A Ukrainian soldier walks past the shell of a burnt military vehicle, on a street in Kiev. AP
A Ukrainian soldier walks past the shell of a burnt military vehicle, on a street in Kiev. AP
A screengrab from CCTV footage shows a missile hitting a residential building in Kiev. Reuters
A screengrab from CCTV footage shows a missile hitting a residential building in Kiev. Reuters
A man inspects a broken window, after shelling carried out by Russian troops in the Ukrainian capital. Reuters
A man inspects a broken window, after shelling carried out by Russian troops in the Ukrainian capital. Reuters
Ukrainian soldiers take positions outside a military centre as two cars burn on a street in Kiev. AP
Ukrainian soldiers take positions outside a military centre as two cars burn on a street in Kiev. AP
Medical specialists transport a woman, who was wounded in the shelling of an apartment building, to an ambulance, as her husband looks on. Reuters
Medical specialists transport a woman, who was wounded in the shelling of an apartment building, to an ambulance, as her husband looks on. Reuters
A woman outside her apartment building after it was damaged by a rocket, in Kiev. AP
A woman outside her apartment building after it was damaged by a rocket, in Kiev. AP
A Ukrainian police officer detains a driver on a street in Kiev. AP
A Ukrainian police officer detains a driver on a street in Kiev. AP
A soldier's helmet with a bullet hole on a street in the Ukrainian capital. AP
A soldier's helmet with a bullet hole on a street in the Ukrainian capital. AP
Ukrainian soldiers walk by a damaged vehicle, at the site of fighting with Russian troops, in Kiev. Reuters
Ukrainian soldiers walk by a damaged vehicle, at the site of fighting with Russian troops, in Kiev. Reuters
Ukrainian policemen move parrots to safety after a high-rise apartment block was damaged by shelling in Kiev. EPA
Ukrainian policemen move parrots to safety after a high-rise apartment block was damaged by shelling in Kiev. EPA
A screengrab from a video shows rescue workers carrying a person at the site of a damaged multi-storey residential building, south-west of the Ukrainian capital. Reuters
A screengrab from a video shows rescue workers carrying a person at the site of a damaged multi-storey residential building, south-west of the Ukrainian capital. Reuters
A building damaged by shelling carried out by Russian troops in Kiev. EPA
A building damaged by shelling carried out by Russian troops in Kiev. EPA
Helga Tarasova comforts her daughter Kira Shapovalova as they wait in an underground shelter during a bombing alert in Kiev. AFP
Helga Tarasova comforts her daughter Kira Shapovalova as they wait in an underground shelter during a bombing alert in Kiev. AFP
A man walks past a building damaged by a rocket attack in the Ukrainian capital. AP
A man walks past a building damaged by a rocket attack in the Ukrainian capital. AP
Emergency services workers near an apartment building damaged by shelling in Kiev. Reuters
Emergency services workers near an apartment building damaged by shelling in Kiev. Reuters
Ukrainian soldiers collect unexploded shells in the capital. AFP
Ukrainian soldiers collect unexploded shells in the capital. AFP
An apartment building damaged by shelling in Kiev. Reuters
An apartment building damaged by shelling in Kiev. Reuters
Debris of a burnt military truck on a street in Kiev. AP
Debris of a burnt military truck on a street in Kiev. AP
Natali Sevriukova stands next to her home after a rocket attack in Kiev, Ukraine. AP
Natali Sevriukova stands next to her home after a rocket attack in Kiev, Ukraine. AP
People on foot and in cars move to cross from Ukraine to Poland at the Korczowa-Krakovets border crossing following the Russian invasion of Ukraine. AFP
People on foot and in cars move to cross from Ukraine to Poland at the Korczowa-Krakovets border crossing following the Russian invasion of Ukraine. AFP
Servicemen from the Ukrainian National Guard in central Kiev. Reuters
Servicemen from the Ukrainian National Guard in central Kiev. Reuters
Ukrainian soldiers in downtown Kiev after Russian troops reached the outskirts of the capital. AP Photo
