Dr Oudi Obouchacra says everybody needs a cushion of savings to protect them during hard times. Rich-Joseph Facun / The National (w)
Dr Oudi Obouchacra says everybody needs a cushion of savings to protect them during hard times. Rich-Joseph Facun / The National (w)

Money & Me: Clinic director values people over money



Dr Oudi Obouchacra is the clinical director at the Chiropractic Specialty Clinic in Abu Dhabi. Born in Beirut he moved to Canada with his family in 1970. A published author and motivational speaker, Dr Obouchacra last month launched the website www.seizeyourbestlife.com.

You are a clinic director, but not the owner. How do you feel about that?

This is the perfect set-up for me. I get to focus on patient care and we employ highly skilled professionals to do the number-crunching part. Thankfully, we have a great team and everyone gets to do what they love most and what they are best at. I had my own clinic in Canada for four years and although it was successful, I found managing the finances and being clinic director was difficult at times. It wasn't always easy to switch hats.

Is there a link between health and wealth?

I believe the word wealthy originates from the Old English word "well-being", so the two ideas were interrelated. In years gone by, the wealthy could afford better food, better water and a better lifestyle. If you are healthy you are, by definition, wealthy with potential to reach your goals in life.

Who taught you the most about money?

My parents. They taught me to value people before money. Suze Orman, the American financial guru, preaches the same message. When I was studying at Parker College of Chiropractic in Dallas [Texas], I heard about John Demartini. He impressed me greatly because, instead of talking about techniques to make money, he said if you focus on serving others the money will take care of itself. It sounds simple, but it is really true.

What was your first job?

My first job was cutting grass. I loved being outside. I also did some babysitting and tutoring. Later on, I worked at a gas station and also at the Canadian National Exhibition in sideshow alley.

Are you a spender or a saver?

I save a percentage of my earnings. We all need a cushion to protect us when hard times hit. That cushion makes me feel safe and it allows me to be creative and live without fear. But to make money, you have to spend money and money needs to circulate.

What do you enjoy spending money on?

I spend most of my money on books about personal development, personal empowerment and on professional development seminars. I also spend money writing books and I pay others to edit, design and print my work. In 2003, I was driving at high speed and narrowly avoided hitting a large moose on the freeway. It was a near-death experience and it made me realise how important it is for me to spread the chiropractic message before I die. Soon afterwards, I wrote the Little Naite adventure series for children. The books are all about why the spine is the most valuable currency of the body and how to care for it.

Is money important to you?

I think money is important to everyone. Money is affected by the way you think. There is a lot of literature on this. When you are inspired and grateful and can't wait to wake up in the morning to deliver your product or ideas, people will show their appreciation with the currency of appreciation, which, in our day and age, is money. I don't see money as the root of all evil. I respect money because we need it to feed and educate our kids. It has been my observation that people who struggle with money the most are the people who value it the least.

Do you believe in planning for the future?

Absolutely. There is a saying: if you fail to plan, then you are effectively planning to fail. If you plan your day you will seize the day.

What is your idea of financial freedom?

Financial freedom is an illusion because we are already free. For example, when you are single, you think you have the freedom to travel and socialise. When you have a child, this freedom is replaced by a new form of freedom - the freedom to say no to travel and social obligations.

Have you made financial mistakes?

I don't think you can make a mistake because anything you learn is simply the cost of education. If I lose money, I immediately search for the lesson.

What are your goals for the next five years?

I want to be able to reach more people with my message, which is designed to help people seize their best life. My message is called Aced and this stands for attitude, chiropractic, exercise/rest, balance and diet.

