Investors follow share prices at the Kuwaiti stock exchange in Kuwait City on Oct 20 2008.
Investors follow share prices at the Kuwaiti stock exchange in Kuwait City on Oct 20 2008.

IMF calls for united Gulf response



DUBAI // The International Monetary Fund (IMF) is calling on authorities in the Gulf to develop a co-ordinated response to the global financial crisis as it slows growth and employment prospects across the Middle East and Central Asia, and pushes weaker economies like Pakistan to the brink of default. In its half-yearly economic outlook for the region's 30 countries, the IMF predicted that regional growth would slow to about six per cent next year from 6.5 per cent this year, a modest decline that would keep the economy expanding faster than the rest of the world, but would still be too low to absorb new entrants to the job market. "What you're going to see is a reduction in job creation," said Mohsin Khan, the director of the IMF's Middle East and Central Asia department, who was in Dubai today to present the report. In the Gulf, that would mean fewer jobs for immigrants seeking refuge from hard times elsewhere, he said, whereas "in some countries that means growth in unemployment". The latest report comes only a week after the annual meeting of the IMF and World Bank in Washington, held during what the IMF managing director Dominique Strauss-Kahn called "the most dangerous financial crisis since the one that led to the Great Depression". Mr Khan cautioned that the IMF's latest forecasts may turn out to be overly optimistic because its economists were scrambling last month to adjust their forecasts to the rapidly deteriorating global financial environment. Pakistan and the Ukraine are now asking the IMF for emergency cash to help prop up their economies. "We're playing catch-up," said Mr Khan. Echoing calls from other economists within the region, he warned that central banks around the Gulf needed to co-ordinate their responses to the financial crisis as governments in Europe had done. While most Gulf authorities have moved to increase liquidity and shore up confidence in their banks, each has adopted different measures. These are resulting in divergent interest rates that economists warn could prompt investors to shift funds from one country to another, making financial markets even more volatile. "If you have different interest rates and different perceived levels of risk, capital starts moving around," said Eckart Woertz, an economist at the Gulf Research Center in Dubai. The IMF's report outlines a gloomy global economic backdrop with credit receding, demand falling and protectionism rising. In this environment, the report said that growth would slow across most of the region, with inflation and property prices posing additional downward risks. Growth in the UAE, the IMF forecast, is likely to mirror a slowdown in the rest of the region's oil-exporting nations, dropping a full percentage point next year to six per cent, from seven per cent this year. Falling food prices, however, could actually stimulate growth in some of the region's poorest countries such as Afghanistan, Sudan and Yemen. But growth will slow in emerging markets, it predicted, particularly in Egypt, Jordan and Lebanon. The situation in Pakistan is much more severe. Moves by the government of the former president Pervez Musharraf - who resigned in August - to boost fuel subsidies and government salaries helped push inflation to 25 per cent. The country's foreign currency reserves have slumped by US$10 billion (Dh36.7bn) to just under $5bn, enough for only two months of imports. The government of the newly elected Pakistani president Asif Ali Zardari has since reduced subsidies and stopped borrowing from the country's reserves, but it still needs cash to avoid a balance of payments crisis, Mr Khan said. With global capital markets in deep freeze, Pakistan has been forced to seek official aid. Pakistan has won $3.6bn in funding form the World Bank and Asian Development Bank, but China turned down its request for cash this week. Mr Khan said that a meeting of the "Friends of Pakistan" - Britain, France, Germany, the US, China, the UAE, Canada, Turkey, Australia, Italy, the UN and EU - was scheduled in Abu Dhabi next month to try to raise funds. In the meantime, he said, Pakistan had begun preparing conditions for an IMF bailout. Elsewhere in the region, Mr Khan warned that job growth was likely to slump with slower growth, exacerbating unemployment. A region-wide skills shortage had prevented the region from reducing joblessness, he said. "The jobs being created require skills that people entering the job market don't have." Falling commodity prices could prove a boon to the region, according to the IMF report. Lower inflation could help ease food and fuel inflation in less affluent countries and perhaps even help lower the impact of the global downturn on the GCC's non-oil industries. However, inflation still poses a greater risk, Mr Khan said. Moves by regional central banks to boost liquidity are pushing real interest rates - already negative - even lower, Mr Khan warned, potentially creating an inflationary wage-price spiral. The IMF projected that inflation in the UAE would fall next year from 12.9 per cent to 10.8 per cent. Oil income should still insulate the Gulf form the worst of the storm, however. "They still have a sufficient cash buffer in this region," Mr Khan said. Oil prices have been falling, but remain historically high. The IMF estimates that Gulf oil and gas exports will fetch $7 trillion between now and 2013, pumping an additional $5.6 trillion into government coffers and boosting accumulated assets held in sovereign wealth funds to $2.8 trillion by 2013, from $1 trillion this year. But falling oil prices will contribute to slower growth in the GCC, the report said. With oil at $74 a barrel, the IMF estimates that the governments of Bahrain and Oman will be forced to run budget deficits next year. It estimates that the UAE will continue to run budget surpluses as long as oil prices stay above $23 a barrel, lower than most other estimates. The UAE does not publish its budget. warnold@thenational.ae

