payments but accepting deposits and making loans, just like traditional ones. Other terms used interchangeably include digital or digital-only banks or neobanks. By contrast, so-called digital wallets or e-wallets such as Apple Pay, PayPal or Google Pay usually serve as intermediaries between a consumer’s traditional account or credit card and a merchant, usually via a smartphone or computer.
What’s the draw in Asia?
Hundreds of millions of people under-served by traditional institutions, for one thing. In China, India and elsewhere, digital wallets such as Alipay, WeChat Pay and Paytm have already become ubiquitous, offering millions of people an easy way to store and spend their money via mobile phone. Indonesia, Vietnam and the Philippines are also among the world’s biggest under-banked countries; together they have almost half a billion people.
Is Hong Kong short of banks?
No, but the city is among the most cash-reliant major economies, leaving room for newcomers to disrupt the entrenched industry. Ant Financial, an Alibaba Group Holding affiliate that runs Alipay and MYBank, and Tencent Holdings, the company behind WeBank and WeChat Pay, are among the owners of the eight ventures licensed to create virtual banks in Hong Kong, with operations expected to start as early as the end of the year.
The specs
Engine: 3.9-litre twin-turbo V8
Power: 640hp
Torque: 760nm
On sale: 2026
Price: Not announced yet
CRICKET%20WORLD%20CUP%20QUALIFIER%2C%20ZIMBABWE%20
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England v South Africa Test series:
First Test: at Lord's, England won by 211 runs
Second Test: at Trent Bridge, South Africa won by 340 runs
Third Test: at The Oval, July 27-31
Fourth Test: at Old Trafford, August 4-8
The specs
Engine: 5.0-litre supercharged V8
Transmission: Eight-speed auto
Power: 575bhp
Torque: 700Nm
Price: Dh554,000
On sale: now
Film: Raid
Dir: Rajkumar Gupta
Starring: Ajay Devgn, Ileana D'cruz and Saurabh Shukla
Verdict: Three stars
In numbers: China in Dubai
The number of Chinese people living in Dubai: An estimated 200,000
Number of Chinese people in International City: Almost 50,000
Daily visitors to Dragon Mart in 2018/19: 120,000
Daily visitors to Dragon Mart in 2010: 20,000
Percentage increase in visitors in eight years: 500 per cent
MATCH INFO
FA Cup final
Chelsea 1
Hazard (22' pen)
Manchester United 0
Man of the match: Eden Hazard (Chelsea)
SPECS
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The%20US%20Congress%20explained
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MATCH INFO
Manchester City 2 (Mahrez 04', Ake 84')
Leicester City 5 (Vardy 37' pen, 54', 58' pen, Maddison 77', Tielemans 88' pen)
Man of the match: Jamie Vardy (Leicester City)
The specs
Price: From Dh180,000 (estimate)
Engine: 2.0-litre turbocharged and supercharged in-line four-cylinder
Transmission: Eight-speed automatic
Power: 320hp @ 5,700rpm
Torque: 400Nm @ 2,200rpm
Fuel economy, combined: 9.7L / 100km
FIGHT%20CARD
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The specs: 2017 Lotus Evora Sport 410
Price, base / as tested Dh395,000 / Dh420,000
Engine 3.5L V6
Transmission Six-speed manual
Power 410hp @ 7,000rpm
Torque 420Nm @ 3,500rpm
Fuel economy, combined 9.7L / 100km
Kill%20Bill%20Volume%201
%3Cp%3E%3Cstrong%3EDirector%3C%2Fstrong%3E%3A%20Quentin%20Tarantino%3Cbr%3E%3Cstrong%3EStars%3C%2Fstrong%3E%3A%20Uma%20Thurman%2C%20David%20Carradine%20and%20Michael%20Madsen%3Cbr%3E%3Cstrong%3ERating%3C%2Fstrong%3E%3A%204.5%2F5%3C%2Fp%3E%0A
GOLF’S RAHMBO
- 5 wins in 22 months as pro
- Three wins in past 10 starts
- 45 pro starts worldwide: 5 wins, 17 top 5s
- Ranked 551th in world on debut, now No 4 (was No 2 earlier this year)
- 5th player in last 30 years to win 3 European Tour and 2 PGA Tour titles before age 24 (Woods, Garcia, McIlroy, Spieth)
The%20specs
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The%20Crown%20season%205
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Shipping%20and%20banking%20
%3Cp%3EThe%20sixth%20sanctions%20package%20will%20also%20see%20European%20insurers%20banned%20from%20covering%20Russian%20shipping%2C%20more%20individuals%20added%20to%20the%20EU's%20sanctions%20list%20and%20Russia's%20Sberbank%20cut%20off%20from%20international%20payments%20system%20Swift.%3C%2Fp%3E%0A