Race card

6.30pm: Emirates Holidays Maiden (TB), Dh82,500 (Dirt), 1,900m
7.05pm: Arabian Adventures Maiden (TB), Dh82,500 (D), 1,200m
7.40pm: Emirates Skywards Handicap (TB), Dh82,500 (D), 1,200m
8.15pm: Emirates Airline Conditions (TB), Dh120,000 (D), 1,400m
8.50pm: Emirates Sky Cargo (TB), Dh92,500 (D)1,400m
9.15pm: Emirates.com (TB), Dh95,000 (D), 2,000m

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Company%20Profile
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Champion%20v%20Champion%20(PFL%20v%20Bellator)
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A MINECRAFT MOVIE

Director: Jared Hess

Starring: Jack Black, Jennifer Coolidge, Jason Momoa

Rating: 3/5

ANATOMY%20OF%20A%20FALL
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In numbers: PKK’s money network in Europe

Germany: PKK collectors typically bring in $18 million in cash a year – amount has trebled since 2010

Revolutionary tax: Investigators say about $2 million a year raised from ‘tax collection’ around Marseille

Extortion: Gunman convicted in 2023 of demanding $10,000 from Kurdish businessman in Stockholm

Drug trade: PKK income claimed by Turkish anti-drugs force in 2024 to be as high as $500 million a year

Denmark: PKK one of two terrorist groups along with Iranian separatists ASMLA to raise “two-digit million amounts”

Contributions: Hundreds of euros expected from typical Kurdish families and thousands from business owners

TV channel: Kurdish Roj TV accounts frozen and went bankrupt after Denmark fined it more than $1 million over PKK links in 2013 

Everton%20Fixtures
%3Cp%3EApril%2015%20-%20Chelsea%20(A)%3Cbr%3EApril%2021%20-%20N.%20Forest%20(H)%3Cbr%3EApril%2024%20-%20Liverpool%20(H)%3Cbr%3EApril%2027%20-%20Brentford%20(H)%3Cbr%3EMay%203%20-%20Luton%20Town%20(A)%3Cbr%3EMay%2011%20-%20Sheff%20Utd%20(H)%3Cbr%3EMay%2019%20-%20Arsenal%20(A)%3C%2Fp%3E%0A
At a glance

Global events: Much of the UK’s economic woes were blamed on “increased global uncertainty”, which can be interpreted as the economic impact of the Ukraine war and the uncertainty over Donald Trump’s tariffs.

 

Growth forecasts: Cut for 2025 from 2 per cent to 1 per cent. The OBR watchdog also estimated inflation will average 3.2 per cent this year

 

Welfare: Universal credit health element cut by 50 per cent and frozen for new claimants, building on cuts to the disability and incapacity bill set out earlier this month

 

Spending cuts: Overall day-to day-spending across government cut by £6.1bn in 2029-30 

 

Tax evasion: Steps to crack down on tax evasion to raise “£6.5bn per year” for the public purse

 

Defence: New high-tech weaponry, upgrading HM Naval Base in Portsmouth

 

Housing: Housebuilding to reach its highest in 40 years, with planning reforms helping generate an extra £3.4bn for public finances

The%20specs
%3Cp%3E%3Cstrong%3EEngine%3A%20%3C%2Fstrong%3ESingle%20front-axle%20electric%20motor%3Cbr%3E%3Cstrong%3EPower%3A%20%3C%2Fstrong%3E218hp%3Cbr%3E%3Cstrong%3ETorque%3A%20%3C%2Fstrong%3E330Nm%3Cbr%3E%3Cstrong%3ETransmission%3A%20%3C%2Fstrong%3ESingle-speed%20automatic%3Cbr%3E%3Cstrong%3EMax%20touring%20range%3A%20%3C%2Fstrong%3E402km%20(claimed)%3Cbr%3E%3Cstrong%3EPrice%3A%20%3C%2Fstrong%3EFrom%20Dh215%2C000%20(estimate)%3Cbr%3E%3Cstrong%3EOn%20sale%3A%20%3C%2Fstrong%3ESeptember%3C%2Fp%3E%0A
Surianah's top five jazz artists

Billie Holliday: for the burn and also the way she told stories.  

Thelonius Monk: for his earnestness.

Duke Ellington: for his edge and spirituality.

Louis Armstrong: his legacy is undeniable. He is considered as one of the most revolutionary and influential musicians.

Terence Blanchard: very political - a lot of jazz musicians are making protest music right now.