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

Real estate tokenisation project

Dubai launched the pilot phase of its real estate tokenisation project last month.

The initiative focuses on converting real estate assets into digital tokens recorded on blockchain technology and helps in streamlining the process of buying, selling and investing, the Dubai Land Department said.

Dubai’s real estate tokenisation market is projected to reach Dh60 billion ($16.33 billion) by 2033, representing 7 per cent of the emirate’s total property transactions, according to the DLD.

Dr Amal Khalid Alias revealed a recent case of a woman with daughters, who specifically wanted a boy.

A semen analysis of the father showed abnormal sperm so the couple required IVF.

Out of 21 eggs collected, six were unused leaving 15 suitable for IVF.

A specific procedure was used, called intracytoplasmic sperm injection where a single sperm cell is inserted into the egg.

On day three of the process, 14 embryos were biopsied for gender selection.

The next day, a pre-implantation genetic report revealed four normal male embryos, three female and seven abnormal samples.

Day five of the treatment saw two male embryos transferred to the patient.

The woman recorded a positive pregnancy test two weeks later. 

MATCH INFO

Real Madrid 2

Vinicius Junior (71') Mariano (90 2')

Barcelona 0

Specs

Engine: Dual-motor all-wheel-drive electric

Range: Up to 610km

Power: 905hp

Torque: 985Nm

Price: From Dh439,000

Available: Now

Biog

Mr Kandhari is legally authorised to conduct marriages in the gurdwara

He has officiated weddings of Sikhs and people of different faiths from Malaysia, Sri Lanka, Russia, the US and Canada

Father of two sons, grandfather of six

Plays golf once a week

Enjoys trying new holiday destinations with his wife and family

Walks for an hour every morning

Completed a Bachelor of Commerce degree in Loyola College, Chennai, India

2019 is a milestone because he completes 50 years in business

 

UAE currency: the story behind the money in your pockets

Director: Laxman Utekar

Cast: Vicky Kaushal, Akshaye Khanna, Diana Penty, Vineet Kumar Singh, Rashmika Mandanna

Rating: 1/5

The Florida Project

Director: Sean Baker

Starring: Bria Vinaite, Brooklynn Prince, Willem Dafoe

Four stars

COMPANY PROFILE
Name: Kumulus Water
 
Started: 2021
 
Founders: Iheb Triki and Mohamed Ali Abid
 
Based: Tunisia 
 
Sector: Water technology 
 
Number of staff: 22 
 
Investment raised: $4 million 
The White Lotus: Season three

Creator: Mike White

Starring: Walton Goggins, Jason Isaacs, Natasha Rothwell

Rating: 4.5/5

The smuggler

Eldarir had arrived at JFK in January 2020 with three suitcases, containing goods he valued at $300, when he was directed to a search area.
Officers found 41 gold artefacts among the bags, including amulets from a funerary set which prepared the deceased for the afterlife.
Also found was a cartouche of a Ptolemaic king on a relief that was originally part of a royal building or temple. 
The largest single group of items found in Eldarir’s cases were 400 shabtis, or figurines.

