Ramadan and Eid Al Fitr are usually associated with higher household expenses as families in the UAE host iftars and suhoors for family and friends, buy gifts and clothes, and splash out on entertainment, staycations and travel.
However, affordability and ways to save on costs are more important than ever during the global cost-of-living crisis.
Sharib Suhail, a media officer for a business set-up company in Dubai, co-ordinates with friends and family to take advantage of group discounts on activities and events during Eid celebrations.
“The best way is to go on Groupon and Coupon.ae to see what offers are currently active and use them to reap maximum benefits,” he says.
“I also organise potluck iftar gatherings with family and friends, where each person brings a dish to share, reducing individual costs and encouraging variety. Also, shop during sales or off-season for Eid clothing and accessories at lower prices.”
This year, costs are expected to be higher for Ramadan and Eid compared with 2022, according to a February study by Toluna, a market research and consumer insights provider.
Consumer shopping in the Emirates during the holy month is also expected to increase by 33 per cent this year compared with last year, the study found.
The increase can be seen across all categories, including entertainment (up 25 per cent from last year), groceries (up 23 per cent), socialising (up 24 per cent), travelling abroad (up 21 per cent), staycations (up 28 per cent), food deliveries (up 28 per cent), and cosmetics (up 28 per cent), the findings showed.
About 91 per cent of respondents to the poll plan to give Eid presents this year.
While 39 per cent say they will increase their spending on Eid gifts, 48 per cent aim to make the occasion more special to compensate for the pandemic years and to treat themselves and their loved ones, the study showed.
Sweets, toys, cash and perfumes ranked high on the list of most popular Eid gifts for family members, according to Toluna.
When asked which factors influenced their decision to buy during Ramadan, 53 per cent of those polled chose deals and promotions, while 56 per cent were swayed by price, the survey found.
Mr Suhail plans to redeem credit card reward points and use other loyalty programme benefits to take advantage of discounts on shopping, dining and entertainment.
“As part of the Eid celebrations, I plan to treat my family to a movie and avail one of the ‘one plus one’ movie ticket scheme offered by Emirates NBD U By Emaar credit card, thereby saving 50 per cent of my money,” he says.
“Throughout the year, I make a conscious decision to build my Emaar credit card points to treat myself and my family to various restaurants and activities. That’s an excellent way to make Eid more memorable, while not burning a hole in your pocket even when prices soar during the festive season.”
Mr Suhail also uses his credit card to access airport lounges while travelling and redeems his Emirates airline miles to buy flight tickets or get discounts.
With Eid holidays mostly pre-determined, he books his flights well in advance or during off-peak times to save on travel costs.
“I always go to websites like Tripoto or MakeMyTrip to book my holidays and use their discount coupons to reduce the pricing of tickets and accommodation,” he says.
Similarly, Kabir Malkani, a marketing consultant in Dubai, recommends booking staycations and flight tickets during the first 15 days of Ramadan because everything is more expensive in the second half of the holy month.
But if you are making a last-minute booking, try to travel a day or two in advance of Eid or the weekend prior to take advantage of cheaper flight tickets, he says, adding that everything becomes “exorbitantly priced” during Eid.
He also suggests that shoppers take advantage of the Ramadan sales offered by supermarkets and retail brands across the UAE. He cites further price reductions and clearance sales, especially in the last few days of Ramadan.
“There are discounts on food items, vegetables and frozen foods for iftar gatherings,” Mr Malkani says.
“Go on coupon sites like Groupon and Cobone to see iftar deals. Even dhow cruises are offering discounts, with iftar meals being priced from just Dh29,” he says.
“Do a thorough online search for discounts and deals across the UAE.”
Rasheda Khatun Khan, a wealth and wellness expert and founder of Design Your Life, recommends putting aside money every month throughout the year to use during Eid.
When you come across a good deal, bag it and save it for the next Eid, while planning ahead is key to saving money before the celebrations, she adds.
“Get your groceries ahead of time. Whether the Eid lunch or dinner is at your house or somebody else’s, get what you need,” Ms Khan says.
Carrefour launches low-cost Ramadan range — in pictures
“There are so many Ramadan offers on now in stores throughout the UAE. Take advantage of them. If you’re going out for dinner, find the place now and book. A set menu or fixed price usually works out better. Alternatively, do a barbecue. The weather is perfect.”
With many families sharing gifts or exchanging money, especially among children, it’s better to arrange this now.
Finding a last-minute gift can often be expensive. Make a list of all the people you want to buy something for or give money to, Ms Khan says.
It’s also common practice to buy new clothes for the family to wear on Eid day. Purchase them now, especially if the item needs ordering or tailoring, she adds.
Ms Khan suggests people also take advantage of Ramadan offers and start budgeting now for Eid Al Adha, because it’s only two and a half months away.
In a bid to boost financial savings for its customers, UAE-based money management app Sav helps users save money while shopping by rounding up users’ purchase amounts and adding the spare change to their savings goal.