Ukrainian soldiers in downtown Kiev after Russian troops reached the outskirts of the capital. AP Photo
Police officers detain demonstrators in St. Petersburg, Russia. Hundreds of people gathered in Moscow and St. Petersburg on Thursday, protesting against Russia's attack on Ukraine. Similar protests took place in other Russian cities, and activists were also arrested. AP Photo
Police officers detain demonstrators in St. Petersburg, Russia. Hundreds of people gathered in Moscow and St. Petersburg on Thursday, protesting against Russia's attack on Ukraine. Similar protests took place in other Russian cities, and activists were also arrested. AP Photo
Hungarian troops in Vasarosnameny, close to the border with Ukraine, prepare to help refugees. AP Photo
Hungarian troops in Vasarosnameny, close to the border with Ukraine, prepare to help refugees. AP Photo
Wrecked Russian army rocket launchers in Kharkiv, Ukraine. Reuters
Wrecked Russian army rocket launchers in Kharkiv, Ukraine. Reuters
The aftermath of a rocket attack in Kiev. AP Photo
The aftermath of a rocket attack in Kiev. AP Photo
A US Air Force jet refuels over Poland. Reuters
A US Air Force jet refuels over Poland. Reuters
Devastation after shelling in Ukraine's Luhansk enclave. Reuters
Devastation after shelling in Ukraine's Luhansk enclave. Reuters
The Royal Welsh Battlegroup from the UK makes its way to Estonia. Reuters
The Royal Welsh Battlegroup from the UK makes its way to Estonia. Reuters
Firefighters tackle a blaze in a building in Kiev. AFP
Firefighters tackle a blaze in a building in Kiev. AFP
The wreckage of an unidentified aircraft in a residential area in Kiev. Reuters
The wreckage of an unidentified aircraft in a residential area in Kiev. Reuters
Smoke rises near the Ukrainian Defence Ministry in Kiev. Reuters
Smoke rises near the Ukrainian Defence Ministry in Kiev. Reuters
Russian military helicopters fly over the Ukrainian capital. AP
Russian military helicopters fly over the Ukrainian capital. AP
An anxious wait to board a train to leave Kiev as the attack loomed. AP Photo
An anxious wait to board a train to leave Kiev as the attack loomed. AP Photo
Ukrainian servicemen on tanks in the Donetsk region, eastern Ukraine. AP Photo
Ukrainian servicemen on tanks in the Donetsk region, eastern Ukraine. AP Photo
Ukraine troops said this destroyed armoured vehicle outside Kharkiv belonged to the Russian army. Reuters
Ukraine troops said this destroyed armoured vehicle outside Kharkiv belonged to the Russian army. Reuters
Rescuers at the crash site after a Ukraine armed forces Antonov aircraft was shot down in Kiev, according to the Ukrainian authorities. Reuters
Rescuers at the crash site after a Ukraine armed forces Antonov aircraft was shot down in Kiev, according to the Ukrainian authorities. Reuters
Ukrainian tanks that aim to repel an attack by the Russian military in the Luhansk enclave of Ukraine. AFP
Ukrainian tanks that aim to repel an attack by the Russian military in the Luhansk enclave of Ukraine. AFP
A Ukrainian State Border Guard Service base is ablaze after heavy shelling near Kiev. Reuters
A Ukrainian State Border Guard Service base is ablaze after heavy shelling near Kiev. Reuters
Damaged radar at a Ukrainian military plant outside Mariupol. Officials in Kiev say Russian troops have rolled into the country from the north, east and south. AP Photo
Damaged radar at a Ukrainian military plant outside Mariupol. Officials in Kiev say Russian troops have rolled into the country from the north, east and south. AP Photo
Firefighters attend a blaze after bombing in the eastern Ukrainian town of Chuguiv, as Russian armed forces appeared to be bombarding Ukraine from several directions. AFP
Firefighters attend a blaze after bombing in the eastern Ukrainian town of Chuguiv, as Russian armed forces appeared to be bombarding Ukraine from several directions. AFP
A traffic jam in Kiev, with many Ukrainians leaving their capital after Russian troops entered. EPA
A traffic jam in Kiev, with many Ukrainians leaving their capital after Russian troops entered. EPA
The Border Service of Ukraine released CCTV footage purporting to show Russian military vehicles passing a checkpoint to drive into Crimea. AP
