Experts say it's natural for children to be nervous about a new term, which can manifest in symptoms such as poor sleep, stomach ache or headaches. Razan Alzayani / The National
Experts say it's natural for children to be nervous about a new term, which can manifest in symptoms such as poor sleep, stomach ache or headaches. Razan Alzayani / The National
Experts say it's natural for children to be nervous about a new term, which can manifest in symptoms such as poor sleep, stomach ache or headaches. Razan Alzayani / The National
Experts say it's natural for children to be nervous about a new term, which can manifest in symptoms such as poor sleep, stomach ache or headaches. Razan Alzayani / The National

Back-to-school anxiety: How parents can spot and ease first-day nerves


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With the summer break coming to a close, children across the UAE are getting ready to return to school. Families will be kept busy buying uniforms and equipment, receiving information about classes and lessons and getting children back into a routine.

While a new school term can spell excitement for some, for others it can lead to anxiety. Changing schools, having different classmates, moving from foundation stage to primary or primary to secondary and having unknown teachers are among the many reasons children may feel anxious about returning to school.

“Returning to school after a summer break can be a time of mixed emotions for students and their families,” says Chris Seeley, principal at Dove Green Private School who is also a father of two. “As class lists are published, there is often a mix of excitement and anxiety about who is in their class and who the new teacher will be. Moving up a year group or grade energises many students as they get ready to meet their teachers, see old classmates and make new friends. Still, for some, this means an anxious and nervous start to the new year.”

Read the signs

According to Nicola Upham, vice principal of student development at Bloom World Academy, anxious children might display increased irritability, frequent worries or withdrawal from family and friends. “They may become unusually clingy to parents or show signs of crying more frequently," she adds. "Changes in behaviour, such as a sudden reluctance to engage in activities they once enjoyed, can also indicate underlying anxiety. These emotional shifts are often a response to the stress and anticipation associated with returning to school.”

Organising a play date with classmates before school begins can ease some of a child's anxiety. Antonie Robertson / The National
Organising a play date with classmates before school begins can ease some of a child's anxiety. Antonie Robertson / The National

May Zalat, head of education at Blossom Nurseries and Babilou Family, adds: “Becoming clingier, having mood swings or crying more frequently than usual are entirely natural feelings, as young children are still developing their emotional resilience and adaptability.”

Validating the child’s anxious thoughts is important by acknowledging that any change or new routine is difficult at first
Chris Seeley,
principal, Dove Green Private School

Parents may also find their child is procrastinating about preparing for the coming term, such as putting off buying new equipment or showing a lack of enthusiasm for the experiences that await. Although, in contrast, over-preparedness can be another sign of anxiety. “Behaviourally, signs might include a reluctance to talk about school or nursery, withdrawal from group activities, or even a regression in skills they had previously mastered, like toilet training,” explains Zalat.

Nervousness can also manifest as physical symptoms, which may include poor sleep and restlessness, while for younger children complaints of stomach aches or headaches are common. Lisa Sherrington-Boyd, director of family services at Clarion Nursery School, offers a potential solution. “I find children open up more when they give advice to others," she says. "If you feel your child is worried but is not saying something, you could make a similar hypothetical problem of a friend and see what options the hypothetical child has. A good role-play game that can be done with a teddy for younger children.”

Demystify the unknown

For many children, the unknown aspects of going back to school, such as new teachers, classmates and schedules, can feel out of their control. “Validating the child’s anxious thoughts is important by acknowledging that any change or new routine is difficult at first, but soon becomes normal and may even become enjoyable and something to look forward to every day,” says Seeley. “In our house, we arrange play dates with classmates before school starts on the understanding that familiarity can and will improve our boys’ academic and emotional adjustment to the new school term.”

Sharing insights into their child’s specific anxieties, parents enable teachers to customise their approach and offer targeted support
Nicola Upham,
vice principal of student development, Bloom World Academy

Parents are advised to join class and year WhatsApp and email groups and read weekly newsletters and communications from the school to stay up to date with what is happening. “Parents can also help ease a child’s anxiety by preparing for back to school early and not leaving everything until the last minute,” says Sonia Singhal, a psychologist at Thrive Wellbeing Centre. “Planning a school visit, meeting new teachers and organising class schedules before the first day of school is also helpful, as is creating a night-time routine, morning routine and homework schedule.”

Keep teachers in the loop

Maintaining regular contact between parents, teachers, counsellors and nurses can be helpful to monitor your child’s progress, say experts. Victor Besa / The National
Maintaining regular contact between parents, teachers, counsellors and nurses can be helpful to monitor your child’s progress, say experts. Victor Besa / The National

For parents wondering how much to share with teachers about their child’s anxiety, Upham says providing as much information as possible is best. “Involving the teacher can help create a supportive environment both at home and in the classroom, making the child feel more secure and understood,” adds Upham. “By sharing insights into their child’s specific anxieties, parents enable teachers to customise their approach and offer targeted support.”

Singhal says: “Teachers and school counsellors are often experienced in working with school anxiety, so it can be helpful to discuss your child’s worries with them. Maintaining regular contact between parents, teachers, counsellors and nurses can be helpful to monitor your child’s progress and to help your child not feel isolated or helpless at school.”

Back-to-school anxiety may even occur among children who have not previously experienced it, and feelings of nervousness can last from a few days to a few weeks. “I find that six weeks is what it usually takes to settle in at school almost perfectly, for everyone to blend and bond and for a community to be fully formed,” says Sherrington-Boyd.

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Key changes

Commission caps

For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:

• For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term). 

• On the protection component, there is a cap  of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).

• Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated. 

• The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.

• For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years.

Disclosure

Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a “free-look” period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy.

“The illustration should provide for at least two scenarios to illustrate the performance of the product,” said Mr Hodgins. “All illustrations are required to be signed by the customer.”

Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early.

Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data.

“This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided),” said Mr Hodgins.

Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added.

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Rating: 4/5

Updated: August 23, 2024, 3:55 AM`