Khouli conviction

Khouli smuggled items into the US by making false declarations to customs about the country of origin and value of the items.
According to Immigration and Customs Enforcement, he provided “false provenances which stated that [two] Egyptian antiquities were part of a collection assembled by Khouli's father in Israel in the 1960s” when in fact “Khouli acquired the Egyptian antiquities from other dealers”.
He was sentenced to one year of probation, six months of home confinement and 200 hours of community service in 2012 after admitting buying and smuggling Egyptian antiquities, including coffins, funerary boats and limestone figures.

For sale

A number of other items said to come from the collection of Ezeldeen Taha Eldarir are currently or recently for sale.
Their provenance is described in near identical terms as the British Museum shabti: bought from Salahaddin Sirmali, "authenticated and appraised" by Hossen Rashed, then imported to the US in 1948.

- An Egyptian Mummy mask dating from 700BC-30BC, is on offer for £11,807 ($15,275) online by a seller in Mexico

- A coffin lid dating back to 664BC-332BC was offered for sale by a Colorado-based art dealer, with a starting price of $65,000

- A shabti that was on sale through a Chicago-based coin dealer, dating from 1567BC-1085BC, is up for $1,950

The specs

Engine: 2.0-litre 4-cylinder turbo

Power: 240hp at 5,500rpm

Torque: 390Nm at 3,000rpm

Transmission: eight-speed auto

Price: from Dh122,745

On sale: now

Company%20profile
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NO OTHER LAND

Director: Basel Adra, Yuval Abraham, Rachel Szor, Hamdan Ballal

Stars: Basel Adra, Yuval Abraham

Rating: 3.5/5

Manchester United's summer dealings

In

Victor Lindelof (Benfica) £30.7 million

Romelu Lukaku (Everton)  £75 million

Nemanja Matic (Chelsea)  £40 million

 

Out

Zlatan Ibrahimovic Released

Wayne Rooney (Everton) Free transfer

Adnan Januzaj (Real Sociedad) £9.8 million

 

 

Key facilities
  • Olympic-size swimming pool with a split bulkhead for multi-use configurations, including water polo and 50m/25m training lanes
  • Premier League-standard football pitch
  • 400m Olympic running track
  • NBA-spec basketball court with auditorium
  • 600-seat auditorium
  • Spaces for historical and cultural exploration
  • An elevated football field that doubles as a helipad
  • Specialist robotics and science laboratories
  • AR and VR-enabled learning centres
  • Disruption Lab and Research Centre for developing entrepreneurial skills
When Umm Kulthum performed in Abu Dhabi

  

 

 

 

Known as The Lady of Arabic Song, Umm Kulthum performed in Abu Dhabi on November 28, 1971, as part of celebrations for the fifth anniversary of the accession of Sheikh Zayed bin Sultan Al Nahyan as Ruler of Abu Dhabi. A concert hall was constructed for the event on land that is now Al Nahyan Stadium, behind Al Wahda Mall. The audience were treated to many of Kulthum's most well-known songs as part of the sold-out show, including Aghadan Alqak and Enta Omri.

 
THE SPECS

Engine: 3.6-litre V6

Transmission: eight-speed automatic

Power: 285bhp

Torque: 353Nm

Price: TBA

On sale: Q2, 2020

Racecard
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At a glance

Global events: Much of the UK’s economic woes were blamed on “increased global uncertainty”, which can be interpreted as the economic impact of the Ukraine war and the uncertainty over Donald Trump’s tariffs.

 

Growth forecasts: Cut for 2025 from 2 per cent to 1 per cent. The OBR watchdog also estimated inflation will average 3.2 per cent this year

 

Welfare: Universal credit health element cut by 50 per cent and frozen for new claimants, building on cuts to the disability and incapacity bill set out earlier this month

 

Spending cuts: Overall day-to day-spending across government cut by £6.1bn in 2029-30 

 

Tax evasion: Steps to crack down on tax evasion to raise “£6.5bn per year” for the public purse

 

Defence: New high-tech weaponry, upgrading HM Naval Base in Portsmouth

 

Housing: Housebuilding to reach its highest in 40 years, with planning reforms helping generate an extra £3.4bn for public finances