Now that the iPhone is (legally) available through Etisalat both for prepaid and postpaid plans, we asked two people to test drive Apple's most-hyped product yet.
What I tried: To phone my friends, listen to music, surf the internet and play Monkey Ball.
What I expected: My phone is a standard Nokia, a source of endless hilarity among my colleagues, who think I am living in the Stone Age. It's so unfashionable that when I left it in a Dubai taxi, the driver offered to bring it back to Abu Dhabi for me rather than risk someone thinking it was his. I was looking forward to effortless touch screen thrills from the iPhone, and the respect of my colleagues.
What I found: Endless hours of entertainment. It's so simple that an eight-year-old could use it. In fact, an eight-year-old did use it most of the time. My youngest daughter took command, taking photos, playing on Facebook and generally having a jolly time. I managed to get it out of her sticky fingers from time to time and found it quite splendid. It meant I could check my e-mails from the golf course. Internet coverage was good and I had no problems getting a signal. The only drawback was the keypad when trying to type a message. The thing is clearly designed for eight-year-old fingers.
The final verdict: If Keats were alive today, I don't think he would be wasting his time writing odes about Grecian urns and nightingales. The iPhone is a thing of beauty and a joy forever; what's more, it sings like Angela Gheorgiu, Cecilia Bartoli or Bob Dylan, depending on my mood. The only drawback is that my wife said she would divorce me unless I gave it to her. This is a pity, because I will miss her.
Rupert Wright
What I tried: To access e-mail and internet, to store my music and podcasts and to make it a personal organiser to help rid my life of Post-it notes and business cards.
What I expected: A replacement for my not-so-old mobile phone (which was inadvertently thrown away - don't ask). And to see what all the fuss was about. Not to mention a better deal on phone and internet rates.
What I found: After submitting three payslips and photo-copies of my passport to the Etisalat desk at the Virgin Megastore, they were happy to sell me an 8G iPhone with my existing number. However, since my previous phone was prepaid and I didn't have an Etisalat account, or proof of address on me, I couldn't sign up for the package I wanted (Dh849 up front and Dh349 per month) and instead had to fork out Dh2,646, but with smaller monthly payments of Dh199. This includes 125 minutes per month, 125 texts and 500mb of 3G use. Overall, all postpaid packages work out the same over a year.
As for the phone itself, it is a typical user-friendly Apple device, with just one or two missing features and a few snags. To download applications, even free ones such as Facebook or TwitFon (to access a Twitter account), you need the iTunes store, which is unavailable in UAE. Fortunately, I have a UK account. Other annoyances include: sending text messages on the tiny digital keyboard made me feel I had sausages for fingers (thank goodness for the superlative predictive text feature), and the fact that, for no apparent reason, the Facebook and TwitFon applications stopped working - fixed only when I deleted and downloaded them again. Plus, like millions of other users, I was frustrated by the lack of a cut, copy feature, which allows you to paste content between pages. (Apple has acknowledged this oversight and it will be available sometime soon.) I also had few teething problems with the internet access, which I only managed to rectify when, buried inside the online-only user manual, I was told in an elaborate manner to try switching it off and on again. I did, and it worked.
The final verdict: Ignoring the cachet and despite the unexpectedly large initial outlay, this thing is great. I have cut my monthly phone and internet costs, with the added bonus that I can access work e-mails wherever I am. And the fantastic Google street map application, which comes as standard, is indispensable. In fact, this thing covers all my needs in such a simple yet sophisticated way, I don't know what I did before it and will try not to throw this one away. Still feeling self-conscious about my sausage fingers, though.
Helen McLaughlin
The one thing we hate about electrical equipment is when it fails to work when we get home. We bought a Philips flat-screen TV and found we couldn't hear a word anyone said. Cue Gregory, the serviceman. He came along, on time and even on the right day, pressed all sorts of buttons and after 10 minutes the sound was much better. Two days later he phoned. Was he after a date? No, he was calling to say there was another button we could press to make the sound even clearer. We followed his instructions and now Dr McDreamy is even more succinct than before.
www.heroesoftheuae.ae
Just in case you didn't already know: the UAE has the biggest carbon footprint per capita in the world. That's a problem and Heroes of the UAE is trying to fix it. The website - a joint programme between the Emirates Wildlife Society, the World Wildlife Fund for Nature and the Environment Agency-Abu Dhabi - allows households to calculate their carbon footprint and how much money they could save by changing some habits. We asked a friend to bring in her electricity bill to see what type of savings are available. She lives in a 10-bedroom villa with nine people. Her electricity bill for one month was Dh618. According to the site, her home emits 42 tonnes of CO2 a year. But, by following a couple of simple eco tips, the website said she could save Dh2,436 a year in electricity costs and reduce the villa's carbon footprint to 13.7 tonnes. Here's what it told her to do:
? Increase room temperature by two degrees
? Replace regular light bulbs with energy-efficient ones
? Take quick showers instead of baths
? Unplug electronics when not in use
? Wash clothes at 30 degrees
? Use dishwasher on economy setting
If you're having problems with a stubborn zip that keeps catching, try rubbing some lipgloss or lip balm on it. This is useful with a wallet that refuses to open while trying TO pay a bill.
