An employee sits in front of a currency exchange office in Cairo. The IMF plans a new loan agreement for Egypt, addressing economic challenges and reforms while defending its global role amid a US policy shift. EPA
An employee sits in front of a currency exchange office in Cairo. The IMF plans a new loan agreement for Egypt, addressing economic challenges and reforms while defending its global role amid a US polShow more

IMF board to consider new Egypt loan package in coming weeks



The International Monetary Fund plans to put forth a new loan agreement for Egypt before its executive board in the coming weeks, a representative for the Washington-based lender said on Thursday.

“A policy package of reforms will be considered by the fund's executive board, along with the fourth review of programme,” Julie Kozack told reporters during a news briefing at the fund's headquarters.

Ms Kozack said the intention is to present the Resilience and Sustainability Facility (RSF) along with the package of reforms. She did not specify how large the package would be.

The IMF's RSF provides long-term financing to strengthen countries' economic resilience and reduces risks, including ones related to climate change and pandemic preparedness.

IMF staff in December reached an agreement with Egyptian authorities to give the Arab nation access to $1.2 billion.

Egypt's economy has faced several challenges in recent years, including spillover effects from the Gaza war.

Revenue from the Suez Canal – a key source of money for Egypt – has dropped significantly mainly due to Houthi attacks on ships in the Red Sea. Egyptian President Abdel Fattah El Sisi said in December the country had lost about $7 billion in revenue last year, an annual decline of more than 60 per cent.

Regional instability added to a growing list of challenges Egypt's economy has faced in recent years including the war in Ukraine, the Covid-19 pandemic and the government's economic mismanagement.

Ms Kozack said the agreement reached in December will create fiscal space to social programmes benefiting vulnerable groups in the middle class and ensure debt sustainability. The IMF has also urged Cairo to carry out reforms that include lowering inflation, sustaining its flexible exchange rate regime, improve the business environment, and level the playing field between state-owned enterprises and the private sector.

IMF makes case for continued US support

The IMF also defended its position as a key player in supporting the global economy, as recent actions by US President Donald Trump to end support for some institutions raises questions about the fund's future.

Now in his third week in the White House, Mr Trump has undertaken a series of protectionist measures as part of his “America First” agenda while gutting agencies he deems wasteful. That has included shuttering USAID as well as withdrawing from the World Health Organisation and the Paris Climate Accords.

This has led to some questions on the future of US support for multilateral institutions like the IMF and World Bank, both of which were named in Project 2025, a right-wing blueprint for how a Republican administration should manage the federal government.

When asked about concerns that the US could withdraw its support from the IMF, Ms Kozack said the fund has a long history of working with successive administrations.

“We are a global institution. We have a clearly defined mandate to support economic and financial stability, globally, and to ultimately support growth and development in the world economy,” she said.

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Construction workforce peaked at 40,000 workers

About 65,000 people have signed up to volunteer

Main themes of expo is  ‘Connecting Minds, Creating the Future’ and three subthemes of opportunity, mobility and sustainability.

Expo 2020 Dubai to open in October 2020 and run for six months

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The White Lotus: Season three

Creator: Mike White

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The National's picks

4.35pm: Tilal Al Khalediah
5.10pm: Continous
5.45pm: Raging Torrent
6.20pm: West Acre
7pm: Flood Zone
7.40pm: Straight No Chaser
8.15pm: Romantic Warrior
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Euro 2020 qualifier

Croatia v Hungary, Thursday, 10.45pm, UAE

TV: Match on BeIN Sports

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Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

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5. Astronomers believe that when the universe was very young, black holes affected how galaxies formed

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Directed by: Shaka King

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Updated: February 06, 2025, 7:19 PM