How to install a door peephole

From both a security and convenience standpoint, it bothers me that my apartment here doesn't have a peephole in the front door. Is it easy to install one?

This job is very straightforward. You will find peepholes at any good hardware shop (especially one that specialises in door handles and locks). You'll need one that is adjustable to fit doors of different thicknesses and, if you care about matching, will want one in the same colour metal as your door handle.

What you need

an electric drill
measuring tape
gaffer tape

Step 1: Ensure that you have the appropriately sized drill bit. It will be a relatively large diameter one. The packaging for the peephole should tell you what size you will need but, if it doesn't, simply match the diameter of the peephole barrel (not the outside edge of the lens part) to the bit.

Step 2: Measure and mark the right position. Have the shortest adult in the household stand by the door, and mark it at their eye level. A tall person can bend down to see through the peephole, but it should be easy for a shorter person to look through without having to strain to reach it. At the level of your mark, measure across the door to find its mid point. Put some gaffer tape over this spot so that you can drill without the door splintering too much. Do the same (measure, mark and tape) on the outside of the door.

Step 3: Drill through the door with light pressure, but don't force it. If the door is hollow inside you will feel the drill break through the first layer. Keep going until you have drilled through the second layer of wood on the outside of the door. Once finished, gently peel off the tape. Step 4: Insert the peephole. Adjustable size peepholes will unscrew into two parts. Take the part with the lens and put it into the hole on the outside of the door. Put the other part through the inside of the door. The inside half of the peephole should have a slot across it that you can use to help screw both parts together. I used a metal plaster spatula, which has a thin blade, to tighten them together, but anything that fits across the slot will do. Once the peephole has been well tightened, take a look through it and admire your new view.

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THE BIO: Mohammed Ashiq Ali

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Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

“Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

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What the law says

Micro-retirement is not a recognised concept or employment status under Federal Decree Law No. 33 of 2021 on the Regulation of Labour Relations (as amended) (UAE Labour Law). As such, it reflects a voluntary work-life balance practice, rather than a recognised legal employment category, according to Dilini Loku, senior associate for law firm Gateley Middle East.

“Some companies may offer formal sabbatical policies or career break programmes; however, beyond such arrangements, there is no automatic right or statutory entitlement to extended breaks,” she explains.

“Any leave taken beyond statutory entitlements, such as annual leave, is typically regarded as unpaid leave in accordance with Article 33 of the UAE Labour Law. While employees may legally take unpaid leave, such requests are subject to the employer’s discretion and require approval.”

If an employee resigns to pursue micro-retirement, the employment contract is terminated, and the employer is under no legal obligation to rehire the employee in the future unless specific contractual agreements are in place (such as return-to-work arrangements), which are generally uncommon, Ms Loku adds.