My Own Home: Indian couple born and raised in Dubai buy dream property in Tilal Al Ghaf


Katy Gillett
  • English
  • Arabic

My Own Home takes you inside a reader-owned property to ask how much they paid, why they decided to buy and what they have done with it since moving in

Sangeeta Khiara and her husband were born and raised in the UAE. While their families originally come from India, for three generations they have made the Emirates their home.

Now, as the pair run their own companies – Ms Khiara is the founder of ArtBeat Productions – they’ve also bought their first property together in Dubai, where they live with their daughter and her in-laws.

They were living in rented accommodation in Jumeirah 1 for 14 years but were ready to go all-in with a family-focused community – and Tilal Al Ghaf ticked all their boxes.

The National takes a look around.

Please tell us about your home

It is a large, five-bedroom villa in Tilal Al Ghaf. We wanted it to be a reflection of ourselves, a space that we could feel cut off and at home at the same time. I wanted it to be like quiet luxury, nothing too over the top.

What renovations have you done?

We did a couple of extensions – we brought the balcony inside and extended the upstairs living area so we could have a home cinema.

How was the process of renovating?

The permissions, the contracting, the designing – everything was a smooth process with the companies we dealt with. It took four months to finish end-to-end, along with landscaping.

A comfortable space for watching the big screen. Chris Whiteoak / The National
A comfortable space for watching the big screen. Chris Whiteoak / The National

You need to be realistic that there needs to be a certain amount of patience, also from our end. If my expectations are not met, it's also because I don't think we were on the same page with someone, so we would tell them. Then you circle back every now and then.

Where did you move from?

We were renting our home in Jumeirah 1 for 14 years, then decided to take up our own home and move to a community. It's the first time I've lived in a proper community.

How much did your property cost?

We bought it for Dh8 million ($2.1 million). I can say that it's [now] up by 50 per cent. We didn't buy it with the intention to invest, it was to start making it our home.

We bought it off-plan when we were recovering from the pandemic in the second half of 2020.

Why did you choose this neighbourhood?

Majid Al Futtaim being such a known name, this was their flagship community in Dubai. We were sure they wouldn’t leave any stone unturned when it came to community living. The facilities and the way the whole community was planned out was beautiful. We saw it on the plan and we were very happy with it.

We were looking around for a while. We wanted to have a place that was more focused on family living, rather than providing a space with just amenities. I feel like we needed something for ourselves, for our child and for our parents. This was one of the communities that ticked all the boxes.

It's great to see our parents get out in the morning, take a walk around the community. The community is filled with so many lovely families. Everyone's really invested in each other and helpful towards each other.

You want to thrive in a community where people are like-minded and from so many different parts of the world. It's amazing.

What facilities do you have?

I have a park right behind my home. I open my back door and my daughter can just run over, so I can watch her from my balcony. It's a great plus for me.

One of the swimming pools in the community. Chris Whiteoak / The National
One of the swimming pools in the community. Chris Whiteoak / The National

There’s the swimming pool and the gym, which are less than a five-minute walk from my home. We have a padel court.

The community has a supermarket, they have cafes, they have a salon, they have a laundry. Everything is extremely accessible and close to where we're living. It doesn't feel like I need to go out for much.

How would you describe your interior design style?

It is very quiet luxury. It's comfortable. At the same time, we wanted it to be a space where a family could come in and have a great time. When I invite friends, everybody has their own space. We're all able to spend time together and it just doesn't look too cluttered.

Since we own this place, we went all out. We put our heart and soul into this project, and reaping the benefits of it is amazing. So you sit in your own house and you feel like, wow, we did a great job.

How long do you plan to stay?

It’s a family home for us. It’s been only three months since we moved in and I plan to live here for a really long time. In my previous home we were there for 14 years, so I feel like this is definitely going to be a long-term calling.

Dubai is home for us. It's becoming home for a lot of people all of a sudden as well. It's great. I really think you can coexist in an environment like this, with so many different cultures, so many different communities and be able to thrive alongside each other. It's a very rare thing.

