Al Hilal Bank Used Vehicle Finance
Benefits: This Sharia-compliant financing requires a minimum salary of Dh5,000 per month for eligibility but you can combine the income of a spouse to qualify. The repayment period is up to 60 months and a flat fee of Dh250 applies. You will get a free for life pre-approved credit card as well. There are no early settlement fees on this loan. The maximum amount you can borrow is Dh1 million. The advertised flat interest rate is 2.49 per cent per annum.
Watch out for: You are required to put 20 per cent down.
Reem Finance New Auto Finance
Benefits: This Islamic product requires a 20 per cent down payment and includes a 1 per cent upfront fee to a maximum of Dh2,500. A minimum salary of Dh10,000 is also required and repayment can be up to a period of 60 months. The maximum amount that can be borrowed is Dh500,000. The bank promises a quick approval time of up to 48 hours. The flat interest rate is 3.99 per cent per annum.
Watch out: for There is an early settlement fee of 1 per cent of the outstanding balance.
Standard Chartered New Auto Loan
Benefits: You can borrow up to Dh750,000 and there is a threshold of a monthly salary of Dh5,000 to qualify for this loan. The advertised flat rate of interest is 2.99 per cent per annum. An arrangement fee of 1 per cent applies with a minimum of Dh500 and maximum of Dh2,500, depending on the loan size. There is an early settlement fee of 1 per cent and a minimum down payment of 20 per cent.
Watch out for: This is a conventional product.
Sinopharm vaccine explained
The Sinopharm vaccine was created using techniques that have been around for decades.
“This is an inactivated vaccine. Simply what it means is that the virus is taken, cultured and inactivated," said Dr Nawal Al Kaabi, chair of the UAE's National Covid-19 Clinical Management Committee.
"What is left is a skeleton of the virus so it looks like a virus, but it is not live."
This is then injected into the body.
"The body will recognise it and form antibodies but because it is inactive, we will need more than one dose. The body will not develop immunity with one dose," she said.
"You have to be exposed more than one time to what we call the antigen."
The vaccine should offer protection for at least months, but no one knows how long beyond that.
Dr Al Kaabi said early vaccine volunteers in China were given shots last spring and still have antibodies today.
“Since it is inactivated, it will not last forever," she said.
UAE currency: the story behind the money in your pockets
Killing of Qassem Suleimani
Poacher
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The candidates
Dr Ayham Ammora, scientist and business executive
Ali Azeem, business leader
Tony Booth, professor of education
Lord Browne, former BP chief executive
Dr Mohamed El-Erian, economist
Professor Wyn Evans, astrophysicist
Dr Mark Mann, scientist
Gina MIller, anti-Brexit campaigner
Lord Smith, former Cabinet minister
Sandi Toksvig, broadcaster
Indoor cricket World Cup:
Insportz, Dubai, September 16-23
UAE fixtures:
Men
Saturday, September 16 – 1.45pm, v New Zealand
Sunday, September 17 – 10.30am, v Australia; 3.45pm, v South Africa
Monday, September 18 – 2pm, v England; 7.15pm, v India
Tuesday, September 19 – 12.15pm, v Singapore; 5.30pm, v Sri Lanka
Thursday, September 21 – 2pm v Malaysia
Friday, September 22 – 3.30pm, semi-final
Saturday, September 23 – 3pm, grand final
Women
Saturday, September 16 – 5.15pm, v Australia
Sunday, September 17 – 2pm, v South Africa; 7.15pm, v New Zealand
Monday, September 18 – 5.30pm, v England
Tuesday, September 19 – 10.30am, v New Zealand; 3.45pm, v South Africa
Thursday, September 21 – 12.15pm, v Australia
Friday, September 22 – 1.30pm, semi-final
Saturday, September 23 – 1pm, grand final
