The UAE has well-defined guidelines on who is eligible for the 10-year golden visa and has clearly laid out categories under which people can apply.
The route can be through property, investment or nomination in a special talent category open to people working in the country or living overseas.
Regulations specify that no party or company other than the government or a UAE government entity can approve a nomination for a golden visa.
This week, the Federal Authority for Identity, Citizenship, Customs and Port Security (ICP) denied reports suggesting Indian citizens could obtain a golden visa for a one-time fee of Dh100,000.
The fake news sparked confusion in the Emirates and overseas, so here The National breaks down the different routes to long-term UAE residency.
Clear guidelines
“The regulations are really very clear,” Haider Hussain, partner at immigration services company Fragomen, told The National. “Any significant change like a lifetime residency or a certain nationality being looked at separately would require a resolution or a change in overall golden visa requirements.
“There is no route that would require a Dh100,000 fee to be paid.”
Mr Hussain urged people keen to live and work in the UAE to follow announcements made by government authorities such as the ICP or GDRFA (General Directorate of Residency and Foreigners Affairs Dubai).
“What is crucial and what the UAE government has very strictly told everyone is not to use the golden visa as a tool to charge unnecessary fees,” he said. “Third party pronouncements should not be taken seriously.”
Nomination route
There is no change or update to the golden visa programme but the crucial point remains that only a UAE government entity can approve a nomination and no company can charge a fixed fee for this.
In a case of nomination, the applicant’s submission is vetted by the relevant government authority. For an individual from the entertainment sector, this would be the Dubai Culture authority, for a sportsperson the Sports Council, and in the investment field the Dubai Economic Department. Equivalent government entities in Abu Dhabi and other emirates will adjudicate, review the application and have the authority to approve the nomination.
A third party may be able to help to prepare a case and provide advisory services to support an application or prepare a file. The authorities request that individuals file themselves.
Everyone, regardless of nationality, goes through the standard adjudication process.
Who can be nominated?
If an individual outside the UAE does not go through an investment route of property or a UAE bank account deposit, there are avenues such as the exceptional talent categories.
Celebrities, sports personalities, people in the business and entertainment industry have been granted golden visas. So if a person does not live in the UAE but is considered high calibre, is interested in a golden visa for the purpose of eventually moving or investing in the UAE, this avenue is open.
The relevant authority would need detailed documentation about the individual's history, their profile and what they could bring to the UAE.
In the special talent category, the person does not have to have investments in the UAE but the broader thinking is that once they have a golden visa, they will invest and ultimately make the UAE their home.
This is a subjective category, so a strong case has to be presented to the relevant authority for a nomination based on the person's achievements.
Other categories
The main path is through building ties with the UAE. This could be a Dh2 million property investment. If you already have a property that you bought for less than Dh2 million but is currently valued at more than Dh2 million, you are eligible for a golden visa.
You are also eligible if you have at least Dh2 million in a bank fixed deposit or in a UAE investment fund. The investment must be in the emirate where the person is applying for a golden visa.
Applicants employed in the UAE earning a minimum gross salary of Dh30,000 (about $8,167) per month, including allowances paid monthly in addition to their basic salary, are eligible. This is the quickest route to a golden visa.
Individuals need to submit a salary confirmation letter from their employer and a bank statement for three to six months showing an overall monthly salary of at least Dh30,000 credited to their account. Applicants should have been employed for at least two years by the same company. The salary letter should show the breakdown of salary and the start date of employment.
Red flags
There is no route involving payment of a fixed fee for a golden visa. The objective is for individuals to contribute through investment, property, setting up an organisation or business, or through their talent.
If an advisory or consultancy company asks for a fee, such as the Dh100,000 sum recently reported, for the nomination-based golden visa, this is not legal.
Companies cannot charge a fee for nomination as they cannot guarantee its approval. A company can only charge a service fee for advisory support in preparing the documentation, and this is usually agreed with the applicant.
What are the fees?
This varies per application. A standard application can range between Dh5,000 to Dh9,000 for filing the application, medical tests, Emirates ID and residency application.
Other documents
The person's passport must be valid for more than six months at the time of application. Education certificates must be attested by the UAE embassy of the country where they were issued and the UAE Ministry of Foreign Affairs, with an equivalency certificate verification by the UAE Education Ministry.
A no-objection certificate (NOC) is needed from the employer for applicants without a government nomination.
Once the approval comes through, a medical examination must be completed and biometrics captured.
Will my family benefit?
Golden visa holders can sponsor their spouse, children and parents, who will secure the same benefits as the original applicant.
How long can this take?
The timeline is two to four weeks, depending on the application. Nominations could take longer because a government authority may need a few weeks to review the application and make a decision.
