The image of the Matterhorn mountain peak will soon be taken off the packaging of Toblerone chocolate bars because the brand’s US owner is moving some production outside Switzerland.
Swiss newspaper Aargauer Zeitung reported that Mondelez International Inc, which produces the triangular treat, is changing the design of the mountain depicted on the cardboard wrapper so as not to violate the Swissness Act.
Mondelez disclosed last year that it planned to move some Toblerone production to the Slovakian capital of Bratislava. The company is changing the packaging design to depict a more generic mountain rather than the famous Matterhorn.
“The packaging redesign introduces a modernised and streamlined mountain logo that aligns with the geometric and triangular aesthetic,” a Mondelez spokesperson told Aargauer Zeitung. Toblerone packaging will now read “established in Switzerland,” rather than “of Switzerland”.
Under Switzerland’s Swissness Act, passed in 2017, national symbols and Swiss crosses are not permitted on the packaging of products that don’t meet Swissness criteria.
The act stipulates that foodstuffs using Swiss national symbols or claiming to be “Swiss-made” must have at least 80 per cent of the product’s raw materials come from Switzerland and 100 per cent for milk and dairy products. Essential work to produce a Swiss-made product must also take place in Switzerland. Exceptions are made for raw materials not found in Switzerland, such as cocoa.
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All couples are unique and have to create a financial blueprint that is most suitable for their relationship, says Vijay Valecha, chief investment officer at Century Financial. He offers his top five tips for couples to better manage their finances.
Discuss your assets and debts: When married, it’s important to understand each other’s personal financial situation. It’s necessary to know upfront what each party brings to the table, as debts and assets affect spending habits and joint loan qualifications. Discussing all aspects of their finances as a couple prevents anyone from being blindsided later.
Decide on the financial/saving goals: Spouses should independently list their top goals and share their lists with one another to shape a joint plan. Writing down clear goals will help them determine how much to save each month, how much to put aside for short-term goals, and how they will reach their long-term financial goals.
Set a budget: A budget can keep the couple be mindful of their income and expenses. With a monthly budget, couples will know exactly how much they can spend in a category each month, how much they have to work with and what spending areas need to be evaluated.
Decide who manages what: When it comes to handling finances, it’s a good idea to decide who manages what. For example, one person might take on the day-to-day bills, while the other tackles long-term investments and retirement plans.
Money date nights: Talking about money should be a healthy, ongoing conversation and couples should not wait for something to go wrong. They should set time aside every month to talk about future financial decisions and see the progress they’ve made together towards accomplishing their goals.
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What can victims do?
Always use only regulated platforms
Stop all transactions and communication on suspicion
Save all evidence (screenshots, chat logs, transaction IDs)
Report to local authorities
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