My quest for the royal cuisine of Rajasthan begins in Chhatrasagar, four-and-a-half hours from Jaipur. I tell a Rajput friend that I am looking for ancient recipes and cooking secrets that have been passed down the generations, rarely revealed and almost never cooked for the average tourist. He puts together an itinerary that takes me to Jaipur, Udaipur and several palaces in between. Royal Rajasthan is a cliché and its cuisine has somehow been gentrified for the droves of western tourists who flock to the state. I am looking for the real thing; the cuisine that the royal khansamas (cooks) once made for their rulers during a time when kings ruled and heritage hotels were actual palaces.
Chhatra Sagar used to be a royal hunting camp, its lakeside location perfect for shooting geese or spearing wild boar. Each of the 11 spacious tents facing the lake are decorated with locally crafted wood furniture, block-printed textiles and slate-grey bathrooms with fragrant toiletries. In the evenings, guests gather for drinks on the deck and watch the birds fly home.
"Our food is actually very simple," says Harsh Vardhan Singh, who runs Chhatra Sagar with his brother, Nandi. "Junglee maas, for instance, was just game rubbed with salt, ghee and red-chilli powder and roasted on the spit."
In his slim-fit jeans, sun hat and boots, Harsh looks like a bounty hunter; an Indian Crocodile Dundee. He shows me his father's grilling set with its handcrafted knives and precisely measured skewers. One evening, it is put to use. In the fading light, skewers of juicy marinated lamb cubes are grilled over an open charcoal fire. An occasional dribble of ghee causes the flames to spit and splutter.
"This is leisure cuisine," laughs the lovely Vasundhara, Harsh's sister-in-law. "It is all about leisure and pleasure."
They tell me about 56-course royal banquets where guests were bedazzled. One recipe - worthy of one of the world's greatest chefs, Ferran Adrià - uses a puri (flatbread), deep-fried into a puffed sphere, then broken open so that a live sparrow could be put inside before quickly resealing, deep-frying and serving to startled guests who would tear it open and encounter a flying bird. Impossible, I say. Ask anyone, they reply.
After two days at Chhatra Sagar, Harsh sends me on to Deogarh Mahal, two hours away, because it is known for its cuisine. When my car enters the picturesque biscuit-coloured palace through an arched entrance, the royal family is engaged in a puja, a ritual to commemorate the last day of the nine-day Dussehra festival that is celebrated to honour Hindu goddesses. Later, Queen Prabha shares her recipes. The Rani Sahiba, as she is called, beckons an army of cooks.
Deogarh Mahal today is a heritage hotel and many of its khansamas wear chef's whites. But there is no question as to who is in charge. Clad in an ethereal pink sari, the delicately beautiful queen inspects the lamb that has been cut into chunks. She chides a cook for not properly roasting the spices, and gives instructions for a dizzying array of dishes. Junglee maas, yakhni pulao (rice cooked in meat stock and marrow), and several vegetarian items. The queen and her son, Shatrunjai, argue over when to add the salt to the meat — he thinks it ought to be later so that the meat won't let out water, while she says that it will cook better if salt is added in the beginning. Finally, son cedes to mother and the salt goes in. The cooks stir and chop under the watchful eye of the queen. Nothing escapes her. Everything that emerges is delicious.
Unlike the Mughals, Rajasthan's royal cuisine has less to do with complicated sauces and rich ingredients such as saffron, almonds and raisins. Instead, it was about eating the choicest game at the perfect time. Ducks, for instance, says Shatrunjai, had the highest flavour after they migrated 4,820 kilometres from Siberia. Foie gras, on the other hand, was best eaten in the season before the geese migrated back because its liver would triple in size. Venison tasted best in the spring because that was when the four-horned deer, famous for its saddle meat, would have eaten fresh berries and fruits, lending its meat a lovely tartness. "And most of Rajasthan will not eat meat in the monsoon or during the breeding season," says Shatrunjai.
We sit down to a private lunch — the queen and I. Shatrunjai's wife, a slim stylish woman called Bhavna, arrives with their two young sons, who bound up to give their grandmother a hug. "Hello, sweetie," she cooes, and orders ice creams for her grandsons. A band of hovering helpers jumps into action. Tourists from Argentina and the US arrive. Shatrunjai and his wife step outside to greet them. A royal welcome, as the brochures say.
