A flag bearing the image of jailed Kurdish militant leader Abdullah Ocalan on show during celebrations for the spring festival of Newroz in Istanbul, Turkey, in March 2025. Reuters
A flag bearing the image of jailed Kurdish militant leader Abdullah Ocalan on show during celebrations for the spring festival of Newroz in Istanbul, Turkey, in March 2025. Reuters
A flag bearing the image of jailed Kurdish militant leader Abdullah Ocalan on show during celebrations for the spring festival of Newroz in Istanbul, Turkey, in March 2025. Reuters
A flag bearing the image of jailed Kurdish militant leader Abdullah Ocalan on show during celebrations for the spring festival of Newroz in Istanbul, Turkey, in March 2025. Reuters

PKK agrees to disband as part of peace process with Turkey


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The Kurdistan Workers' Party (PKK), which has been in armed conflict with the Turkish state for more than four decades, has announced it will disband and dissolve as part of a peace process with Ankara.

“The PKK’s 12th Congress decided to dissolve the PKK’s organisational structure, end the armed struggle, with the practical process to be managed and carried out by Leader Apo [Abdullah Ocalan], and end the work carried out under the PKK name,” Firat news agency, affiliated with the group, said on Monday.

Turkey's Foreign Minister Hakan Fidan said on Monday that the PKK's decision to disband and end its armed struggle against the Turkish state is of "historic importance" for permanent peace in the region.

Speaking at a joint press conference with his Syrian and Jordanian counterparts, Mr Fidan said there would be practical steps to be taken for the disbandment of the PKK, and that Turkey would follow the process closely.

The group, classified as a terrorist organisation by Turkey, the US and the European Union, held its congress on Friday to heed the call of its jailed leader to lay down arms, disband and enter a peace initiative with the Turkish state.

Omer Celik, spokesman for Turkish President Recep Tayyip Erdogan's Justice and Development Party (AKP), said the PKK's decision was “an important stage in terms of the goal of a 'terror-free Turkey'” – a phrase Turkish government officials have used to describe overtures to the PKK.

Ocalan’s call in February ordering the dissolution came after a months-long process initiated by an ally of Mr Erdogan – the ultranationalist politician Devlet Bahceli – for Abdullah Ocalan to be given greater freedom in exchange for the PKK’s dissolution.

The PKK said it believes Kurdish political parties will fulfil their responsibilities by developing Kurdish democracy to “ensure democratic Kurdish nationhood”.

Kurdish officials, including those in northern Iraq's semi-autonomous Kurdistan region, have framed the talks with Turkey as dialogue aimed at peace and ensuring rights for Turkey's ethnically Kurdish citizens, who make up around one-fifth of the population. Turkey has continued striking the group's positions in the Kurdistan region.

A protester waves a flag bearing a portrait of Abdullah Ocalan, the leader of the PKK, in the Kurdish-majority city of Qamishli in northeastern Syria on February 15. AFP
A protester waves a flag bearing a portrait of Abdullah Ocalan, the leader of the PKK, in the Kurdish-majority city of Qamishli in northeastern Syria on February 15. AFP

Mr Fidan on Friday said disarmament alone was not sufficient, while Mr Erdogan has continued to publicly call for the group's eradication.

The PKK had previously said it would not heed any calls to disarm unless Ocalan was released from jail and a meeting could take place in person.

Many questions remain about how the PKK disarmament process will work in practice. It remains unclear if members will be granted an amnesty, and if those in Iraq and Syria will be allowed to return to Turkey.

The fate of imprisoned Kurdish politicians and militants also remains unclear. Ocalan is serving a life sentence on the island of Imrali in the Sea of Marmara, south of Istanbul, where he has been imprisoned since he was captured in Kenya in February 1999.

Berkay Mandiraci, Turkey analyst for International Crisis Group, told The National that Ankara's response to the decision will determine what happens next. “The Kurdish side is looking for some kind of a formalisation of the process – a law passed in parliament, so there is more clarity on the process,” he said.

It is difficult to envisage the process being disrupted, he added. Both Ankara and the PKK seem willing to make it work, “which makes one hopeful”, he said.

Turkish politicians have indicated that the disarming and dissolution process will not happen overnight and have said that it must extend to all branches and offshoots of the PKK.

“This decision must be implemented in practice and realised in all its dimensions,” Mr Celik added. “The concrete and complete implementation of the 'dissolution' and 'surrender of arms' decision, which will close all branches and extensions of the PKK and its illegal structures, will be a turning point. This process will be meticulously monitored in the field by our state institutions.”

The PKK was founded by Ocalan in 1978 and has waged an insurgency against the Turkish state for four decades, with about 40,000 killed on both sides. In recent years, the group's activity has been limited to the mountainous areas of the Kurdish region of northern Iraq and Syria, where PKK offshoots developed a presence.

The pro-Kurdish People's Equality and Democracy Party, also known as DEM Party, played a crucial role in mediating between the PKK and Ankara and has welcomed the congress.

On Sunday, the party announced the formation of the Democratic Unity Initiative, describing it as a “civil society platform” aimed at uniting Kurds across Iraq, Syria, Turkey and Iran to “build a democratic life”.

Nechirvan Barzani, President of Iraq's Kurdistan Region, said authorities are ready to offer support “for the success of this historic opportunity”.

He said in a statement posted on X: “Now is the time and all eyes are on this important step to be responded to with further positive and necessary steps by all parties concerned.”

Turkish government director of communications Fahrettin Altun said in a post on X that the process “is not a short-term and shallow process” that had emerged overnight. “Nor is it a process that will end very quickly from today to tomorrow,” he added, indicating that there is work still to be done to ensure that the PKK's pledge to disarm becomes reality.

Sugary teas and iced coffees

The tax authority is yet to release a list of the taxed products, but it appears likely that sugary iced teas and cold coffees will be hit.

For instance, the non-fizzy drink AriZona Iced Tea contains 65 grams of sugar – about 16 teaspoons – per 680ml can. The average can costs about Dh6, which would rise to Dh9.

Cold coffee brands are likely to be hit too. Drinks such as Starbucks Bottled Mocha Frappuccino contain 31g of sugar in 270ml, while Nescafe Mocha in a can contains 15.6g of sugar in a 240ml can.

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Key changes

Commission caps

For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:

• For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term). 

• On the protection component, there is a cap  of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).

• Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated. 

• The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.

• For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years.

Disclosure

Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a “free-look” period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy.

“The illustration should provide for at least two scenarios to illustrate the performance of the product,” said Mr Hodgins. “All illustrations are required to be signed by the customer.”

Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early.

Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data.

“This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided),” said Mr Hodgins.

Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added.

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