The Border Service of Ukraine released CCTV footage purporting to show Russian military vehicles passing a checkpoint to drive into Crimea. AP
A man picks up fragments of military materiel on the street after an apparent Russian strike in Kharkiv, Ukraine. AP
A man picks up fragments of military materiel on the street after an apparent Russian strike in Kharkiv, Ukraine. AP
Workers load the debris of a rocket on to a lorry in the aftermath of Russian shelling in Kiev. AP
Workers load the debris of a rocket on to a lorry in the aftermath of Russian shelling in Kiev. AP
Emergency staff treat an injured man after bombing in Chuguiv. AFP
Emergency staff treat an injured man after bombing in Chuguiv. AFP
An American woman in distress after crossing the border to flee the violence in Ukraine, in Medyka, Poland. Reuters
An American woman in distress after crossing the border to flee the violence in Ukraine, in Medyka, Poland. Reuters
People take shelter in a Kiev subway station, after Russian President Vladimir Putin authorised a military operation in eastern Ukraine. Reuters
People take shelter in a Kiev subway station, after Russian President Vladimir Putin authorised a military operation in eastern Ukraine. Reuters
People in a rush near Kiev-Pasazhyrskyi railway station in the Ukrainian capital. AFP
People in a rush near Kiev-Pasazhyrskyi railway station in the Ukrainian capital. AFP
A Flightradar24.com screengrab shows a dearth of civilian aircraft in Ukrainian airspace after the Russian invasion. AP
A Flightradar24.com screengrab shows a dearth of civilian aircraft in Ukrainian airspace after the Russian invasion. AP
The aftermath of bombing in Chuguiv. AFP
The aftermath of bombing in Chuguiv. AFP
A Ukrainian rocket launcher vehicle prepares for action. Reuters
A Ukrainian rocket launcher vehicle prepares for action. Reuters
Cars are driven across a field to leave the city of Kharkiv. Reuters
Cars are driven across a field to leave the city of Kharkiv. Reuters
People chant, carry placards and wave Ukrainian flags as they gather in Sydney, to demonstrate against Russian attacks on its neighbour. AP
People chant, carry placards and wave Ukrainian flags as they gather in Sydney, to demonstrate against Russian attacks on its neighbour. AP
People with many of their belongings packed take shelter in a Metro station in Kiev. AFP
People with many of their belongings packed take shelter in a Metro station in Kiev. AFP
Emergency services at the scene of an explosion at a military unit building in Kiev. EPA
Emergency services at the scene of an explosion at a military unit building in Kiev. EPA
A Kiev resident sweeps up debris after Russian shelling. AP
A Kiev resident sweeps up debris after Russian shelling. AP
The first 40 soldiers of the 173rd US Army Airborne Brigade step off a military plane in Latvia. EPA
The first 40 soldiers of the 173rd US Army Airborne Brigade step off a military plane in Latvia. EPA
More damage from shelling in Kiev. AP
More damage from shelling in Kiev. AP
People wait at a bus station to travel to western parts of Ukraine, after violence in the east. Reuters
People wait at a bus station to travel to western parts of Ukraine, after violence in the east. Reuters
A woman carries her cats in a quest for a safe haven. AFP
A woman carries her cats in a quest for a safe haven. AFP
Ukrainian President Volodymyr Zelenskyy holds an urgent government meeting in Kiev to discuss the next step. AFP
Ukrainian President Volodymyr Zelenskyy holds an urgent government meeting in Kiev to discuss the next step. AFP
European Commission President Ursula von der Leyen and foreign policy chief Josep Borrell give a joint statement in Brussels, updating the press about the situation in Ukraine. EPA
European Commission President Ursula von der Leyen and foreign policy chief Josep Borrell give a joint statement in Brussels, updating the press about the situation in Ukraine. EPA
People survey the damage after bombing in Chuguiv. AFP
People survey the damage after bombing in Chuguiv. AFP
A building on fire in Chuguiv. AFP
A building on fire in Chuguiv. AFP