There are no royals in India today. In 1971, they were "de-recognised" by a constitutional amendment that discontinued their privy purses and privileges as rulers. Today's maharajas are mostly innkeepers, converting their palaces into heritage hotels. "What royals? We are all butlers," laughs Harsh. Still, the tenets of Indian law trickle slowly into rural Rajasthan, and so in Deogarh, Rani Bhooratna Prabha Kumari is still queen and her son a prince.
From Deogarh, I speed towards nearby Udaipur. I am to meet a fairly private couple who hold a treasury of ancient recipes. Vijay Singh Bedla and his wife, Sugan Kumari, have conducted food festivals at top hotels in India and abroad using the 20,000 recipes in their family repertoire. Yet they do it with a sentiment that is more noblesse oblige than marketing. "Please, we are not cooks," says Bedla. "We have inherited a great culinary legacy, one that we want the world to enjoy."
I am sitting inside their modish bungalow in the heart of bustling Udaipur. Sugan recalls stepping into the cavernous stone kitchen as a bride of 18. The wrinkled khansama glanced up from his smoking coal oven. "Are you here to cook or garnish?" he asked querulously, having seen generations of royal brides enter the kitchen just to put finishing touches so that they could get credit for the meal. Sugan was different. She actually wanted to cook, she said. Wordlessly, the grizzled veteran handed her some rock salt and a mortar and told her to grind it. Stung by the uselessness of the chore, Sugan held her tongue and thus began her apprenticeship.
Like most royal khansamas, Kallu-dada was fiercely proprietary about his food, jealously guarding recipes. When asked, he would leave out an ingredient or change it. In fact, the late Maharaja Digvijaya Singh who wrote a seminal book that I found in every household, Cooking Delights of the Maharajas, didn't even bother asking for recipes. He knew they wouldn't be forthcoming. Instead, he would present his gold spice box with precisely measured quantities of fennel, cumin, coriander, fenugreek, red-chilli powder and salt to the royal khansama and ask for a signature dish. Once the dish was made, the Maharaja calculated how much each spice had reduced in quantity and thus came up with the recipe.
Sugan too endured several trials by fire to learn the recipes. Today, she is a confident cook training a new generation of khansamas. I watch her effortlessly whip up a dozen dishes with two young assistants in her small kitchen. She waits till the oil is smoking hot before dropping in the spices: whole cumin and fennel for the most part. A moment after the seeds have released their flavours and fragrances into the hot oil, she seals them again by sprinkling drops of water into the hot oil. "You have to bring the temperature down right away otherwise the spices will burn," she says. The long hand of Kallu-dada, her chef cum teacher, hasn't left her, however. When asked about the ingredients in her famous Bedla sauce, she says with an impish grin: "It's a secret."
The Bedlas' ancestral home is outside the city but they offer private dinners at their Udaipur bungalow to select guests, booked through high-end travel agents or concierges from the city's luxury hotels. After a delicious home-cooked lunch, I leave them to drive to drive two hours through the Aravalli hills to the princely state of Dungarpur.
Udai Bilas palace is powder-puff white and rises above the landscape. As I climb up the steps, I encounter a German film crew that has taken over the entire palace for a shoot. Princess Priya meets me in the central courtyard and leads me into the cavernous kitchen in the back. Attendants and servants bow low to the ground as she sweeps by and call her "Yuvrani", meaning princess. A passionate foodie, Priya and her retinue of khansamas have conducted food festivals as far away as Switzerland. Just as Europe has its classic meat and herb combinations, she says, so does Rajasthan. Ginger and lamb is one; ajwain (carom seeds) with chicken is another. Once the meat is marinated with spices, it is slow-cooked over coals and occasionally smoked using dungar, a technique that gives her princely state its name, Dungarpur. Smoking imbues the meats with depth and complexity, says Priya. Adding dungar or smoke to meat is done by inserting a ghee-doused smoking coal into the dish and sealing it with aluminium foil or dough. Sometimes a single clove or cinnamon is dropped on the coal, thus infusing the fragrance of the spice into the dish. "You can smoke anything, even liquids, by putting the coal on top of a floating cabbage leaf or onion peel," says Priya. Her husband, Prince Harsh Vardhan Singh, drops in. I ask him what his favourite dish is. "I love junglee maas because I am a man of the jungle," he says with a laugh.
Most of the meat is called maas - junglee maas, for instance, simply means meat of the jungle. Nowadays it is mostly mutton (sheep) and lamb. There is lal (red) maas: chopped lamb marinated with yogurt and a liberal dose of red chillies so that it emerges from the tandoor looking blood red. Safed (white) maas gets its name because the white gravy is made from cream, ground cashew nuts and yogurt. The lamb is slow-cooked with whole spices like cardamom, mace and ginger till it almost falls off the bone. The spices are strained out before serving. "When the maharaja put it in his mouth, all he could taste was the tender meat and a smooth sauce, almost like a velouté but with an undercurrent of spices and heat," the chef of the Oberoi Udaivilas hotel, who has trained all across Europe, later tells me.
