Israeli political parties submitted their final lists of candidates on Thursday for an unprecedented fifth election in four years, which looks unlikely to break the deadlock between former prime minister Benjamin Netanyahu and his bitter rivals.
The November 1 ballot will pit the veteran Mr Netanyahu leading a bloc of right-wing and ultra-religious parties against centrist Prime Minister Yair Lapid, who is leading a far more fragmented camp, spanning left to right.
So far polls have shown neither camp winning an outright majority in Israel's 120-seat Knesset, an outcome that analysts say could leave Israel facing many more months of political uncertainty as economic and security troubles mount.
Since 2019, Israel has had four inconclusive elections, which delivered two short-lived coalition governments and only one state budget, while Mr Netanyahu stands trial on corruption charges that he denies.
"Israel has been in political crisis mode since 2019. This has deep implications for policymaking across the board. The country is paying a price," said Israel Democracy Institute President Yohanan Plesner.
He noted long-needed economic, education and transportation reforms that would help lower soaring living costs and expand Israel's workforce.
Mr Netanyahu, who was in power consecutively from 2009 to 2021, on Wednesday pledged to form a "strong, stable and national" government that he pledged would "quash terrorism, restore national pride and reduce living costs."
But while his Likud party is likely to be the largest in Parliament, recent polls show his camp, comprising three more factions, falling between one and four seats short of a commanding majority.
At the same time, Mr Lapid's camp is set for an even weaker showing and its various parties have ruled out membership in any Netanyahu coalition government.
"Unfortunately, a slide into a sixth election campaign after the fifth is not inconceivable. It's not science fiction," Mr Plesner said
Financial considerations before buying a property
Buyers should try to pay as much in cash as possible for a property, limiting the mortgage value to as little as they can afford. This means they not only pay less in interest but their monthly costs are also reduced. Ideally, the monthly mortgage payment should not exceed 20 per cent of the purchaser’s total household income, says Carol Glynn, founder of Conscious Finance Coaching.
“If it’s a rental property, plan for the property to have periods when it does not have a tenant. Ensure you have enough cash set aside to pay the mortgage and other costs during these periods, ideally at least six months,” she says.
Also, shop around for the best mortgage interest rate. Understand the terms and conditions, especially what happens after any introductory periods, Ms Glynn adds.
Using a good mortgage broker is worth the investment to obtain the best rate available for a buyer’s needs and circumstances. A good mortgage broker will help the buyer understand the terms and conditions of the mortgage and make the purchasing process efficient and easier.
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Red flags
- Promises of high, fixed or 'guaranteed' returns.
- Unregulated structured products or complex investments often used to bypass traditional safeguards.
- Lack of clear information, vague language, no access to audited financials.
- Overseas companies targeting investors in other jurisdictions - this can make legal recovery difficult.
- Hard-selling tactics - creating urgency, offering 'exclusive' deals.
Courtesy: Carol Glynn, founder of Conscious Finance Coaching
The specs
Engine: 2.0-litre 4cyl turbo
Power: 261hp at 5,500rpm
Torque: 405Nm at 1,750-3,500rpm
Transmission: 9-speed auto
Fuel consumption: 6.9L/100km
On sale: Now
Price: From Dh117,059
The specs
Engine: 4.0-litre flat-six
Torque: 450Nm at 6,100rpm
Transmission: 7-speed PDK auto or 6-speed manual
Fuel economy, combined: 13.8L/100km
On sale: Available to order now
The specs
Engine: 1.5-litre turbo
Power: 181hp
Torque: 230Nm
Transmission: 6-speed automatic
Starting price: Dh79,000
On sale: Now
Director: Laxman Utekar
Cast: Vicky Kaushal, Akshaye Khanna, Diana Penty, Vineet Kumar Singh, Rashmika Mandanna
Rating: 1/5
The specs: 2018 BMW X2 and X3
Price, as tested: Dh255,150 (X2); Dh383,250 (X3)
Engine: 2.0-litre turbocharged inline four-cylinder (X2); 3.0-litre twin-turbo inline six-cylinder (X3)
Power 192hp @ 5,000rpm (X2); 355hp @ 5,500rpm (X3)
Torque: 280Nm @ 1,350rpm (X2); 500Nm @ 1,520rpm (X3)
Transmission: Seven-speed automatic (X2); Eight-speed automatic (X3)
Fuel consumption, combined: 5.7L / 100km (X2); 8.3L / 100km (X3)
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The specs
Engine: 4.0-litre V8
Power: 503hp at 6,000rpm
Torque: 685Nm at 2,000rpm
Transmission: 8-speed auto
Price: from Dh850,000
On sale: now
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