More from Neighbourhood Watch:
2025 Fifa Club World Cup groups
Group A: Palmeiras, Porto, Al Ahly, Inter Miami.
Group B: Paris Saint-Germain, Atletico Madrid, Botafogo, Seattle.
Group C: Bayern Munich, Auckland City, Boca Juniors, Benfica.
Group D: Flamengo, ES Tunis, Chelsea, Leon.
Group E: River Plate, Urawa, Monterrey, Inter Milan.
Group F: Fluminense, Borussia Dortmund, Ulsan, Mamelodi Sundowns.
Group G: Manchester City, Wydad, Al Ain, Juventus.
Group H: Real Madrid, Al Hilal, Pachuca, Salzburg.
Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.
Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.
“Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.
Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.
“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.
Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.
From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.
Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.
BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.
Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.
Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.
“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.
Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.
“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.
“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”
The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”
Company%20profile
%3Cp%3E%3Cstrong%3ECompany%20name%3A%3C%2Fstrong%3E%20Fasset%0D%3Cbr%3E%3Cstrong%3EStarted%3A%20%3C%2Fstrong%3E2019%0D%3Cbr%3E%3Cstrong%3EFounders%3A%3C%2Fstrong%3E%20Mohammad%20Raafi%20Hossain%2C%20Daniel%20Ahmed%0D%3Cbr%3E%3Cstrong%3EBased%3A%3C%2Fstrong%3E%20Dubai%0D%3Cbr%3E%3Cstrong%3ESector%3A%20%3C%2Fstrong%3EFinTech%0D%3Cbr%3E%3Cstrong%3EInitial%20investment%3A%3C%2Fstrong%3E%20%242.45%20million%0D%3Cbr%3E%3Cstrong%3ECurrent%20number%20of%20staff%3A%3C%2Fstrong%3E%2086%0D%3Cbr%3E%3Cstrong%3EInvestment%20stage%3A%3C%2Fstrong%3E%20Pre-series%20B%0D%3Cbr%3E%3Cstrong%3EInvestors%3A%3C%2Fstrong%3E%20Investcorp%2C%20Liberty%20City%20Ventures%2C%20Fatima%20Gobi%20Ventures%2C%20Primal%20Capital%2C%20Wealthwell%20Ventures%2C%20FHS%20Capital%2C%20VN2%20Capital%2C%20local%20family%20offices%3C%2Fp%3E%0A
Chelsea 2 Burnley 3
Chelsea Morata (69'), Luiz (88')
Burnley Vokes (24', 43'), Ward (39')
Red cards Cahill, Fabregas (Chelsea)
2025 Fifa Club World Cup groups
Group A: Palmeiras, Porto, Al Ahly, Inter Miami.
Group B: Paris Saint-Germain, Atletico Madrid, Botafogo, Seattle.
Group C: Bayern Munich, Auckland City, Boca Juniors, Benfica.
Group D: Flamengo, ES Tunis, Chelsea, (Leon banned).
Group E: River Plate, Urawa, Monterrey, Inter Milan.
Group F: Fluminense, Borussia Dortmund, Ulsan, Mamelodi Sundowns.
Group G: Manchester City, Wydad, Al Ain, Juventus.
Group H: Real Madrid, Al Hilal, Pachuca, Salzburg.
UPI facts
More than 2.2 million Indian tourists arrived in UAE in 2023
More than 3.5 million Indians reside in UAE
Indian tourists can make purchases in UAE using rupee accounts in India through QR-code-based UPI real-time payment systems
Indian residents in UAE can use their non-resident NRO and NRE accounts held in Indian banks linked to a UAE mobile number for UPI transactions
COMPANY PROFILE
Name: Kumulus Water
Started: 2021
Founders: Iheb Triki and Mohamed Ali Abid
Based: Tunisia
Sector: Water technology
Number of staff: 22
Investment raised: $4 million
EGYPT SQUAD
Goalkeepers: Ahmed El Shennawy, Mohamed El Shennawy, Mohamed Abou-Gabal, Mahmoud Abdel Rehem "Genesh"
Defenders: Ahmed Elmohamady, Ahmed Hegazi, Omar Gaber, Ali Gazal, Ayman Ahsraf, Mahmoud Hamdy, Baher Elmohamady, Ahmed Ayman Mansour, Mahmoud Alaa, Ahmed Abou-Elfotouh
Midfielders: Walid Soliman, Abdallah El Said, Mohamed Elneny, Tarek Hamed, Mahmoud “Trezeguet” Hassan, Amr Warda, Nabil Emad
Forwards: Ahmed Ali, Mohamed Salah, Marwan Mohsen, Ahmed "Kouka" Hassan.
PROFILE
Name: Enhance Fitness
Year started: 2018
Based: UAE
Employees: 200
Amount raised: $3m
Investors: Global Ventures and angel investors
Specs
Engine: 51.5kW electric motor
Range: 400km
Power: 134bhp
Torque: 175Nm
Price: From Dh98,800
Available: Now