Business

Banking

What happens if Russia is cut off from the Swift global payments system?

A total ban could tighten the noose on Moscow, crippling its financial system and severely curtail its ability to trade globally

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Live updates: follow the latest news on Russia-Ukraine

While the US and its European allies pushed out a series of sanctions to punish Russia for its military offensive in Ukraine, they stopped short of imposing restrictions on its strategic energy and aluminium industries as this would have reverberations in the global economy.

On February 26, the US in co-ordination with the European Commission, France, Germany, Italy, the United Kingdom and Canada, said they will bar certain Russian lenders from the Swift payments network to “ensure that these banks are disconnected from the international financial system and harm their ability to operate globally”.

In a joint statement, they also pledged “restrictive measures that will prevent the Russian Central Bank from deploying its international reserves in ways that undermine the impact of our sanctions".

"We will hold Russia to account and collectively ensure that this war is a strategic failure for Putin," the statement said.

The joint statement did not list the banks that will be disconnected from the Swift network.

As a global payments network, Swift handles more than five billion financial messages a year, supporting fast and secure cross-border payments, and allowing international trade to flow smoothly.

It is considered a fast, reliable and secure platform for businesses worldwide. A ban could severely affect Russian trade, making it difficult for local companies to do business globally.

Here is a quick rundown on the payments network.

What is Swift?

Based in Belgium since its founding in 1973, the Society for Worldwide Interbank Financial Telecommunication (Swift), is a member-owned co-operative that serves as an intermediary and executor of financial transactions between thousands of banks in more than 200 countries.

It is governed by a 25-member board and the organisation is overseen by G10 central banks, as well as the European Central Bank.

Swift processes transactions worth trillions of dollars everyday. It acts as a messaging system for banks — processing payment requests and keeping a record of them in secure servers in Europe and the US.

Swift does not arrange fund transfers but sends payment orders that must be settled by the correspondent banks or accounts.

More than 11,000 institutions sent an average of 42 million messages a day through the Swift network in 2021, 11.4 per cent more than 2020.

The platform works by assigning each financial institution a unique identification code that specifies the bank name, its country, city, and branch.

The payment network enables people and businesses to take electronic or card payments, even if a customer or vendor uses a different bank than the payee.

How will a Swift ban affect Russia?

When the EU tightened its sanctions on Iran in 2012, Iranian banks were disconnected from the global financial network. Similarly, if a Swift ban is imposed it would limit Russia’s access to foreign companies and global financial markets.

Notable in Mr Biden's speech on Thursday was that European allies were not ready to impose such a ban yet, largely because of how intertwined European economies are with Russia's. But also worth noting is that Swift adheres to Belgian and European law, not US law.

“While sanctions are imposed independently in different jurisdictions around the world, Swift cannot arbitrarily choose which jurisdiction’s sanction regime to follow,” the network says on its website.

If Russia is banned from the platform, businesses in the country would find it very difficult to buy imports and be paid for their exports. Foreign exporters would find shipping goods to Russia dangerous and costly.

A Swift ban could have devastating impact on Russia’s economy and make everyday life difficult for Russians. As is the case with Iran, Russians would not be able to use credit cards abroad and tourists visiting the country would not be able make payments using their cards.

What are Russia’s alternatives?

Any ban on Swift could prompt the usage of Russia's alternative — the System for Transfer of Financial Messages.

“Introduced in response to the first threat of a Swift ban for Russia, usage of the system has grown domestically but has not yet been widely adopted internationally,” according to S&P Global Platts.