Specs

Engine: Dual-motor all-wheel-drive electric

Range: Up to 610km

Power: 905hp

Torque: 985Nm

Price: From Dh439,000

Available: Now

War 2

Director: Ayan Mukerji

Stars: Hrithik Roshan, NTR, Kiara Advani, Ashutosh Rana

Rating: 2/5

Other workplace saving schemes
  • The UAE government announced a retirement savings plan for private and free zone sector employees in 2023.
  • Dubai’s savings retirement scheme for foreign employees working in the emirate’s government and public sector came into effect in 2022.
  • National Bonds unveiled a Golden Pension Scheme in 2022 to help private-sector foreign employees with their financial planning.
  • In April 2021, Hayah Insurance unveiled a workplace savings plan to help UAE employees save for their retirement.
  • Lunate, an Abu Dhabi-based investment manager, has launched a fund that will allow UAE private companies to offer employees investment returns on end-of-service benefits.
'Laal Kaptaan'

Director: Navdeep Singh

Stars: Saif Ali Khan, Manav Vij, Deepak Dobriyal, Zoya Hussain

Rating: 2/5

The years Ramadan fell in May

1987

1954

1921

1888

UAE currency: the story behind the money in your pockets
The Voice of Hind Rajab

Starring: Saja Kilani, Clara Khoury, Motaz Malhees

Director: Kaouther Ben Hania

Rating: 4/5

Infiniti QX80 specs

Engine: twin-turbocharged 3.5-liter V6

Power: 450hp

Torque: 700Nm

Price: From Dh450,000, Autograph model from Dh510,000

Available: Now

Key facilities
  • Olympic-size swimming pool with a split bulkhead for multi-use configurations, including water polo and 50m/25m training lanes
  • Premier League-standard football pitch
  • 400m Olympic running track
  • NBA-spec basketball court with auditorium
  • 600-seat auditorium
  • Spaces for historical and cultural exploration
  • An elevated football field that doubles as a helipad
  • Specialist robotics and science laboratories
  • AR and VR-enabled learning centres
  • Disruption Lab and Research Centre for developing entrepreneurial skills
If you go...

Etihad flies daily from Abu Dhabi to Zurich, with fares starting from Dh2,807 return. Frequent high speed trains between Zurich and Vienna make stops at St. Anton.

Match info

Costa Rica 0

Serbia 1
Kolarov (56')

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UAE currency: the story behind the money in your pockets
LILO & STITCH

Starring: Sydney Elizebeth Agudong, Maia Kealoha, Chris Sanders

Director: Dean Fleischer Camp

Rating: 4.5/5

The specs

Engine: 4.0-litre V8 twin-turbocharged and three electric motors

Power: Combined output 920hp

Torque: 730Nm at 4,000-7,000rpm

Transmission: 8-speed dual-clutch automatic

Fuel consumption: 11.2L/100km

On sale: Now, deliveries expected later in 2025

Price: expected to start at Dh1,432,000

The specs
Engine: 3.0-litre 6-cyl turbo

Power: 374hp at 5,500-6,500rpm

Torque: 500Nm from 1,900-5,000rpm

Transmission: 8-speed auto

Fuel consumption: 8.5L/100km

Price: from Dh285,000

On sale: from January 2022 

Company name: Farmin

Date started: March 2019

Founder: Dr Ali Al Hammadi 

Based: Abu Dhabi

Sector: AgriTech

Initial investment: None to date

Partners/Incubators: UAE Space Agency/Krypto Labs 

Zakat definitions

Zakat: an Arabic word meaning ‘to cleanse’ or ‘purification’.

Nisab: the minimum amount that a Muslim must have before being obliged to pay zakat. Traditionally, the nisab threshold was 87.48 grams of gold, or 612.36 grams of silver. The monetary value of the nisab therefore varies by current prices and currencies.

Zakat Al Mal: the ‘cleansing’ of wealth, as one of the five pillars of Islam; a spiritual duty for all Muslims meeting the ‘nisab’ wealth criteria in a lunar year, to pay 2.5 per cent of their wealth in alms to the deserving and needy.