I leave Dungarpur the next morning for the last leg of my journey: Jaipur. Narain Niwas Palace is right in the heart of Jaipur. Its owner, Man Singh, is a dignified man with a handlebar moustache. He is known far and wide for his talents as a cook. Most of his recipes are tight, with a handful of ingredients that reflect the stark contours of this arid land, washed as it is by the blood of countless battles. The desert here isn't bountiful. Its dishes aren't expansive. Vegetables are scarce, or rather, they used to be before trucks and planes made everything accessible. Milk and yoghurt were more available than water and widely used in marinades. Game was easier to come by than vegetables, which were dried and preserved for months.
Among his friends, Man Singh is famous for his maas dishes, particularly lal maas. When he invites friends for an evening on the ramparts of his fort, Castle Kanota, also a heritage hotel, he says the only thing they ask for are lal maas and lots of drinks. His wife and daughter help chop onions and set the table but he does the actual cooking himself. The sun sets; the meat cooks. An hour later, the group digs in with oohs and aahs of delight. When I ask Man Singh what the secret of his lal maas is, he fumbles for words. "The secret is the scent of my hands," he says finally. "Give any two cooks the exact same ingredients for the exact same dish and it will taste different, no?"
Man Singh brings out a book of handwritten recipes that belonged to his forefathers. It is a treasure trove of unusual recipes. He tells me free-range village pheasants taste better than lamb. They roam the countryside, eat ants and have a flavour that is more nuanced than bred chicken. The meal ends with a homemade beverage called chadr haas made with 76 herbs, including saffron, rose and anise - Man Singh won't divulge the exact recipe. He has it patented, he says. As the evening wanes, Man Singh becomes expansive. "The taste of the meat depends what the animal eats," he says. "Mitti ka khushboo hai. It is the fragrance of the soil."
That, and the scent of a cook's hands.
If You Go
The flight Return flights with Etihad Airways (www.etihadairways.com) from Abu Dhabi to Mumbai cost from Dh1,315, including taxes. Jet Airways (www.jetairways.com) flies from Mumbai to Jaipur from 7,703 Indian rupees (Dh620) return.
The hotels A double tent at Chhatra Sagar costs 19,800 rupees (Dh1,593) per night, including meals, soft drinks, a village tour by Jeep or a birdwatching tour, and sundowners. Complimentary cooking classes are on offer. Double rooms at Deogarh Mahal cost 7,000 rupees (Dh563) per night with breakfast and taxes. A full package with accommodation in a deluxe suite, breakfast, a welcome drink, one therapy session andprivate yoga class per day, a private cooking lesson, a drive to a lakeside sunset, an audio tour of the Mahal, and a private dinner held on the fort's ramparts costs 15,000 rupees (Dh1,207) per night, based on two sharing. At Udai Bilas Palace, double rooms cost6,050 rupees (Dh490) per night, including taxes. Dinner costs 650 rupees (Dh52) per person. Visitors can request a visit to the kitchen to watch the khansamas at work. Halal food is available on request.
At a glance
Global events: Much of the UK’s economic woes were blamed on “increased global uncertainty”, which can be interpreted as the economic impact of the Ukraine war and the uncertainty over Donald Trump’s tariffs.
Growth forecasts: Cut for 2025 from 2 per cent to 1 per cent. The OBR watchdog also estimated inflation will average 3.2 per cent this year
Welfare: Universal credit health element cut by 50 per cent and frozen for new claimants, building on cuts to the disability and incapacity bill set out earlier this month
Spending cuts: Overall day-to day-spending across government cut by £6.1bn in 2029-30
Tax evasion: Steps to crack down on tax evasion to raise “£6.5bn per year” for the public purse
Defence: New high-tech weaponry, upgrading HM Naval Base in Portsmouth
Housing: Housebuilding to reach its highest in 40 years, with planning reforms helping generate an extra £3.4bn for public finances
How to apply for a drone permit
- Individuals must register on UAE Drone app or website using their UAE Pass
- Add all their personal details, including name, nationality, passport number, Emiratis ID, email and phone number
- Upload the training certificate from a centre accredited by the GCAA
- Submit their request
What are the regulations?