Overseas travel is possible while the golden visa application is being processed. Once the visa is approved and is in the process of being issued, the applicant must remain in the UAE.
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Of those admitting to seeing drugs for sale online, 56 per cent saw them advertised on Snapchat, 55 per cent on Instagram and 47 per cent on Facebook.
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Director: Kaouther Ben Hania
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Company profile
Date started: January, 2014
Founders: Mike Dawson, Varuna Singh, and Benita Rowe
Based: Dubai
Sector: Education technology
Size: Five employees
Investment: $100,000 from the ExpoLive Innovation Grant programme in 2018 and an initial $30,000 pre-seed investment from the Turn8 Accelerator in 2014. Most of the projects are government funded.
Partners/incubators: Turn8 Accelerator; In5 Innovation Centre; Expo Live Innovation Impact Grant Programme; Dubai Future Accelerators; FHI 360; VSO and Consult and Coach for a Cause (C3)
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Director: S Sashikanth
Cast: Nayanthara, Siddharth, Meera Jasmine, R Madhavan
Star rating: 2/5
Evacuations to France hit by controversy
- Over 500 Gazans have been evacuated to France since November 2023
- Evacuations were paused after a student already in France posted anti-Semitic content and was subsequently expelled to Qatar
- The Foreign Ministry launched a review to determine how authorities failed to detect the posts before her entry
- Artists and researchers fall under a programme called Pause that began in 2017
- It has benefited more than 700 people from 44 countries, including Syria, Turkey, Iran, and Sudan
- Since the start of the Gaza war, it has also included 45 Gazan beneficiaries
- Unlike students, they are allowed to bring their families to France
THE BIO
Born: Mukalla, Yemen, 1979
Education: UAE University, Al Ain
Family: Married with two daughters: Asayel, 7, and Sara, 6
Favourite piece of music: Horse Dance by Naseer Shamma
Favourite book: Science and geology
Favourite place to travel to: Washington DC
Best advice you’ve ever been given: If you have a dream, you have to believe it, then you will see it.
Washmen Profile
Date Started: May 2015
Founders: Rami Shaar and Jad Halaoui
Based: Dubai, UAE
Sector: Laundry
Employees: 170
Funding: about $8m
Funders: Addventure, B&Y Partners, Clara Ventures, Cedar Mundi Partners, Henkel Ventures
Company Fact Box
Company name/date started: Abwaab Technologies / September 2019
Founders: Hamdi Tabbaa, co-founder and CEO. Hussein Alsarabi, co-founder and CTO
Based: Amman, Jordan
Sector: Education Technology
Size (employees/revenue): Total team size: 65. Full-time employees: 25. Revenue undisclosed
Stage: early-stage startup
Investors: Adam Tech Ventures, Endure Capital, Equitrust, the World Bank-backed Innovative Startups SMEs Fund, a London investment fund, a number of former and current executives from Uber and Netflix, among others.
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The specs
- Engine: 3.9-litre twin-turbo V8
- Power: 640hp
- Torque: 760nm
- On sale: 2026
- Price: Not announced yet
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Pharaoh's curse
British aristocrat Lord Carnarvon, who funded the expedition to find the Tutankhamun tomb, died in a Cairo hotel four months after the crypt was opened.
He had been in poor health for many years after a car crash, and a mosquito bite made worse by a shaving cut led to blood poisoning and pneumonia.
Reports at the time said Lord Carnarvon suffered from “pain as the inflammation affected the nasal passages and eyes”.
Decades later, scientists contended he had died of aspergillosis after inhaling spores of the fungus aspergillus in the tomb, which can lie dormant for months. The fact several others who entered were also found dead withiin a short time led to the myth of the curse.
Specs
Engine: Dual-motor all-wheel-drive electric
Range: Up to 610km
Power: 905hp
Torque: 985Nm
Price: From Dh439,000
Available: Now
Red flags
- Promises of high, fixed or 'guaranteed' returns.
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- Lack of clear information, vague language, no access to audited financials.
- Overseas companies targeting investors in other jurisdictions - this can make legal recovery difficult.
- Hard-selling tactics - creating urgency, offering 'exclusive' deals.
