A man walks by an advertisement for the telecomunications company du in Abu Dhabi.
A man walks by an advertisement for the telecomunications company du in Abu Dhabi.

Du may start recording profits by next year



Analysts expect that second quarter results from du, the upstart firm that broke Etisalat's domestic telecommunications monopoly, will show it has continued to trim losses and improve margins. Upon launching its services last year, du announced that it expected to become profitable by the first quarter of 2009. Weighed down by the costs of establishing the company and building a nationwide mobile network, du has reported losses of more than Dh1.6 billion (US$435.6 million) since it was founded in December 2005.

But the losses have shrunk in recent quarters, with the company becoming marginally profitable on an earnings before interest, tax, depreciation and amortisation (EBITDA) basis in the first quarter of this year. Second quarter results, due by the end of the month, are likely to show a continued improvement on this front. An average of analyst expectations shows du making a Dh55m loss in the second quarter of this year. Estimates ranged between Emaar Saudi Financial Services predicting a Dh46.2m loss to EFG-Hermes predicting a Dh62m loss.

But analysts agreed that the company had continued to add new customers and improve operating margins in the quarter. Thanks to an aggressive price-based campaign to gain new customers, du is expected to announce a total of 2.1 million subscribers. The company said it had crossed the two million mark in late May. In a note to clients, Alok Nawani, an analyst for Emaar Financial, said du was "comfortably headed toward market share of 30 per cent by the end of 2008".

In second quarter results published last week, Etisalat reported 6.83 million subscribers, adding 200,000 new customers. The report said that profits were up by 58 per cent on last year. The Dh3 billion profit was driven largely by a Dh1.78bn windfall from the sale of a quarter of the company's 35 per cent stake in Mobily, its new network in Saudi Arabia. Etisalat also has begun to absorb the costs of its loss-making international operations, which are currently in start-up stages.

These operations, in growth markets like Egypt, Nigeria and Pakistan, are widely expected to begin contributing profits next year, at the same time that analysts foresee that du will begin making money. Mr Nawani said he expected du's core operations to have become more profitable in the second quarter, with EBITDA margins for the period reaching 13 per cent, up three percentage points on the previous quarter.

As the burden of start-up costs is reduced and customer revenues grow, most analysts agree that du will approach real profitability by the end of this year. But the financing cost associated with its new Dh3bn loan is also expected to rear its head for the first time in the coming quarter, costing the company an estimated Dh8m, a figure that will rise dramatically when the debt comes online in the second half of the year.

"The injection of additional debt to its capital structure has obvious cost implications," said Mr Nawani. "It may put pressure on the company's ability to meet its break-even target." @Email:tgara@thenational.ae

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Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”