- Fly it within visual line of sight
- Never over populated areas
- Ensure maximum flying height of 400 feet (122 metres) above ground level is not crossed
- Users must avoid flying over restricted areas listed on the UAE Drone app
- Only fly the drone during the day, and never at night
- Should have a live feed of the drone flight
- Drones must weigh 5 kg or less
Scoreline
Germany 2
Werner 9', Sane 19'
Netherlands 2
Promes 85', Van Dijk 90'
COMPANY PROFILE
Name: Kumulus Water
Started: 2021
Founders: Iheb Triki and Mohamed Ali Abid
Based: Tunisia
Sector: Water technology
Number of staff: 22
Investment raised: $4 million
Tips for job-seekers
- Do not submit your application through the Easy Apply button on LinkedIn. Employers receive between 600 and 800 replies for each job advert on the platform. If you are the right fit for a job, connect to a relevant person in the company on LinkedIn and send them a direct message.
- Make sure you are an exact fit for the job advertised. If you are an HR manager with five years’ experience in retail and the job requires a similar candidate with five years’ experience in consumer, you should apply. But if you have no experience in HR, do not apply for the job.
David Mackenzie, founder of recruitment agency Mackenzie Jones Middle East
UAE currency: the story behind the money in your pockets
Company%20Profile
%3Cp%3E%3Cstrong%3EName%3A%3C%2Fstrong%3E%20Neo%20Mobility%3Cbr%3E%3Cstrong%3EStarted%3A%3C%2Fstrong%3E%20February%202023%3Cbr%3E%3Cstrong%3ECo-founders%3A%3C%2Fstrong%3E%20Abhishek%20Shah%20and%20Anish%20Garg%3Cbr%3E%3Cstrong%3EBased%3A%3C%2Fstrong%3E%20Dubai%3Cbr%3E%3Cstrong%3EIndustry%3A%3C%2Fstrong%3E%20Logistics%3Cbr%3E%3Cstrong%3EFunding%3A%3C%2Fstrong%3E%20%2410%20million%3Cbr%3E%3Cstrong%3EInvestors%3A%3C%2Fstrong%3E%20Delta%20Corp%2C%20Pyse%20Sustainability%20Fund%2C%20angel%20investors%3C%2Fp%3E%0A
Real estate tokenisation project
Dubai launched the pilot phase of its real estate tokenisation project last month.
The initiative focuses on converting real estate assets into digital tokens recorded on blockchain technology and helps in streamlining the process of buying, selling and investing, the Dubai Land Department said.
Dubai’s real estate tokenisation market is projected to reach Dh60 billion ($16.33 billion) by 2033, representing 7 per cent of the emirate’s total property transactions, according to the DLD.
Key facilities
- Olympic-size swimming pool with a split bulkhead for multi-use configurations, including water polo and 50m/25m training lanes
- Premier League-standard football pitch
- 400m Olympic running track
- NBA-spec basketball court with auditorium
- 600-seat auditorium
- Spaces for historical and cultural exploration
- An elevated football field that doubles as a helipad
- Specialist robotics and science laboratories
- AR and VR-enabled learning centres
- Disruption Lab and Research Centre for developing entrepreneurial skills
The 12 breakaway clubs
England
Arsenal, Chelsea, Liverpool, Manchester City, Manchester United, Tottenham Hotspur
Italy
AC Milan, Inter Milan, Juventus
Spain
Atletico Madrid, Barcelona, Real Madrid
BIO
Favourite holiday destination: Turkey - because the government look after animals so well there.
Favourite film: I love scary movies. I have so many favourites but The Ring stands out.
Favourite book: The Lord of the Rings. I didn’t like the movies but I loved the books.
Favourite colour: Black.
Favourite music: Hard rock. I actually also perform as a rock DJ in Dubai.
PULITZER PRIZE 2020 WINNERS
JOURNALISM
Public Service
Anchorage Daily News in collaboration with ProPublica
Breaking News Reporting
Staff of The Courier-Journal, Louisville, Ky.
