Patrick Doyle donates the majority of his earnings to children’s charities.
As chief executive of a goods and service company dedicated to serving embassies, consulates, NGOs and military bases, he believes he is very fortunate and tries to use his income to support the needy.
The 60-year-old Irish national, who has lived in the UAE for the past six years, also invests in property and other companies.
The Dubai resident lives with his wife, an entrepreneur, and their three children, Emily, eight, Eleanor, six, and Olivia, four.
“We've always lived in Arabian Ranches in Dubai but recently sold our house and bought another property in the community, which we are refurbishing. We are renting in Tilal Al Ghaf for a year, while we wait for our house to be ready,” he says.
Mr Doyle left school at 16 and did a diploma at the Chartered Institute of Export and International Trade in the UK.
What was your first job and salary?
My first job as a messenger earned me £40 ($54) a week. I would take documents from my company to other businesses in London or go to shipping lines to pick up packages. I did that for six months and then moved into the office as a junior staffer. That was at the age of 17, and by 21, I was shipping manager of one of the biggest companies in the world.
Tell us about your current role. What is your salary now?
My role is chief executive of a company called International Diplomatic Supplies. We supply duty-free goods, groceries and frozen foods to embassies in 85 countries. My average monthly income is Dh140,000 ($38,121).
I started the company in 1997 in the UK. I was then paying myself £27,000 a year, which is less than what I earn a month now. But my main earning now is the dividend from company profits. I’d prefer not to say how much that is.
Do you have considerable savings?
I wouldn't say I have considerable savings. I have available money and investments in a couple of companies. I've an investment in a UAE-based tea company called BRW Society and own a UK-based non-alcoholic gin company called Sea Arch. My wife also has access to the family money to use for her company, Drink Dry.
We've just invested in an off-plan property in Al Marjan Island, Ras Al Khaimah. So, rather than saving, I tend to put my money into things that might get a return.
What asset classes do you invest in?
I put a lot of money into children's charities. My wife and I always say: “God is watching.” We're very lucky, fortunate in the success we've had, and we try to help children. I'm vice chairman of The Sparkle Foundation, a UAE-based charity, and we, as a company, and my wife and I also support an organisation in Ethiopia called Shamida, which provides daily meals for children and staff at an orphanage and women’s refuge centre in Addis Ababa.
We put amounts of money into it that we've never spent on ourselves.
Have you purchased property here?
We bought a villa in Arabian Ranches for Dh15 million three years ago. With the property market going up, we were able to sell it for Dh25 million, pay off the mortgage and bought another five-bedroom villa for Dh12 million, free of mortgage. We're now putting in a swimming pool, new kitchen, new bathrooms and redesigning it to move there next March.
We also purchased a two-bedroom apartment (with study) in Ras Al Khaimah for Dh3.8 million. I know that Al Marjan Island is going to be an up-and-coming destination and a good investment. It has a very convenient payment plan.
Do you have any debt?
I haven't got any debt. We pay our credit cards in full every month, so we use it as a convenience rather than to run up debt.
Have you ever inherited a sum of money?
We didn't come from money. My father was a bus conductor. When he died, my mother gave me £1,000 that my father had left to give each of his children. She also gave me an emotional letter from him. I kept it in a drawer in an envelope with the letter. We had some decorators come into our UK house. We went away and when we got back, the envelope with the note and the money had been taken. Missing the note really hurt, not the money.
Growing up, were you taught how to handle your finances?
Not at all. There were no finances in my house for anybody to handle. My wife manages money decisions in the family. When I had money, I bought three racehorses. If my wife has money, we invest it wisely and buy properties.
What are your major monthly expenses?
I've got three racehorses in the UK that need to be trained, their medical bills, vet’s bills, that's a big expense. A significant amount of our money goes to the charities we support. Having three children, they always need something, and then the running of the house.
Have you started saving for retirement?
My company is successful, so I can either continue to work beyond 60 or 65 years and earn good dividends or no longer work and still earn dividends. Or I sell the business. Running the company has been the greatest career you could possibly imagine. I've enjoyed it. I've earned a huge amount of money. We also have a house in the UK, so we have assets.