Zakat Al Fitr: a donation to charity given during Ramadan, before Eid Al Fitr, in the form of food. Every adult Muslim who possesses food in excess of the needs of themselves and their family must pay two qadahs (an old measure just over 2 kilograms) of flour, wheat, barley or rice from each person in a household, as a minimum.

The years Ramadan fell in May

1987

1954

1921

1888

The five pillars of Islam

1. Fasting

2. Prayer

3. Hajj

4. Shahada

5. Zakat 

SPECS
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How to watch Ireland v Pakistan in UAE

When: The one-off Test starts on Friday, May 11
What time: Each day’s play is scheduled to start at 2pm UAE time.
TV: The match will be broadcast on OSN Sports Cricket HD. Subscribers to the channel can also stream the action live on OSN Play.

While you're here
Mental%20health%20support%20in%20the%20UAE
%3Cp%3E%E2%97%8F%20Estijaba%20helpline%3A%208001717%3Cbr%3E%E2%97%8F%20UAE%20Ministry%20of%20Health%20and%20Prevention%20hotline%3A%20045192519%3Cbr%3E%E2%97%8F%20UAE%20Mental%20health%20support%20line%3A%20800%204673%20(Hope)%3Cbr%3EMore%20information%20at%20hope.hw.gov.ae%3C%2Fp%3E%0A
ACL Elite (West) - fixtures

Monday, Sept 30

Al Sadd v Esteghlal (8pm)
Persepolis v Pakhtakor (8pm)
Al Wasl v Al Ahli (8pm)
Al Nassr v Al Rayyan (10pm)

Tuesday, Oct 1
Al Hilal v Al Shorta (10pm)
Al Gharafa v Al Ain (10pm)

Abdul Jabar Qahraman was meeting supporters in his campaign office in the southern Afghan province of Helmand when a bomb hidden under a sofa exploded on Wednesday.

The blast in the provincial capital Lashkar Gah killed the Afghan election candidate and at least another three people, Interior Minister Wais Ahmad Barmak told reporters. Another three were wounded, while three suspects were detained, he said.

The Taliban – which controls much of Helmand and has vowed to disrupt the October 20 parliamentary elections – claimed responsibility for the attack.

Mr Qahraman was at least the 10th candidate killed so far during the campaign season, and the second from Lashkar Gah this month. Another candidate, Saleh Mohammad Asikzai, was among eight people killed in a suicide attack last week. Most of the slain candidates were murdered in targeted assassinations, including Avtar Singh Khalsa, the first Afghan Sikh to run for the lower house of the parliament.

The same week the Taliban warned candidates to withdraw from the elections. On Wednesday the group issued fresh warnings, calling on educational workers to stop schools from being used as polling centres.

Farage on Muslim Brotherhood

Nigel Farage told Reform's annual conference that the party will proscribe the Muslim Brotherhood if he becomes Prime Minister.
"We will stop dangerous organisations with links to terrorism operating in our country," he said. "Quite why we've been so gutless about this – both Labour and Conservative – I don't know.
“All across the Middle East, countries have banned and proscribed the Muslim Brotherhood as a dangerous organisation. We will do the very same.”
It is 10 years since a ground-breaking report into the Muslim Brotherhood by Sir John Jenkins.
Among the former diplomat's findings was an assessment that “the use of extreme violence in the pursuit of the perfect Islamic society” has “never been institutionally disowned” by the movement.
The prime minister at the time, David Cameron, who commissioned the report, said membership or association with the Muslim Brotherhood was a "possible indicator of extremism" but it would not be banned.

The specs

Engine: 6.2-litre V8

Transmission: ten-speed

Power: 420bhp

Torque: 624Nm

Price: Dh325,125

On sale: Now

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Benefits of first-time home buyers' scheme
  • Priority access to new homes from participating developers
  • Discounts on sales price of off-plan units
  • Flexible payment plans from developers
  • Mortgages with better interest rates, faster approval times and reduced fees
  • DLD registration fee can be paid through banks or credit cards at zero interest rates
Updated: April 14, 2025, 1:30 PM`