How to share your wishes for 2021 on Burj Khalifa this New Year's Eve


Farah Andrews
  • English
  • Arabic

We all have hopes that we'll be taking into the new year. And, as we get ready to welcome in 2021, Emaar is giving people the chance to have their wishes displayed on Burj Khalifa on New Year's Eve.

People around the world can contribute their wishes, and will see them posted on the tallest building in the world come Thursday, December 31.

How do you get your wish displayed on the Burj Khalifa?

To see your wish displayed on the tower, send your message to Burj Khalifa's Twitter, Facebook or Instagram accounts using the hashtag #BurjWishes2021.

The wishes have to be limited to 35 characters, and only select contributions will be projected on to the building on the night.

The messages and wishes picked will be on display for people watching Burj Khalifa's New Year's Eve celebrations from Downtown Dubai and those streaming the festivities at home.

This year, all of the celebrations will be broadcast globally and live-streamed from 8.30pm GST on mydubainewyear.com.

The same touching campaign successfully took place last year.

Types of policy

Term life insurance: this is the cheapest and most-popular form of life cover. You pay a regular monthly premium for a pre-agreed period, typically anything between five and 25 years, or possibly longer. If you die within that time, the policy will pay a cash lump sum, which is typically tax-free even outside the UAE. If you die after the policy ends, you do not get anything in return. There is no cash-in value at any time. Once you stop paying premiums, cover stops.

Whole-of-life insurance: as its name suggests, this type of life cover is designed to run for the rest of your life. You pay regular monthly premiums and in return, get a guaranteed cash lump sum whenever you die. As a result, premiums are typically much higher than one term life insurance, although they do not usually increase with age. In some cases, you have to keep up premiums for as long as you live, although there may be a cut-off period, say, at age 80 but it can go as high as 95. There are penalties if you don’t last the course and you may get a lot less than you paid in.

Critical illness cover: this pays a cash lump sum if you suffer from a serious illness such as cancer, heart disease or stroke. Some policies cover as many as 50 different illnesses, although cancer triggers by far the most claims. The payout is designed to cover major financial responsibilities such as a mortgage or children’s education fees if you fall ill and are unable to work. It is cost effective to combine it with life insurance, with the policy paying out once if you either die or suffer a serious illness.

Income protection: this pays a replacement income if you fall ill and are unable to continue working. On the best policies, this will continue either until you recover, or reach retirement age. Unlike critical illness cover, policies will typically pay out for stress and musculoskeletal problems such as back trouble.

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The specs

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Karwaan

Producer: Ronnie Screwvala

Director: Akarsh Khurana

Starring: Irrfan Khan, Dulquer Salmaan, Mithila Palkar

Rating: 4/5