My job finishes soon and my employer will cancel my visa. I will then leave the UAE for a few weeks before returning on a tourist visa. Shortly thereafter, I expect to start a new job in the UAE. Must I cancel my internet account, electricity bill, car ownership papers, bank and credit card account, etc or can I allow some of these to carry over? In other words, what is the least necessary to be done and still avoid problems at the airport, either leaving or returning? SH, Abu Dhabi
This is not an uncommon situation and many people take a break between jobs. Provided the intention is to obtain a new visa then the various authorities and providers are not going to have any issue with a short break in continuity.
The rules regarding who can drive an owned vehicle are more flexible than before, but insurance will have been arranged on the basis of being a UAE resident. Although a driving licence is not invalidated if someone is no longer a UAE resident, the potential issue is regarding the insurance. SH should check the small print on his policy and for added security contact his motor insurance company to advise of the circumstances and get clearance to drive the car in the interim period, preferably in writing.
The bank account certainly doesn’t need to be closed but if he has a loan and/or credit card debt he can expect his account to be frozen until he recommences work. Even if an account is frozen, this is entirely different to a travel ban and the bank would have to have grounds to believe that someone was about to “do a runner”, usually with missed repayments, before opening a police case. If he has a new job offer already, notify the bank and provide a copy of the new job offer letter so it is aware of the circumstances. If he has no debt he may be able to avoid the bank account being frozen.
Keren Bobker is an independent financial adviser with Holborn Assets in Dubai, with over 20 years’ experience. Contact her at keren@holbornassets.com. Follow her on Twitter at @FinancialUAE.
The advice provided in our columns does not constitute legal advice and is provided for information only.
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Europe’s rearming plan
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Engine: 3.0L twin-turbo V6
Gearbox: 10-speed automatic
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When: 7pm kick off
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Admission: Free
Online: The match will be broadcast live on Dubai Exiles’ Facebook page
UAE squad: Lucas Waddington (Dubai Exiles), Gio Fourie (Exiles), Craig Nutt (Abu Dhabi Harlequins), Phil Brady (Harlequins), Daniel Perry (Dubai Hurricanes), Esekaia Dranibota (Harlequins), Matt Mills (Exiles), Jaen Botes (Exiles), Kristian Stinson (Exiles), Murray Reason (Abu Dhabi Saracens), Dave Knight (Hurricanes), Ross Samson (Jebel Ali Dragons), DuRandt Gerber (Exiles), Saki Naisau (Dragons), Andrew Powell (Hurricanes), Emosi Vacanau (Harlequins), Niko Volavola (Dragons), Matt Richards (Dragons), Luke Stevenson (Harlequins), Josh Ives (Dubai Sports City Eagles), Sean Stevens (Saracens), Thinus Steyn (Exiles)
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Our legal columnist
Name: Yousef Al Bahar
Advocate at Al Bahar & Associate Advocates and Legal Consultants, established in 1994
Education: Mr Al Bahar was born in 1979 and graduated in 2008 from the Judicial Institute. He took after his father, who was one of the first Emirati lawyers
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Tokenisation refers to the issuance of a blockchain token, which represents a virtually tradable real, tangible asset. A tokenised asset is easily transferable, offers good liquidity, returns and is easily traded on the secondary markets.
The team
Videographer: Jear Velasquez
Photography: Romeo Perez
Fashion director: Sarah Maisey
Make-up: Gulum Erzincan at Art Factory
Models: Meti and Clinton at MMG
Video assistant: Zanong Maget
Social media: Fatima Al Mahmoud
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On sale: Deliveries start in October