KLOPP%20AT%20LIVERPOOL
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The rules on fostering in the UAE

A foster couple or family must:

  • be Muslim, Emirati and be residing in the UAE
  • not be younger than 25 years old
  • not have been convicted of offences or crimes involving moral turpitude
  • be free of infectious diseases or psychological and mental disorders
  • have the ability to support its members and the foster child financially
  • undertake to treat and raise the child in a proper manner and take care of his or her health and well-being
  • A single, divorced or widowed Muslim Emirati female, residing in the UAE may apply to foster a child if she is at least 30 years old and able to support the child financially
Unresolved crisis

Russia and Ukraine have been locked in a bitter conflict since 2014, when Ukraine’s Kremlin-friendly president was ousted, Moscow annexed Crimea and then backed a separatist insurgency in the east.

Fighting between the Russia-backed rebels and Ukrainian forces has killed more than 14,000 people. In 2015, France and Germany helped broker a peace deal, known as the Minsk agreements, that ended large-scale hostilities but failed to bring a political settlement of the conflict.

The Kremlin has repeatedly accused Kiev of sabotaging the deal, and Ukrainian officials in recent weeks said that implementing it in full would hurt Ukraine.

Key facilities
  • Olympic-size swimming pool with a split bulkhead for multi-use configurations, including water polo and 50m/25m training lanes
  • Premier League-standard football pitch
  • 400m Olympic running track
  • NBA-spec basketball court with auditorium
  • 600-seat auditorium
  • Spaces for historical and cultural exploration
  • An elevated football field that doubles as a helipad
  • Specialist robotics and science laboratories
  • AR and VR-enabled learning centres
  • Disruption Lab and Research Centre for developing entrepreneurial skills
Tuesday's fixtures
Group A
Kyrgyzstan v Qatar, 5.45pm
Iran v Uzbekistan, 8pm
N Korea v UAE, 10.15pm
While you're here
Ms Yang's top tips for parents new to the UAE
  1. Join parent networks
  2. Look beyond school fees
  3. Keep an open mind
Specs

Engine: 51.5kW electric motor

Range: 400km

Power: 134bhp

Torque: 175Nm

Price: From Dh98,800

Available: Now

Abaya trends

The utilitarian robe held dear by Arab women is undergoing a change that reveals it as an elegant and graceful garment available in a range of colours and fabrics, while retaining its traditional appeal.

Abu Dhabi World Pro 2019 remaining schedule:

Wednesday April 24: Abu Dhabi World Professional Jiu-Jitsu Championship, 11am-6pm

Thursday April 25:  Abu Dhabi World Professional Jiu-Jitsu Championship, 11am-5pm

Friday April 26: Finals, 3-6pm

Saturday April 27: Awards ceremony, 4pm and 8pm

RACE CARD

6.30pm: Handicap (Turf) US$175,000 1,000m
7.05pm: Al Bastakiya Trial Conditions (Dirt) $100,000 1,900m
7.40pm: Al Rashidiya Group 2 (T) $250,000 1,800m
8.15pm: Handicap (D) $135,000 2,000m
8.50pm: Al Fahidi Fort Group 2 (T) $250,000 1,400m
9.25pm: Handicap (T) $135,000 2,410m.

RACE CARD

6.30pm: Al Maktoum Challenge Round-3 – Group 1 (PA) $65,000 (Dirt) 2,000m

7.05pm: Handicap (TB) $65,000 (Turf) 1,800m

7.40pm: Meydan Classic – Listed (TB) $88,000 (T) 1,600m

8.15pm: Nad Al Sheba Trophy – Group 3 (TB) $195,000 (T) 2,810m

8.50pm: Dubai Millennium Stakes – Group 3 (TB) $130,000 (T) 2,000m

9.25pm: Meydan Challenge – Listed Handicap (TB) $88,000 (T) 1,400m

UAE%20Warriors%2045%20Results
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Last 10 NBA champions

2017: Golden State bt Cleveland 4-1
2016: Cleveland bt Golden State 4-3
2015: Golden State bt Cleveland 4-2
2014: San Antonio bt Miami 4-1
2013: Miami bt San Antonio 4-3
2012: Miami bt Oklahoma City 4-1
2011: Dallas bt Miami 4-2
2010: Los Angeles Lakers bt Boston 4-3
2009: Los Angeles Lakers bt Orlando 4-1
2008: Boston bt Los Angeles Lakers 4-2