In 2014, when a potential ban was first discussed as a response to Russia's role in the conflict in Ukraine, Swift said it was a neutral global co-operative company.

The platform said it would not make unilateral decisions to disconnect institutions from its network as a result of political pressure, but would comply fully with European law as it has with respect to Iran.

Russian banks could also use other platforms for payments such as messaging apps, emails and smartphones.

However, industry experts say such alternatives would be less effective, not secure and could lead to a drop in payment volumes and an increase in transaction costs.

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Who has lived at The Bishops Avenue?
  • George Sainsbury of the supermarket dynasty, sugar magnate William Park Lyle and actress Dame Gracie Fields were residents in the 1930s when the street was only known as ‘Millionaires’ Row’.
  • Then came the international super rich, including the last king of Greece, Constantine II, the Sultan of Brunei and Indian steel magnate Lakshmi Mittal who was at one point ranked the third richest person in the world.
  • Turkish tycoon Halis Torprak sold his mansion for £50m in 2008 after spending just two days there. The House of Saud sold 10 properties on the road in 2013 for almost £80m.
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Hunting park to luxury living
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South Africa World Cup squad

South Africa: Faf du Plessis (c), Hashim Amla, Quinton de Kock (w), JP Duminy, Imran Tahir, Aiden Markram, David Miller, Lungi Ngidi, Anrich Nortje, Andile Phehlukwayo, Dwaine Pretorius, Kagiso Rabada, Tabraiz Shamsi, Dale Steyn, Rassie van der Dussen.

Whiile you're here
UAE SQUAD FOR ASIAN JIU-JITSU CHAMPIONSHIP

Men’s squad: Faisal Al Ketbi, Omar Al Fadhli, Zayed Al Kathiri, Thiab Al Nuaimi, Khaled Al Shehhi, Mohamed Ali Al Suwaidi, Farraj Khaled Al Awlaqi, Muhammad Al Ameri, Mahdi Al Awlaqi, Saeed Al Qubaisi, Abdullah Al Qubaisi and Hazaa Farhan

Women's squad: Hamda Al Shekheili, Shouq Al Dhanhani, Balqis Abdullah, Sharifa Al Namani, Asma Al Hosani, Maitha Sultan, Bashayer Al Matrooshi, Maha Al Hanaei, Shamma Al Kalbani, Haya Al Jahuri, Mahra Mahfouz, Marwa Al Hosani, Tasneem Al Jahoori and Maryam Al Amri

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Favourite author - Paulo Coelho 

Favourite holiday destination - Cuba 

New York Times or Jordan Times? NYT is a school and JT was my practice field

Role model - My Grandfather 

Dream interviewee - Che Guevara

JUDAS AND THE BLACK MESSIAH

Directed by: Shaka King

Starring: Daniel Kaluuya, Lakeith Stanfield, Jesse Plemons

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Real estate tokenisation project

Dubai launched the pilot phase of its real estate tokenisation project last month.

The initiative focuses on converting real estate assets into digital tokens recorded on blockchain technology and helps in streamlining the process of buying, selling and investing, the Dubai Land Department said.

Dubai’s real estate tokenisation market is projected to reach Dh60 billion ($16.33 billion) by 2033, representing 7 per cent of the emirate’s total property transactions, according to the DLD.

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UAE currency: the story behind the money in your pockets
UAE currency
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Monster Hunter: World

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PlayStation 4, Xbox One

Terror attacks in Paris, November 13, 2015

- At 9.16pm, three suicide attackers killed one person outside the Atade de France during a foootball match between France and Germany- At 9.25pm, three attackers opened fire on restaurants and cafes over 20 minutes, killing 39 people- Shortly after 9.40pm, three other attackers launched a three-hour raid on the Bataclan, in which 1,500 people had gathered to watch a rock concert. In total, 90 people were killed- Salah Abdeslam, the only survivor of the terrorists, did not directly participate in the attacks, thought to be due to a technical glitch in his suicide vest- He fled to Belgium and was involved in attacks on Brussels in March 2016. He is serving a life sentence in France

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Founded in 1985 by Sheikh Mohammed bin Rashid, Vice President and Ruler of Dubai, the Central Veterinary Research Laboratory (CVRL) is a government diagnostic centre that provides testing and research facilities to the UAE and neighbouring countries.