I don't necessarily need to retire. I love my job. So, I could either work for another 10 years or retire tomorrow.
Do you have an emergency fund?
We probably keep about Dh500,000 for emergencies.
What do you spend your disposable income on?
Travel. My wife likes to go shopping and I like to buy her things. Plus, I've three racehorses and they are very expensive. I don't advise anyone to ever buy one.
Do you worry about money?
No, I don't. I worry about other people's lack of money and how I can help them.
What are your financial goals?
My goals are to secure my children’s future. I've a 23-year-old son from my previous marriage. My children would possibly end up being adults in the UK where the housing market is ever more difficult for people to get on to as prices get out of control and bear no relation to salaries.
What is your idea of financial freedom?
What I have now. I've cash, assets and a successful business. I'm very, very fortunate.
Do you want to be featured in My Salary, a weekly column that explores how people around the world manage their earnings? Write to pf@thenationalnews.com to share your story
Women’s World T20, Asia Qualifier
UAE results
Beat China by 16 runs
Lost to Thailand by 10 wickets
Beat Nepal by five runs
Beat Hong Kong by eight wickets
Beat Malaysia by 34 runs
Standings (P, W, l, NR, points)
1. Thailand 5 4 0 1 9
2. UAE 5 4 1 0 8
3. Nepal 5 2 1 2 6
4. Hong Kong 5 2 2 1 5
5. Malaysia 5 1 4 0 2
6. China 5 0 5 0 0
Final
Thailand v UAE, Monday, 7am
Greatest Royal Rumble results
John Cena pinned Triple H in a singles match
Cedric Alexander retained the WWE Cruiserweight title against Kalisto
Matt Hardy and Bray Wyatt win the Raw Tag Team titles against Cesaro and Sheamus
Jeff Hardy retained the United States title against Jinder Mahal
Bludgeon Brothers retain the SmackDown Tag Team titles against the Usos
Seth Rollins retains the Intercontinental title against The Miz, Finn Balor and Samoa Joe
AJ Styles remains WWE World Heavyweight champion after he and Shinsuke Nakamura are both counted out
The Undertaker beats Rusev in a casket match
Brock Lesnar retains the WWE Universal title against Roman Reigns in a steel cage match
Braun Strowman won the 50-man Royal Rumble by eliminating Big Cass last
RESULT
Al Hilal 4 Persepolis 0
Khribin (31', 54', 89'), Al Shahrani 40'
Red card: Otayf (Al Hilal, 49')
Ruwais timeline
1971 Abu Dhabi National Oil Company established
1980 Ruwais Housing Complex built, located 10 kilometres away from industrial plants
1982 120,000 bpd capacity Ruwais refinery complex officially inaugurated by the founder of the UAE Sheikh Zayed
1984 Second phase of Ruwais Housing Complex built. Today the 7,000-unit complex houses some 24,000 people.
1985 The refinery is expanded with the commissioning of a 27,000 b/d hydro cracker complex
2009 Plans announced to build $1.2 billion fertilizer plant in Ruwais, producing urea
2010 Adnoc awards $10bn contracts for expansion of Ruwais refinery, to double capacity from 415,000 bpd
2014 Ruwais 261-outlet shopping mall opens
2014 Production starts at newly expanded Ruwais refinery, providing jet fuel and diesel and allowing the UAE to be self-sufficient for petrol supplies
2014 Etihad Rail begins transportation of sulphur from Shah and Habshan to Ruwais for export
2017 Aldar Academies to operate Adnoc’s schools including in Ruwais from September. Eight schools operate in total within the housing complex.
2018 Adnoc announces plans to invest $3.1 billion on upgrading its Ruwais refinery
2018 NMC Healthcare selected to manage operations of Ruwais Hospital
2018 Adnoc announces new downstream strategy at event in Abu Dhabi on May 13
Source: The National
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Living in...
