How we feel about money and wealth can influence how much we earn and save. Getty
How we feel about money and wealth can influence how much we earn and save. Getty
How we feel about money and wealth can influence how much we earn and save. Getty
How we feel about money and wealth can influence how much we earn and save. Getty

How a positive money mindset can lead to a secure financial future


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So much of what we do and generate in our lives is unconscious. The Law of Attraction tells us how our thoughts play a significant part in creating our reality. How many times have you thought about a person, only to unexpectedly bump into them or they call you shortly after?

How we feel about money and wealth will very much influence how much money we earn, have, keep, grow, lose and even block.

I have met many people who have six-figure incomes yet do not have any savings and are in debt and without assets. On the other side of that spectrum, I meet people who earn what others might consider a small amount of money but have investments, no debt and are working towards financial freedom.

What is the differentiator? It is complex and there are many factors at play here, but one consistent element is our attitudes towards money and wealth.

People who are positive about money and comfortable with the idea of being wealthy, regardless of how much they earn, tend to do better financially.

They increase their wealth and money seems to be attracted to them. Some may consider it to be small amounts but it is compounding and increasing their wealth consistently.

How can I know what someone's mindset is? Language tells me everything.

For example, I often work with recently divorced women. Many were stay-at-home parents. Most were not involved in the family finances and never felt as if any of the family money was theirs as they were not the one who earned it.

They were not used to being financially independent or needing to manage their own money, make financial decisions and plan for their financial future.

Now, post-divorce they find themselves with their own money and an income each month if they have decided to rejoin the workforce. This can be a daunting and scary experience. One woman explained to me how it was exciting to see so much cash in her account but it also terrified her.

Another woman said she was “eager to get it out of her bank account and start investing”. Some might say she is wise and before the curve as she is eager to invest her money. While this is true, her motivation to invest is what concerned me. She used language that included, “I want it out of my account” and “I am scared to have this much money".

By talking in this way, she was essentially saying, “I don't want this money”. When I dug a little deeper, she confided that she did not trust herself with money. She felt guilty for having more than others and the sense of responsibility it triggered made her anxious and overwhelmed.

If you believe in the Law of Attraction, by thinking this way she is at high risk of losing that money. How could she unconsciously lose it?

It is quite easy. It can be through unconscious overspending, gifting excessively, buying risky investments that fail or upgrading her lifestyle beyond her ability to sustain it.

Some of the most common patterns I see in this type of situation are people receiving fines, large bills cropping up or family members suddenly needing money. Finding ways to get rid of money unconsciously is endless.

On the other hand, when people change their language and beliefs about wealth, they quickly start to see more money come to them.

The most effective adjustment they made in their financial lives was to change their mindset and language when talking about money
Carol Glynn

I have seen people receive unexpected salary increases, old debts suddenly being repaid to them and investments growing continuously. The most effective adjustment they made in their financial lives was to change their mindset and language when talking about money.

What language do you hear yourself using when it comes to money?

If it is negative, change it to positive language and keep note of what happens. Put positive energy behind your financial life, find affirmations that resonate with you but have them in your view as much as possible.

Catch your negative thoughts and language and flip it to something positive. This can seem daunting at first, so be patient with yourself.

I like the word “yet” as it easily helps to flip negative to positive when first working on this exercise.

For example, instead of saying, “I don’t have enough money” try “I don’t have enough money yet”. The next step is to develop it into “I am working towards …” and then it is time to watch and appreciate your financial status begin to grow.

Carol Glynn is the founder of Conscious Finance Coaching

BIGGEST CYBER SECURITY INCIDENTS IN RECENT TIMES

SolarWinds supply chain attack: Came to light in December 2020 but had taken root for several months, compromising major tech companies, governments and its entities

Microsoft Exchange server exploitation: March 2021; attackers used a vulnerability to steal emails

Kaseya attack: July 2021; ransomware hit perpetrated REvil, resulting in severe downtime for more than 1,000 companies

Log4j breach: December 2021; attackers exploited the Java-written code to inflitrate businesses and governments

Dhadak 2

Director: Shazia Iqbal

Starring: Siddhant Chaturvedi, Triptii Dimri 

Rating: 1/5

Conflict, drought, famine

Estimates of the number of deaths caused by the famine range from 400,000 to 1 million, according to a document prepared for the UK House of Lords in 2024.
It has been claimed that the policies of the Ethiopian government, which took control after deposing Emperor Haile Selassie in a military-led revolution in 1974, contributed to the scale of the famine.
Dr Miriam Bradley, senior lecturer in humanitarian studies at the University of Manchester, has argued that, by the early 1980s, “several government policies combined to cause, rather than prevent, a famine which lasted from 1983 to 1985. Mengistu’s government imposed Stalinist-model agricultural policies involving forced collectivisation and villagisation [relocation of communities into planned villages].
The West became aware of the catastrophe through a series of BBC News reports by journalist Michael Buerk in October 1984 describing a “biblical famine” and containing graphic images of thousands of people, including children, facing starvation.

Band Aid

Bob Geldof, singer with the Irish rock group The Boomtown Rats, formed Band Aid in response to the horrific images shown in the news broadcasts.
With Midge Ure of the band Ultravox, he wrote the hit charity single Do They Know it’s Christmas in December 1984, featuring a string of high-profile musicians.
Following the single’s success, the idea to stage a rock concert evolved.
Live Aid was a series of simultaneous concerts that took place at Wembley Stadium in London, John F Kennedy Stadium in Philadelphia, the US, and at various other venues across the world.
The combined event was broadcast to an estimated worldwide audience of 1.5 billion.