“For example, if you buy a gift for Dh196, Sav will round up the spare change of Dh4 and add it to your savings goal,” says Purvi Munot, co-founder and chief executive of Sav.
“In addition to this, you can earn Sav coins for every dirham you save on the platform and use these coins to get discounts from your favourite brands.”
Watch: The journey of Dubai's Ramadan cannon, which signals iftar
The app, which can be downloaded on the App Store and Google Play, offers rewards and perks for good financial behaviour, such as cashback on purchases and discounts on popular brands.
You should also check with your bank or credit card provider to see if they have any special Eid deals or cashback offers, Ms Munot says.
Banks and credit cards often have rewards when shopping with their partners, so use that to your benefit and pay less, she says.
“Because Eid involves several purchases, it’s important to do your research and compare prices online to find better deals. Make sure to check different e-commerce platforms and take advantage of their best offers and discounts available.”
She advises shoppers to use the 1 per cent spending rule to avoid overspending during Eid.
According to this rule, if you plan to buy something that costs more than 1 per cent of your annual income, you should delay the purchase by a day, she says.
This principle also applies when you’re buying things that you don’t necessarily need.
This trick will ensure that you keep your impulsive purchases in check.
War 2
Director: Ayan Mukerji
Stars: Hrithik Roshan, NTR, Kiara Advani, Ashutosh Rana
Rating: 2/5
Poacher
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Why does a queen bee feast only on royal jelly?
Some facts about bees:
The queen bee eats only royal jelly, an extraordinary food created by worker bees so she lives much longer
The life cycle of a worker bee is from 40-60 days
A queen bee lives for 3-5 years
This allows her to lay millions of eggs and allows the continuity of the bee colony
About 20,000 honey bees and one queen populate each hive
Honey is packed with vital vitamins, minerals, enzymes, water and anti-oxidants.
Apart from honey, five other products are royal jelly, the special food bees feed their queen
Pollen is their protein source, a super food that is nutritious, rich in amino acids
Beewax is used to construct the combs. Due to its anti-fungal, anti-bacterial elements, it is used in skin treatments
Propolis, a resin-like material produced by bees is used to make hives. It has natural antibiotic qualities so works to sterilize hive, protects from disease, keeps their home free from germs. Also used to treat sores, infection, warts
Bee venom is used by bees to protect themselves. Has anti-inflammatory properties, sometimes used to relieve conditions such as rheumatoid arthritis, nerve and muscle pain
Honey, royal jelly, pollen have health enhancing qualities
The other three products are used for therapeutic purposes
Is beekeeping dangerous?
As long as you deal with bees gently, you will be safe, says Mohammed Al Najeh, who has worked with bees since he was a boy.
“The biggest mistake people make is they panic when they see a bee. They are small but smart creatures. If you move your hand quickly to hit the bees, this is an aggressive action and bees will defend themselves. They can sense the adrenalin in our body. But if we are calm, they are move away.”
Benefits of first-time home buyers' scheme
- Priority access to new homes from participating developers
- Discounts on sales price of off-plan units
- Flexible payment plans from developers
- Mortgages with better interest rates, faster approval times and reduced fees
- DLD registration fee can be paid through banks or credit cards at zero interest rates
Company%20profile%20
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How%20champions%20are%20made
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COMPANY PROFILE
Name: HyperSpace
Started: 2020
Founders: Alexander Heller, Rama Allen and Desi Gonzalez
Based: Dubai, UAE
Sector: Entertainment
Number of staff: 210
Investment raised: $75 million from investors including Galaxy Interactive, Riyadh Season, Sega Ventures and Apis Venture Partners
Pharaoh's curse
British aristocrat Lord Carnarvon, who funded the expedition to find the Tutankhamun tomb, died in a Cairo hotel four months after the crypt was opened.
He had been in poor health for many years after a car crash, and a mosquito bite made worse by a shaving cut led to blood poisoning and pneumonia.
Reports at the time said Lord Carnarvon suffered from “pain as the inflammation affected the nasal passages and eyes”.
Decades later, scientists contended he had died of aspergillosis after inhaling spores of the fungus aspergillus in the tomb, which can lie dormant for months. The fact several others who entered were also found dead withiin a short time led to the myth of the curse.
Jetour T1 specs
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Fixtures (all in UAE time)
Friday
Everton v Burnley 11pm
Saturday
Bournemouth v Tottenham Hotspur 3.30pm
West Ham United v Southampton 6pm
Wolves v Fulham 6pm
Cardiff City v Crystal Palace 8.30pm
Newcastle United v Liverpool 10.45pm
Sunday
Chelsea v Watford 5pm
Huddersfield v Manchester United 5pm
Arsenal v Brighton 7.30pm
Monday
Manchester City v Leicester City 11pm
Company%C2%A0profile
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Key facilities
- Olympic-size swimming pool with a split bulkhead for multi-use configurations, including water polo and 50m/25m training lanes
- Premier League-standard football pitch
- 400m Olympic running track
- NBA-spec basketball court with auditorium
- 600-seat auditorium
- Spaces for historical and cultural exploration
- An elevated football field that doubles as a helipad
- Specialist robotics and science laboratories
- AR and VR-enabled learning centres
- Disruption Lab and Research Centre for developing entrepreneurial skills
AIDA%20RETURNS
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Our family matters legal consultant
Name: Hassan Mohsen Elhais
Position: legal consultant with Al Rowaad Advocates and Legal Consultants.