One of its main goals is to provide permanent treatment solutions for veterinary related diseases. 

The taxidermy centre was established 12 years ago and is headed by Dr Ulrich Wernery. 

JERSEY INFO

Red Jersey
General Classification: worn daily, starting from Stage 2, by the leader of the General Classification by time.
Green Jersey
Points Classification: worn daily, starting from Stage 2, by the fastest sprinter, who has obtained the best positions in each stage and intermediate sprints.
White Jersey
Young Rider Classification: worn daily, starting from Stage 2, by the best young rider born after January 1, 1995 in the overall classification by time (U25).
Black Jersey
Intermediate Sprint Classification: worn daily, starting from Stage 2, by the rider who has gained the most Intermediate Sprint Points.

Profile of Udrive

Date started: March 2016

Founder: Hasib Khan

Based: Dubai

Employees: 40

Amount raised (to date): $3.25m – $750,000 seed funding in 2017 and a Seed round of $2.5m last year. Raised $1.3m from Eureeca investors in January 2021 as part of a Series A round with a $5m target.

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SPECS
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ICC Awards for 2021

MEN

Cricketer of the Year – Shaheen Afridi (Pakistan)

T20 Cricketer of the Year – Mohammad Rizwan (Pakistan)

ODI Cricketer of the Year – Babar Azam (Pakistan)

Test Cricketer of the Year – Joe Root (England)

WOMEN

Cricketer of the Year – Smriti Mandhana (India)

ODI Cricketer of the Year – Lizelle Lee (South Africa)

T20 Cricketer of the Year – Tammy Beaumont (England)

The Details

Kabir Singh

Produced by: Cinestaan Studios, T-Series

Directed by: Sandeep Reddy Vanga

Starring: Shahid Kapoor, Kiara Advani, Suresh Oberoi, Soham Majumdar, Arjun Pahwa

Rating: 2.5/5 

While you're here
The Sand Castle

Director: Matty Brown

Stars: Nadine Labaki, Ziad Bakri, Zain Al Rafeea, Riman Al Rafeea

Rating: 2.5/5

Common OCD symptoms and how they manifest

Checking: the obsession or thoughts focus on some harm coming from things not being as they should, which usually centre around the theme of safety. For example, the obsession is “the building will burn down”, therefore the compulsion is checking that the oven is switched off.

Contamination: the obsession is focused on the presence of germs, dirt or harmful bacteria and how this will impact the person and/or their loved ones. For example, the obsession is “the floor is dirty; me and my family will get sick and die”, the compulsion is repetitive cleaning.

Orderliness: the obsession is a fear of sitting with uncomfortable feelings, or to prevent harm coming to oneself or others. Objectively there appears to be no logical link between the obsession and compulsion. For example,” I won’t feel right if the jars aren’t lined up” or “harm will come to my family if I don’t line up all the jars”, so the compulsion is therefore lining up the jars.

Intrusive thoughts: the intrusive thought is usually highly distressing and repetitive. Common examples may include thoughts of perpetrating violence towards others, harming others, or questions over one’s character or deeds, usually in conflict with the person’s true values. An example would be: “I think I might hurt my family”, which in turn leads to the compulsion of avoiding social gatherings.

Hoarding: the intrusive thought is the overvaluing of objects or possessions, while the compulsion is stashing or hoarding these items and refusing to let them go. For example, “this newspaper may come in useful one day”, therefore, the compulsion is hoarding newspapers instead of discarding them the next day.

Source: Dr Robert Chandler, clinical psychologist at Lighthouse Arabia

Updated: February 27, 2022, 3:46 PM
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