UAE’s Wealth Sentiment rises with price of oil



A key indicator of how the rich are feeling about their wealth in the UAE and the wider Middle East and North Africa rose this month as rising oil prices stoked optimism about the health of the economy.

The Wealth Sentiment Index, sponsored by the Abu Dhabi lender FGB, rose by 0.4 per cent to 1,024.61 this month from 1,020.52 last month. The measure, which tracks attitudes of the wealthy towards their wealth, began in January with the March results being the third reading.

The gauge is produced in conjunction with research agency Ipsos and insurance provider Generali.

“The March index score reflects a positive outlook on the economy and confidence which stems from stable crude oil prices, an increase in the non-oil Purchasing Managers’ Index, the inflow of tourists to the country and an overall increase across global stock markets, on the back of positive economic news, primarily from the US,” said Odisseas Trikaliotis, the senior research director at Ipsos. The UAE Purchasing Managers’ Index, a measure of non-oil activity in the UAE, rose to a 17-month high last month.

That growth in activity came as new orders rose and prices increased for the first time in more than a year, according to the survey of economic sentiment in the country.

The survey, sponsored by Emirates NBD and produced by IHS Markit, hit a high of 56 last month, up from 55.3 in January. A reading above 50 indicates the economy is expanding; below that figure it is contracting.

Despite the growing optimism, many other economists remain cautious about a full economic recovery in the short term as oil prices remain far below 2014 levels even though they have more than doubled to about US$50 per barrel.

Standard Chartered reduced its GDP growth forecast for the UAE to 2.1 per cent this year from 3 per cent but it expects the economy to grow by 3.5 per cent next year ahead of Expo 2020 in Dubai.

mkassem@thenational.ae

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Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”