The view from The National
Results
4pm: Al Bastakiya – Listed (TB) $150,000 (Dirt) 1,900m; Winner: Panadol, Mickael Barzalona (jockey), Salem bin Ghadayer (trainer)
4.35pm: Dubai City Of Gold – Group 2 (TB) $228,000 (Turf) 2,410m; Winner: Walton Street, William Buick, Charlie Appleby
5.10pm: Mahab Al Shimaal – Group 3 (TB) $228,000 (D) 1,200m; Winner: Canvassed, Pat Dobbs, Doug Watson
5.45pm: Burj Nahaar – Group 3 (TB) $228,000 (D) 1,600m; Winner: Midnight Sands, Pat Dobbs, Doug Watson
6.20pm: Jebel Hatta – Group 1 (TB) $260,000 (T) 1,800m; Winner: Lord Glitters, Daniel Tudhope, David O’Meara
6.55pm: Al Maktoum Challenge Round-1 – Group 1 (TB) $390,000 (D) 2,000m; Winner: Salute The Soldier, Adrie de Vries, Fawzi Nass
7.30pm: Nad Al Sheba – Group 3 (TB) $228,000 (T) 1,200m; Winner: Final Song, Frankie Dettori, Saeed bin Suroor
Specs
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Mohammed bin Zayed Majlis
Mohammed bin Zayed Majlis
Read more about the coronavirus
RESULTS
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EPL's youngest
- Ethan Nwaneri (Arsenal)
15 years, 181 days old
- Max Dowman (Arsenal)
15 years, 235 days old
- Jeremy Monga (Leicester)
15 years, 271 days old
- Harvey Elliott (Fulham)
16 years, 30 days old
- Matthew Briggs (Fulham)
16 years, 68 days old
Company%20profile
%3Cp%3E%3Cstrong%3ECompany%20name%3A%3C%2Fstrong%3E%20Letswork%3Cbr%3E%3Cstrong%3EStarted%3A%3C%2Fstrong%3E%202018%3Cbr%3E%3Cstrong%3EBased%3A%3C%2Fstrong%3E%20Dubai%3Cbr%3E%3Cstrong%3EFounders%3A%20%3C%2Fstrong%3EOmar%20Almheiri%2C%20Hamza%20Khan%3Cbr%3E%3Cstrong%3ESector%3A%3C%2Fstrong%3E%20co-working%20spaces%3Cbr%3E%3Cstrong%3EInvestment%20stage%3A%3C%2Fstrong%3E%20%242.1%20million%20in%20a%20seed%20round%20with%20investors%20including%20500%20Global%2C%20The%20Space%2C%20DTEC%20Ventures%20and%20other%20angel%20investors%3Cbr%3E%3Cstrong%3ENumber%20of%20employees%3A%3C%2Fstrong%3E%20about%2020%3C%2Fp%3E%0A
Killing of Qassem Suleimani
What the law says
Micro-retirement is not a recognised concept or employment status under Federal Decree Law No. 33 of 2021 on the Regulation of Labour Relations (as amended) (UAE Labour Law). As such, it reflects a voluntary work-life balance practice, rather than a recognised legal employment category, according to Dilini Loku, senior associate for law firm Gateley Middle East.
“Some companies may offer formal sabbatical policies or career break programmes; however, beyond such arrangements, there is no automatic right or statutory entitlement to extended breaks,” she explains.
“Any leave taken beyond statutory entitlements, such as annual leave, is typically regarded as unpaid leave in accordance with Article 33 of the UAE Labour Law. While employees may legally take unpaid leave, such requests are subject to the employer’s discretion and require approval.”
If an employee resigns to pursue micro-retirement, the employment contract is terminated, and the employer is under no legal obligation to rehire the employee in the future unless specific contractual agreements are in place (such as return-to-work arrangements), which are generally uncommon, Ms Loku adds.
How to watch Ireland v Pakistan in UAE
When: The one-off Test starts on Friday, May 11
What time: Each day’s play is scheduled to start at 2pm UAE time.
TV: The match will be broadcast on OSN Sports Cricket HD. Subscribers to the channel can also stream the action live on OSN Play.
Killing of Qassem Suleimani
COMPANY PROFILE
Name: Xpanceo
Started: 2018
Founders: Roman Axelrod, Valentyn Volkov
Based: Dubai, UAE
Industry: Smart contact lenses, augmented/virtual reality
Funding: $40 million
Investor: Opportunity Venture (Asia)