Key facilities
  • Olympic-size swimming pool with a split bulkhead for multi-use configurations, including water polo and 50m/25m training lanes
  • Premier League-standard football pitch
  • 400m Olympic running track
  • NBA-spec basketball court with auditorium
  • 600-seat auditorium
  • Spaces for historical and cultural exploration
  • An elevated football field that doubles as a helipad
  • Specialist robotics and science laboratories
  • AR and VR-enabled learning centres
  • Disruption Lab and Research Centre for developing entrepreneurial skills

Ant-Man and the Wasp

Director: Peyton Reed

Starring: Paul Rudd, Evangeline Lilly, Michael Douglas

Three stars

The five pillars of Islam

1. Fasting 

2. Prayer 

3. Hajj 

4. Shahada 

5. Zakat 

COMPANY%20PROFILE
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Director: Saeed Roustaee

Starring: Parinaz Izadyar, Payman Maadi

Rating: 4/5

UAE currency: the story behind the money in your pockets
THE SPECS

Engine: 1.5-litre, four-cylinder turbo

Transmission: seven-speed dual clutch automatic

Power: 169bhp

Torque: 250Nm

Price: Dh54,500

On sale: now

Specs

Engine: Duel electric motors
Power: 659hp
Torque: 1075Nm
On sale: Available for pre-order now
Price: On request

Key Points
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The low down

Producers: Uniglobe Entertainment & Vision Films

Director: Namrata Singh Gujral

Cast: Rajkummar Rao, Nargis Fakhri, Bo Derek, Candy Clark

Rating: 2/5

If you go

The flights
There are various ways of getting to the southern Serengeti in Tanzania from the UAE. The exact route and airstrip depends on your overall trip itinerary and which camp you’re staying at. 
Flydubai flies direct from Dubai to Kilimanjaro International Airport from Dh1,350 return, including taxes; this can be followed by a short flight from Kilimanjaro to the Serengeti with Coastal Aviation from about US$700 (Dh2,500) return, including taxes. Kenya Airways, Emirates and Etihad offer flights via Nairobi or Dar es Salaam.   

The specs

Engine: 3.5-litre twin-turbo V6

Power: 380hp at 5,800rpm

Torque: 530Nm at 1,300-4,500rpm

Transmission: Eight-speed auto

Price: From Dh299,000 ($81,415)

On sale: Now

Tailors and retailers miss out on back-to-school rush

Tailors and retailers across the city said it was an ominous start to what is usually a busy season for sales.
With many parents opting to continue home learning for their children, the usual rush to buy school uniforms was muted this year.
“So far we have taken about 70 to 80 orders for items like shirts and trousers,” said Vikram Attrai, manager at Stallion Bespoke Tailors in Dubai.
“Last year in the same period we had about 200 orders and lots of demand.
“We custom fit uniform pieces and use materials such as cotton, wool and cashmere.
“Depending on size, a white shirt with logo is priced at about Dh100 to Dh150 and shorts, trousers, skirts and dresses cost between Dh150 to Dh250 a piece.”

A spokesman for Threads, a uniform shop based in Times Square Centre Dubai, said customer footfall had slowed down dramatically over the past few months.

“Now parents have the option to keep children doing online learning they don’t need uniforms so it has quietened down.”

Seemar’s top six for the Dubai World Cup Carnival:

1. Reynaldothewizard
2. North America
3. Raven’s Corner
4. Hawkesbury
5. New Maharajah
6. Secret Ambition

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Red flags
  • Promises of high, fixed or 'guaranteed' returns.
  • Unregulated structured products or complex investments often used to bypass traditional safeguards.
  • Lack of clear information, vague language, no access to audited financials.
  • Overseas companies targeting investors in other jurisdictions - this can make legal recovery difficult.
  • Hard-selling tactics - creating urgency, offering 'exclusive' deals.

Courtesy: Carol Glynn, founder of Conscious Finance Coaching

Specs
Engine: Electric motor generating 54.2kWh (Cooper SE and Aceman SE), 64.6kW (Countryman All4 SE)
Power: 218hp (Cooper and Aceman), 313hp (Countryman)
Torque: 330Nm (Cooper and Aceman), 494Nm (Countryman)
On sale: Now
Price: From Dh158,000 (Cooper), Dh168,000 (Aceman), Dh190,000 (Countryman)
UAE currency: the story behind the money in your pockets
Brave CF 27 fight card

Welterweight:
Abdoul Abdouraguimov (champion, FRA) v Jarrah Al Selawe (JOR)

Lightweight:
Anas Siraj Mounir (TUN) v Alex Martinez (CAN)

Welterweight:
Mzwandile Hlongwa (RSA) v Khamzat Chimaev (SWE)

Middleweight:
Tarek Suleiman (SYR) v Rustam Chsiev (RUS)
Mohammad Fakhreddine (LEB) v Christofer Silva (BRA)

Super lightweight:
Alex Nacfur (BRA) v Dwight Brooks (USA)

Bantamweight:
Jalal Al Daaja (JOR) v Tariq Ismail (CAN)
Chris Corton (PHI) v Zia Mashwani (PAK)

Featherweight:
Sulaiman (KUW) v Abdullatip (RUS)

Super lightweight:
Flavio Serafin (BRA) v Mohammad Al Katib (JOR)

COMPANY PROFILE
Name: Akeed

Based: Muscat

Launch year: 2018

Number of employees: 40

Sector: Online food delivery

Funding: Raised $3.2m since inception 

Updated: December 17, 2021, 5:00 AM`