From sourcing second-hand uniforms and books to bulk-buying essentials during sales, families in the UAE are finding creative ways to control budgets at home amid increased living costs.
Dubai recorded an annual increase of 3.7 per cent in education costs, according to the latest data from the Dubai Statistics Centre, amid a booming property market. The first quarter of 2024 saw rental registrations up 5.8 per cent from last year, at 159,941, The National reported in June.
Mishal Siddiqui, an Indian mother of four with three children attending school in Dubai, noted a 10 per cent increase in costs for uniforms and books from last year. This year, she will pay Dh6,500 for both.
“The cost of books may have gone up a little, but the (price of) uniforms have gone up straight away,” she said, adding there are “only two or three uniform stores that are good”.
Mrs Siddiqui suggested pre-loved uniforms when possible and skipping school buses for private transportation to save money. “I would have to pay Dh6,500-Dh7,000 per child per year for the school bus,” she said, adding that it is far more economical to carpool, hire a driver or do the pick-up or drop-off yourself.
Education costs in Dubai have consistently gone up every year, barring the three years after the pandemic in 2020 when the government announced a freeze on school fees.
Souha Itani, a mother of four in Abu Dhabi, reported an increase in education costs post-pandemic but no increase in personal income. “My income hasn't gone up, neither has my husband's but the cost of living and rents have gone up,” she said.
The company Ms Itani works for covers education costs but not the year-on-year increase. “Last year, the fees went up by 5 per cent, but my education allowance remained the same so I ended up paying the difference”. Her company covers the school fees for two children, with Ms Itani paying the full tuition for her third child. However, the fee increase has cost her significantly.
She said that not many families have the “privilege” of having companies cover education costs, but every little increase dips into their family budget. Ms Itani is trying to offset the added costs by always “trying to look for the best prices and the best deals” and buying in bulk.
Discounts and deals on school fees
Some schools offer sibling discounts or deals on some credit cards used to pay fees, but Mrs Siddiqui said schools could do more to reduce the financial burden on parents.
Her children's school's sibling discounts only extend to the fourth child (15 per cent) and fifth child (25 per cent).
“I get zero discount, which I think is unfair. I feel there should be an incentive for working parents, or even parents who don't get education allowances from their employers,” she added.
Some new schools also offer special discounts for founding families. Dubai British School Jumeira offers a founders' discount to families, which will apply until the pupil is in primary school, while Gems Founders School Dubai South has reduced fees for founding families by 25 per cent.
According to Numbeo, a user-generated website that estimates the cost of living in cities across the world, the estimated monthly costs for a family of four in Dubai is Dh14,120, without rent, and Dh12,022 in Abu Dhabi.
Kavita Faiz, a mother living in Dubai, launched the UAE Pay It Forward Group in 2016 out of necessity to give away some of her used items. The group, which now has 23,000 members, allows people to swap or give away items they no longer need.
“ (The costs of) everything has gone up and I would say a mentality shift has happened. Before the pandemic, people were hesitant to take used items, but now the mentality has changed,” said Ms Faiz.
“We organise a back-to-school Initiative every year in which parents can give away uniforms and books.
“If it were up to me, I would change how uniform companies are linked to schools because they end up charging a lot. I'd also stop schools from changing the uniform colour or print.”
This year, Ms Faiz paid Dh75-Dh80 for a uniform shirt, Dh100 for a pair of trousers and Dh150 for a school jacket. She urged parents not to be shy to go for second-hand goods. “Don’t go for brands, go for quality. We need to teach children to be humble and not to compete with others,” she said.
Switching to homeschooling to cut costs
Some parents have switched to homeschooling for their children because they are unable to afford the high school fees.
Kaycee Sepida, who lives in Dubai, decided to enrol her children as homeschoolers because “the cost of education here is very expensive”.
She has three children aged nine years, three years and three months, and quit her job to take care of the children at home. Ms Sepida, who is also part of the team that runs the UAE Pay It Forward group, said the community had been of tremendous help to her family.
“The group has a lot of essential resources that we can get without purchasing them,” she said. “I got a lot of things from the group, such as toys, clothes and stationery for homeschooling. Even furniture and educational books can be found on a budget.
Ms Sepida said she's “always on the hunt for a good deal”. While shopping, she compares prices at several shops when and always scans for deals on near-expiry items. Another way she controls her budget is by preparing home-cooked meals rather than eating out. “It saves money and is a healthier option,” she said.
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A recent survey of 10,000 Filipino expatriates in the UAE found that 82 per cent have plans to invest, primarily in property. This is significantly higher than the 2014 poll showing only two out of 10 Filipinos planned to invest.
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