Courtesy: Carol Glynn, founder of Conscious Finance Coaching
The stats
Ship name: MSC Bellissima
Ship class: Meraviglia Class
Delivery date: February 27, 2019
Gross tonnage: 171,598 GT
Passenger capacity: 5,686
Crew members: 1,536
Number of cabins: 2,217
Length: 315.3 metres
Maximum speed: 22.7 knots (42kph)
Jurassic%20Park
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It
Director: Andres Muschietti
Starring: Bill Skarsgard, Jaeden Lieberher, Sophia Lillis, Chosen Jacobs, Jeremy Ray Taylor
Three stars
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Newcastle United 2 (Willems 25', Shelvey 88')
Manchester City 2 (Sterling 22', De Bruyne 82')
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Lexus LX700h specs
Engine: 3.4-litre twin-turbo V6 plus supplementary electric motor
Power: 464hp at 5,200rpm
Torque: 790Nm from 2,000-3,600rpm
Transmission: 10-speed auto
Fuel consumption: 11.7L/100km
On sale: Now
Price: From Dh590,000
COMPANY PROFILE
Founders: Alhaan Ahmed, Alyina Ahmed and Maximo Tettamanzi
Total funding: Self funded
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The burning issue
The internal combustion engine is facing a watershed moment – major manufacturer Volvo is to stop producing petroleum-powered vehicles by 2021 and countries in Europe, including the UK, have vowed to ban their sale before 2040. The National takes a look at the story of one of the most successful technologies of the last 100 years and how it has impacted life in the UAE.
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Jetour T1 specs
Engine: 2-litre turbocharged
Power: 254hp
Torque: 390Nm
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Motori Profile
Date started: March 2020
Co-founder/CEO: Ahmed Eissa
Based: UAE, Abu Dhabi
Sector: Insurance Sector
Size: 50 full-time employees (Inside and Outside UAE)
Stage: Seed stage and seeking Series A round of financing
Investors: Safe City Group
The specs
Engine: 4.0-litre V8 twin-turbocharged and three electric motors
Power: Combined output 920hp
Torque: 730Nm at 4,000-7,000rpm
Transmission: 8-speed dual-clutch automatic
Fuel consumption: 11.2L/100km
On sale: Now, deliveries expected later in 2025
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Name: Mamo Year it started: 2019 Founders: Imad Gharazeddine, Asim Janjua Based: Dubai, UAE Number of employees: 28 Sector: Financial services Investment: $9.5m Funding stage: Pre-Series A Investors: Global Ventures, GFC, 4DX Ventures, AlRajhi Partners, Olive Tree Capital, and prominent Silicon Valley investors. TV: World Cup Qualifier 2018 matches will be aired on on OSN Sports HD Cricket channel
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Founders: Amira Rashad (CEO), Yusuf Saber (CTO), Mahmoud Sayedahmed (adviser), Reda Bouraoui (adviser)
Based: Dubai, UAE
Sector: E-commerce
Size: 50 employees
Funding: approximately $6m
Investors: Beco Capital, Enabling Future and Wain in the UAE; China's MSA Capital; 500 Startups; Faith Capital and Savour Ventures in Kuwait
The specs
AT4 Ultimate, as tested
Engine: 6.2-litre V8
Power: 420hp
Torque: 623Nm
Transmission: 10-speed automatic
Price: From Dh330,800 (Elevation: Dh236,400; AT4: Dh286,800; Denali: Dh345,800)
On sale: Now
The five pillars of Islam
Zayed Sustainability Prize
JAPAN SQUAD
Goalkeepers: Masaaki Higashiguchi, Shuichi Gonda, Daniel Schmidt
Defenders: Yuto Nagatomo, Tomoaki Makino, Maya Yoshida, Sho Sasaki, Hiroki Sakai, Sei Muroya, Genta Miura, Takehiro Tomiyasu
Midfielders: Toshihiro Aoyama, Genki Haraguchi, Gaku Shibasaki, Wataru Endo, Junya Ito, Shoya Nakajima, Takumi Minamino, Hidemasa Morita, Ritsu Doan
Forwards: Yuya Osako, Takuma Asano, Koya Kitagawa
Other workplace saving schemes
- The UAE government announced a retirement savings plan for private and free zone sector employees in 2023.
- Dubai’s savings retirement scheme for foreign employees working in the emirate’s government and public sector came into effect in 2022.
- National Bonds unveiled a Golden Pension Scheme in 2022 to help private-sector foreign employees with their financial planning.
- In April 2021, Hayah Insurance unveiled a workplace savings plan to help UAE employees save for their retirement.
- Lunate, an Abu Dhabi-based investment manager, has launched a fund that will allow UAE private companies to offer employees investment returns on end-of-service benefits.
The Light of the Moon
Director: Jessica M Thompson
Starring: Stephanie Beatriz, Michael Stahl-David
Three stars
Company profile
Date started: 2015
Founder: John Tsioris and Ioanna Angelidaki
Based: Dubai
Sector: Online grocery delivery
Staff: 200
Funding: Undisclosed, but investors include the Jabbar Internet Group and Venture Friends