This article is part of a guide on where to live in the UAE. Our reporters will profile some of the country’s most desirable districts, provide an estimate of rental prices and introduce you to some of the residents who call each area home.
The specs
Engine: Four electric motors, one at each wheel
Power: 579hp
Torque: 859Nm
Transmission: Single-speed automatic
Price: From Dh825,900
On sale: Now
Simran
Director Hansal Mehta
Stars: Kangana Ranaut, Soham Shah, Esha Tiwari Pandey
Three stars
Gifts exchanged
- King Charles - replica of President Eisenhower Sword
- Queen Camilla - Tiffany & Co vintage 18-carat gold, diamond and ruby flower brooch
- Donald Trump - hand-bound leather book with Declaration of Independence
- Melania Trump - personalised Anya Hindmarch handbag
Teams in the EHL
White Bears, Al Ain Theebs, Dubai Mighty Camels, Abu Dhabi Storms, Abu Dhabi Scorpions and Vipers
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Jetour T1 specs
Engine: 2-litre turbocharged
Power: 254hp
Torque: 390Nm
Price: From Dh126,000
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Key findings of Jenkins report
- Founder of the Muslim Brotherhood, Hassan al Banna, "accepted the political utility of violence"
- Views of key Muslim Brotherhood ideologue, Sayyid Qutb, have “consistently been understood” as permitting “the use of extreme violence in the pursuit of the perfect Islamic society” and “never been institutionally disowned” by the movement.
- Muslim Brotherhood at all levels has repeatedly defended Hamas attacks against Israel, including the use of suicide bombers and the killing of civilians.
- Laying out the report in the House of Commons, David Cameron told MPs: "The main findings of the review support the conclusion that membership of, association with, or influence by the Muslim Brotherhood should be considered as a possible indicator of extremism."
Who has lived at The Bishops Avenue?
- George Sainsbury of the supermarket dynasty, sugar magnate William Park Lyle and actress Dame Gracie Fields were residents in the 1930s when the street was only known as ‘Millionaires’ Row’.
- Then came the international super rich, including the last king of Greece, Constantine II, the Sultan of Brunei and Indian steel magnate Lakshmi Mittal who was at one point ranked the third richest person in the world.
- Turkish tycoon Halis Torprak sold his mansion for £50m in 2008 after spending just two days there. The House of Saud sold 10 properties on the road in 2013 for almost £80m.
- Other residents have included Iraqi businessman Nemir Kirdar, singer Ariana Grande, holiday camp impresario Sir Billy Butlin, businessman Asil Nadir, Paul McCartney’s former wife Heather Mills.
Hunting park to luxury living
- Land was originally the Bishop of London's hunting park, hence the name
- The road was laid out in the mid 19th Century, meandering through woodland and farmland
- Its earliest houses at the turn of the 20th Century were substantial detached properties with extensive grounds
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MIDWAY
Produced: Lionsgate Films, Shanghai Ryui Entertainment, Street Light Entertainment
Directed: Roland Emmerich
Cast: Ed Skrein, Woody Harrelson, Dennis Quaid, Aaron Eckhart, Luke Evans, Nick Jonas, Mandy Moore, Darren Criss
Rating: 3.5/5 stars
Company profile
Name: Steppi
Founders: Joe Franklin and Milos Savic
Launched: February 2020
Size: 10,000 users by the end of July and a goal of 200,000 users by the end of the year
Employees: Five
Based: Jumeirah Lakes Towers, Dubai
Financing stage: Two seed rounds – the first sourced from angel investors and the founders' personal savings
Second round raised Dh720,000 from silent investors in June this year
THE TWIN BIO
Their favourite city: Dubai
Their favourite food: Khaleeji
Their favourite past-time : walking on the beach
Their favorite quote: ‘we rise by lifting others’ by Robert Ingersoll
Benefits of first-time home buyers' scheme
- Priority access to new homes from participating developers
- Discounts on sales price of off-plan units
- Flexible payment plans from developers
- Mortgages with better interest rates, faster approval times and reduced fees
- DLD registration fee can be paid through banks or credit cards at zero interest rates
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