Investigative Reporting
Brian M. Rosenthal of The New York Times
Explanatory Reporting
Staff of The Washington Post
Local Reporting
Staff of The Baltimore Sun
National Reporting
T. Christian Miller, Megan Rose and Robert Faturechi of ProPublica
and
Dominic Gates, Steve Miletich, Mike Baker and Lewis Kamb of The Seattle Times
International Reporting
Staff of The New York Times
Feature Writing
Ben Taub of The New Yorker
Commentary
Nikole Hannah-Jones of The New York Times
Criticism
Christopher Knight of the Los Angeles Times
Editorial Writing
Jeffery Gerritt of the Palestine (Tx.) Herald-Press
Editorial Cartooning
Barry Blitt, contributor, The New Yorker
Breaking News Photography
Photography Staff of Reuters
Feature Photography
Channi Anand, Mukhtar Khan and Dar Yasin of the Associated Press
Audio Reporting
Staff of This American Life with Molly O’Toole of the Los Angeles Times and Emily Green, freelancer, Vice News for “The Out Crowd”
LETTERS AND DRAMA
Fiction
"The Nickel Boys" by Colson Whitehead (Doubleday)
Drama
"A Strange Loop" by Michael R. Jackson
History
"Sweet Taste of Liberty: A True Story of Slavery and Restitution in America" by W. Caleb McDaniel (Oxford University Press)
Biography
"Sontag: Her Life and Work" by Benjamin Moser (Ecco/HarperCollins)
Poetry
"The Tradition" by Jericho Brown (Copper Canyon Press)
General Nonfiction
"The Undying: Pain, Vulnerability, Mortality, Medicine, Art, Time, Dreams, Data, Exhaustion, Cancer, and Care" by Anne Boyer (Farrar, Straus and Giroux)
and
"The End of the Myth: From the Frontier to the Border Wall in the Mind of America" by Greg Grandin (Metropolitan Books)
Music
"The Central Park Five" by Anthony Davis, premiered by Long Beach Opera on June 15, 2019
Special Citation
Ida B. Wells
A MINECRAFT MOVIE
Director: Jared Hess
Starring: Jack Black, Jennifer Coolidge, Jason Momoa
Rating: 3/5
Living in...
This article is part of a guide on where to live in the UAE. Our reporters will profile some of the country’s most desirable districts, provide an estimate of rental prices and introduce you to some of the residents who call each area home.
Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.
Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.
“Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.
Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.
“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.
Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.
From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.
Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.
BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.
Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.
Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.
“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.
Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.
“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.
“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”
The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”
Temple numbers
Expected completion: 2022
Height: 24 meters
Ground floor banquet hall: 370 square metres to accommodate about 750 people
Ground floor multipurpose hall: 92 square metres for up to 200 people
First floor main Prayer Hall: 465 square metres to hold 1,500 people at a time
First floor terrace areas: 2,30 square metres
Temple will be spread over 6,900 square metres
Structure includes two basements, ground and first floor
COMPANY%20PROFILE
%3Cp%3E%3Cstrong%3ECompany%3A%3C%2Fstrong%3E%20Vault%3Cbr%3E%3Cstrong%3EStarted%3A%20%3C%2Fstrong%3EJune%202023%3Cbr%3E%3Cstrong%3ECo-founders%3A%20%3C%2Fstrong%3EBilal%20Abou-Diab%20and%20Sami%20Abdul%20Hadi%3Cbr%3E%3Cstrong%3EBased%3A%20%3C%2Fstrong%3EAbu%20Dhabi%3Cbr%3E%3Cstrong%3ELicensed%20by%3A%3C%2Fstrong%3E%20Abu%20Dhabi%20Global%20Market%3Cbr%3E%3Cstrong%3EIndustry%3A%20%3C%2Fstrong%3EInvestment%20and%20wealth%20advisory%3Cbr%3E%3Cstrong%3EFunding%3A%20%3C%2Fstrong%3E%241%20million%3Cbr%3E%3Cstrong%3EInvestors%3A%20%3C%2Fstrong%3EOutliers%20VC%20and%20angel%20investors%3Cbr%3E%3Cstrong%3ENumber%20of%20employees%3A%20%3C%2Fstrong%3E14%3Cbr%3E%3C%2Fp%3E%0A
Key changes
Commission caps
For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:
• For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term).
• On the protection component, there is a cap of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).
• Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated.
• The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.
• For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years.
Disclosure
Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a “free-look” period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy.
“The illustration should provide for at least two scenarios to illustrate the performance of the product,” said Mr Hodgins. “All illustrations are required to be signed by the customer.”
Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early.
Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data.
“This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided),” said Mr Hodgins.
Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added.
Specs
Engine: Duel electric motors
Power: 659hp
Torque: 1075Nm
On sale: Available for pre-order now
Price: On request
The specs
AT4 Ultimate, as tested
Engine: 6.2-litre V8
Power: 420hp
Torque: 623Nm
Transmission: 10-speed automatic
Price: From Dh330,800 (Elevation: Dh236,400; AT4: Dh286,800; Denali: Dh345,800)
On sale: Now